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Working towards being debt free and a new house.

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  • dipdap
    dipdap Posts: 6,181
    First Anniversary First Post Combo Breaker
    Forumite
    Just had a phone call :D
    We're definitely moving this month :j
    21 days and counting, starting to get nervous and excited now :eek:
    Need to smash this debt down as much as we can before we go :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181
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    Good morning diary :)
    19 days till we move :j
    I need to start writing a list as I have a ton of stuff to do :eek:
    Need to get these debts down below £18k (which would be amazing :D) in 19 days, this could be a laugh :rotfl:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • abba1772
    abba1772 Posts: 7,746
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Happy packing xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Dobbibill
    Dobbibill Posts: 4,133
    First Anniversary Mortgage-free Glee! Name Dropper First Post
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    we are all doing the countdown with you and don't forget to pack the kettle last (you will need a cuppa or maybe something stronger) when the last box hits the new home :rotfl:
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • dipdap
    dipdap Posts: 6,181
    First Anniversary First Post Combo Breaker
    Forumite
    Thanx both :)
    Well diary, today has been a good day :)
    I paid off that pesky credit card today :j not sure if we have every penny to do it but I will reassess the finances in a couple of days to check.
    I feel so much better for clearing it though :D
    18 days to go till we move :j
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181
    First Anniversary First Post Combo Breaker
    Forumite
    Hello diary!
    Had such a non productive day today :o there's only so much I can pack without emptying the house completely :rotfl:
    If I had my way we'd all be living out of boxes :D
    Think I'll have an early night tonight, got work all day tomorrow :(
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181
    First Anniversary First Post Combo Breaker
    Forumite
    Good morning diary :)
    Work today (boo!) but moving in 16 days (yay :j )
    Starting to build up some amazon credit from doing SB, not sure whether to spend it on essentials or buy something nice :D
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181
    First Anniversary First Post Combo Breaker
    Forumite
    Hello diary :)
    15 days to go :j
    Had our tax credits renewal through the post, this years payments have been slashed to half of last years (DH did lots of overtime so we could comfortably get our new mortgage)
    We'll adjust :) it just means money will be much tighter than we first thought when we move in :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181
    First Anniversary First Post Combo Breaker
    Forumite
    Morning diary :)
    13 days to go :j
    Need to go to the carpet shop today and get a quote, hoping it's not going to break the bank :(
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • abba1772
    abba1772 Posts: 7,746
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Forumite
    Boo to the tax credits cut we are in the same boat cause hubby did overtime too xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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