What dates of discharge?

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Jamgeorge
Jamgeorge Posts: 89 Forumite
in Bankruptcy & living with it
Hi I was bankrupt in July 2012 and discharged in February 2013. Can anyone tell me when this completely drops off my credit reports. Also when is best to look for a 95% mortgage. At the min I’m cleaning all the reports up as some default dates are not in line with the Bankruptcy date

Thank you

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  • fatbelly
    fatbelly Posts: 20,492 Forumite
    Name Dropper First Anniversary First Post Cashback Cashier
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    Jamgeorge wrote: »
    Hi I was bankrupt in July 2012 and discharged in February 2013. Can anyone tell me when this completely drops off my credit reports. Also when is best to look for a 95% mortgage. At the min I’m cleaning all the reports up as some default dates are not in line with the Bankruptcy date

    Thank you

    July 2018 for both questions
  • Jamgeorge
    Jamgeorge Posts: 89 Forumite
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    Thank you. It!!!8217;s so confusing as so many people telling you different things and info on the internet
  • fatbelly
    fatbelly Posts: 20,492 Forumite
    Name Dropper First Anniversary First Post Cashback Cashier
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    Jamgeorge wrote: »
    Thank you. It!!!8217;s so confusing as so many people telling you different things and info on the internet

    There's a lot of rubbish out there
  • Jamgeorge
    Jamgeorge Posts: 89 Forumite
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    I know your right. It can really put you on a downer...
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