Debt total once a day

Hi everyone

I'm creating this diary to show our debt balance every day and payments made...

So current situation
Argos card - £727.90
Very account 1: £652.83
Very account 2: 910.79
Natwest CC: £325.86
Mbna card: £2279
NatWest loan: £1867.53
Bed loan: £296.04
Bike loan: £250.48
OH car loan: £1020

Total: £8330.53

Tomorrow I'll be back with tomorrow's balance and the payment I'm about to make to Argos.

Doodle
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Comments

  • I used to find it really helpful (when I had multiple debts of about £17k/£18k) to have a chart showing my progress over time and also to project ahead. That actually helped stop my spending to a great extent as I could see that overspending meant that I couldn't reach the goals I had set to pay things off.


    Good luck with your quest!
    174 BPM >> CC Balance (0%) -£3,565.99 - Target DFD Dec 2017 >> Loan (Car) (3.1%) -£19,803.74 - Target DFD Nov 2020
  • I have a daily cashflow which mimics the same idea. It's very helpful to see where we go wrong
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Sounds like a great plan! Good luck!
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • Today:

    Argos card - £727.90. -£100
    Very account 1: £652.83
    Very account 2: 910.79
    Natwest CC: £325.86
    Mbna card: £2279
    NatWest loan: £1867.53
    Bed loan: £296.04
    Bike loan: £250.48
    OH car loan: £1020

    Total: £8230.53

    Tomorrow I'll be back with tomorrow's balance and the payment I'm about to make to Argos.

    Doodle
  • I can't delete that last comment so ignore that bit
  • Today:

    Argos card - £627.90.
    Very account 1: £652.83
    Very account 2: 910.79
    Natwest CC: £325.86
    Mbna card: £2279
    NatWest loan: £1867.53
    Bed loan: £296.04
    Bike loan: £250.48
    OH car loan: £1020 -£30

    Total: £8200.53


    Doodle
  • Today:

    Argos card - £627.90.
    Very account 1: £652.83
    Very account 2: 910.79
    Natwest CC: £325.86 £10
    Mbna card: £2279
    NatWest loan: £1867.53
    Bed loan: £296.04
    Bike loan: £250.48
    OH car loan: £990

    Total: £8190.53


    Doodle
  • Today:

    Argos card - £627.90. -£10
    Very account 1: £652.83
    Very account 2: 910.79
    Natwest CC: £315.86
    Mbna card: £2279
    NatWest loan: £1867.53
    Bed loan: £296.04
    Bike loan: £250.48
    OH car loan: £990

    Total: £8180.53


    Doodle
  • Today: only a small payment today

    Argos card - £617.90. -£5
    Very account 1: £652.83
    Very account 2: 910.79
    Natwest CC: £315.86
    Mbna card: £2279
    NatWest loan: £1867.53
    Bed loan: £296.04
    Bike loan: £250.48
    OH car loan: £990

    Total: £8180.53


    Doodle
  • Today: -under £8k!!!

    Argos card - £612.90. -£100
    Very account 1: £652.83
    Very account 2: 910.79
    Natwest CC: £315.86 -£26.50
    Mbna card: £2279
    NatWest loan: £1867.53
    Bed loan: £296.04. -£49.36
    Bike loan: £250.48
    OH car loan: £990

    Total: £7999.67


    Doodle
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