Hard Footprint credit searches mistakenly left on my profile

Hi Guys,

So, I too received a letter (exactly the same as above) offering £75 in full and final settlement for "hard footprints" etc. etc.

I have historically had many payday loans and therefore, this therefore unsolicited (as such).

I do however remember reading recently that the contracts for some payday loans historically, breached certain rules and as such, people who took them out were now entitled to claim the full amount of any interest/fees charged (similar to the claiming back of unreasonable interest/bank charges that many were able to take advantage of).

Again, this is only a suspicion, but I would imagine they are offering a nominal compensation fee (£75) and in doing so are asking customers to sign to say they will not take further action against the higher losses.

I plan to take advice, because I'm not certain on the process for starting a claim against any unlawful contract. This particular company (Dollar UK) seems to span quite a few of the payday loan companies, so a single £75 payout would make good business sense for them to prevent further action against them.

Any thoughts?

I too received my £75 letter refund this morning. In my opinion it does look legit its only asking for the account number and sort code in where you would like the funds to be sent to.

I remember a few years ago the same thing happens with another firm (cash genie) where a similar amount was offered and true to their word the funds were received.

Having said the above I'm not sure if £75 is a reasonable amount? Anyone have any ideas if this is worth taking further to see if a higher value could be achieved?