DFW Aspirations - MrsDoyles Journey

mrsdoyle1981 · 2 January 2008 at 5:28PM

I've been unhappy with my financial situation for a few years and have made a few half arsed attempts to sort myself out but nothing has really worked in the past. I got into a cycle of accumulating debt, consolidating with higher monthly payments and then accruing more debt!

Anyway, i've taken a look at my debts and worked out that our total debt is £8734 :eek: (not including husbands student loan at around £5800)

We have started paying off double the minimum amount (at least) on one of the credit cards and are working conscientiously to pay off the overdrafts so we aren't living in the red on a day to day basis!

The reason i'm so happy today is that i've just set realistic budgets for everything and worked out that this we will be paying £630 off our debts this month alone. :T

I only work part time so i can spend lots of time with our 3 year old son and my husband isn't on great money but our budget is slightly assisted by neither of us being able to drive at the moment.

Anyway, i just wanted to post this as im so proud of myself for being able to take a step out of my unhappy box for a while and for taking a look at the bigger picture which isn't as bad as i'd thought! :j

sunshine_shell · 2 January 2008 at 5:32PM

That is fantastic!!! Well done

mrsdoyle1981 · 2 January 2008 at 5:38PM

Thanks! Its been a tough few years but it feels like we are finally turning the page over and can start afresh =D

Happy 2008 xx

fletch3163 · 2 January 2008 at 5:39PM

Congratulations on such clear cut goals. I wish you all the best. I also wish you well on your drop three dress sizes. It's my own personal goal to STOP going UP another three dress sizes. Whoever said stopping smoking may lead to slight weight gain? SLIGHT?

duchy · 2 January 2008 at 5:40PM

That is SO good-Well done !
It's a brave thing to look those debts in the eye but once you do they aren't half so scary !!

mrsdoyle1981 · 2 January 2008 at 5:41PM

Thank you!

I stopped smoking on 30th Aprill 2007 and havent looked back.....but the body has been ravaged by chocolate! =D

Congrats on stopping - it really is the best thing you can do for your health and wallet!

mrsdoyle1981 · 2 January 2008 at 5:42PM

duchy wrote: »

That is SO good-Well done !
It's a brave thing to look those debts in the eye but once you do they aren't half so scary !!

thank you!

happy new year

fletch3163 · 2 January 2008 at 5:43PM

I quit Sept 2005 and My Goodness ................. well you know what I mean

Health and wallet doing well. Waistline? Not so much!

mrsdoyle1981 · 2 January 2008 at 5:45PM

fletch3163 wrote: »

I quit Sept 2005 and My Goodness ................. well you know what I mean

Health and wallet doing well. Waistline? Not so much!

You really cant underestimate how much better you feel when you stop though, can you? :rotfl:

masterkay · 2 January 2008 at 5:45PM

Well done. Congratulations on sorting it out and snowballing in the right direction.

Just keep going and it won't be long until that magic debt-free date.

superstar_2 · 2 January 2008 at 5:46PM

Well done!

DFW Aspirations - MrsDoyles Journey

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