Pay Monthly Designer Handbags?

kipendo · 10 May 2010 at 6:46PM

Hello MSErs!!

I was just wondering if anyone out there knows of a site that sells designer handbags (i.e, Chloe, Mulberry, Marc Jacobs) but lets you pay in installments?

My current bag is starting to fall apart so I'm in need of a new one, but would love to get a decent one that's going to last and just pay it off slowly!

I know the obvious option is to pay by credit card and do it that way but unfortunately I don't have that option available to me!

Many thanks!!

Bronnie · 10 May 2010 at 7:59PM

Hi there Kipendo and welcome to MSE!

How much would you be looking to pay off each month? Perhaps you could make-do for a while and save that amount in a dedicated savings account each month instead. Sell a few bits on ebay to add to your fund and if people ask what you want for your birthday this year, tell them you'd be so grateful for a small donation for your " Beautiful Bag Fund".

You could then treat yourself to your perfect bag, without having the bag hanging off one shoulder and a debt hanging off the other.

Maybe not be what you want to hear, but that's what I'd tell my DD who's the same age as you

lostinrates · 10 May 2010 at 8:04PM

I think, Bronnie, it is the ONLY truely MSE way for a luxury spend, save then seek discounts/sales.

xxvickixx · 10 May 2010 at 8:53PM

I would add that although a designer bag is seen as the ultimate luxury and quality, I've had bags from BHS and Debenhams that have lasted many years and withstood a lot of wear and abuse so you really don't *need* to spend an awful lot.

BitterAndTwisted · 10 May 2010 at 8:55PM

Any woman who says that she needs a new bag because the one she has is falling apart is a liar. Everybody knows that no woman ever has just the one bag.

Lady, it's either time to save up for that luxury bag, buy a reasonably priced one which fits your budget or hit the charity shops

Wilma33 · 10 May 2010 at 9:00PM

Save, save, save! Please don't into debt for a handbag.

kipendo · 10 May 2010 at 9:17PM

Thank you for all the kind words of advice everyone!

I think I really do need that bag though...! Although I am considering starting a savings account for "luxury items" - so your advice isn't on completely deaf ears!!

I have survived on cheaper ones for several years (my current one is Debenhams!) but it's pot luck whether you get one that will last the duration or not.

I work as a buyer for a living, so am out and about all over town all the time, so my bag is a really important possession, and has to be quite specific in terms of opening, compartments etc...as well as getting quite a lot of wear and tear...and I don't have any other bag that would be up to the job!

BitterAndTwisted · 10 May 2010 at 9:21PM

Is this the right place to open up a discussion about what appears to be a radical change in people's aspirations? Normal. ordinary wage-earners thinking that a mere hand-bag which could cost a month's pay is an appropriate and sensible purchase?

I'm a wizened old hag now with very different priorities and I'd obviously heard of Cloe, Hermes, Mulberry et al when I was a lot younger but never in a million years believed that such a purchase was attainable or knew anyone who owned one either.

lostinrates · 10 May 2010 at 9:22PM

kipendo wrote: »

Thank you for all the kind words of advice everyone!

I think I really do need that bag though...! Although I am considering starting a savings account for "luxury items" - so your advice isn't on completely deaf ears!!

I have survived on cheaper ones for several years (my current one is Debenhams!) but it's pot luck whether you get one that will last the duration or not.

I work as a buyer for a living, so am out and about all over town all the time, so my bag is a really important possession, and has to be quite specific in terms of opening, compartments etc...as well as getting quite a lot of wear and tear...and I don't have any other bag that would be up to the job!

I have a couple of designer bags, gifts not my spends!, one has needed several repairs andother has merely had a few. I have a few bags from independant shops I have wished would die and they won;'t (£50 mark). Last bag oruchase was a Ness BAg reduced to £25. It has rlled around the back of DH's landrover getting hay/mud on it and has just brushed/wiped clean and smart. Something like that, young British skill and makers is not as expensive as what we term''designer'' but its cheaper and quirkier.

BitterAndTwisted · 10 May 2010 at 9:30PM

Coach bags can be got for less than Chloe and Mulberry and are lovely quality.

MrsE_2 · 10 May 2010 at 9:32PM

kipendo wrote: »

Hello MSErs!!

I was just wondering if anyone out there knows of a site that sells designer handbags (i.e, Chloe, Mulberry, Marc Jacobs) but lets you pay in installments?

My current bag is starting to fall apart so I'm in need of a new one, but would love to get a decent one that's going to last and just pay it off slowly!

I know the obvious option is to pay by credit card and do it that way but unfortunately I don't have that option available to me!

Many thanks!!

Can't tell you where to get them on tick but I can tell you where to get them cheap(er):D

Shepton Mallett, Mulberry factory shop. I got a Tan Roxanne in there for £245.
Also got a small-med black one (can't remember name) reduced to about £125 (I think).

Bicester Mulberry discount store (not as cheap as Shepton Mallet, but still good).

Got a lovely large black messenger there for under £300, should have been 6 or 7 ish I think.

:money::money::money::money::money:

Pay Monthly Designer Handbags?

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