Main site > MoneySavingExpert.com Forums > Pure Money > Mortgage-Free Wannabe > That was scary; now to tackle the remaining mortg... (Page 21)

IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
That was scary; now to tackle the remaining mortgage
Reply
Views: 33,516
Thread Tools Search this Thread Display Modes
# 401
teapot2
Old 29-04-2013, 10:53 PM
Serious MoneySaving Fan
 
Join Date: Apr 2006
Posts: 1,479
Thanked 4,199 Times in 978 Posts
Default

Quote:
Originally Posted by gallygirl View Post
Bet you're glad to get back to work for a rest .
You're not wrong there .

Busy day again, washing done and some hung out with loads of pegs as it was soooo windy - a guid drying day. Also hoovered round and tidied up. Had a few work emails to do which all seemed to be quite complicated but all done and last of the invoices up to date so quite pleased with that. Mind you when I got responses to my emails I then had to answer them too . Went to PO to post Amazon sales and then to Mr A to stock up for the week.

Came home and cooked some Quorn mince for OH and me and had a wee sit down . Tonight listed some books on Amazon and read OH's report for work [I check it for repetition, grammar and lack of diplomacy ]. Also tried to help with his new work expenses guidelines which are doing his head in!!

That is all, off to bed now - night, night
teapot2 is offline
Reply With Quote Report Post
The Following User Says Thank You to teapot2 For This Useful Post: Show me >>
# 402
teapot2
Old 04-05-2013, 6:42 PM
Serious MoneySaving Fan
 
Join Date: Apr 2006
Posts: 1,479
Thanked 4,199 Times in 978 Posts
Default

Cut the grass on Thursday for the first time this year - the forecast was for lots of rain on Friday so thought I'd better go for it even though I was a bit cream crackered after work. Looks a lot better now I must admit - at least the weeds in the grass are chopped down and don't show as much .

While I was having a cuppa our neighbour came over to say a lower estimate had arrived for rebuilding the fence that blew down so we've agreed to go for that as its £500 each cheaper than the most expensive one!!!

Did lots of washing today and changed bedding as it was a lovely morning but that didn't last and it got cloudy, windy and cold as the day went on but at least the washing dried. Think theres a north-south divide with the weather this BH weekend and guess which side of the divide we are in ??? Had planned to do a bit of weeding this affy but too cold bbrrrr.

Made some bread and tidied round a bit. Am tackling my desk of doom bit by bit and pile of paper by pile of paper - lots to shred and recycle.

Forgot to mention last time that we'd made an overpayment - £500 each as the money was sitting in our respective accounts not earning anything. The online banking bit with the mortgage info didn't seem to update the total which was a bit confusing. It showed the OP but the total stayed the same until the next mortgage payment came out when it updated . We are now at £22,144 and OH wanted to make another OP to get down into the £21000s so I did that today online but don't suppoe it'll show up until after the BH.

Going to have a chippy tea tonight courtesy of OH who is also on a mission to find bargain loo rolls at the co-op .
In food related news going to garden centre tomorrow as need some bits for garden and feeding birds but also they are doing a BOGOF on breakfasts at the cafe there . Will go to Mr T after to stock up as fridge a bit bare. Will see what the weather is on Monday and maybe head for the seaside - like everyone else no doubt! Have a good BH weekend all
teapot2 is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to teapot2 For This Useful Post: Show me >>
# 403
pink poppy
Old 04-05-2013, 8:21 PM
MoneySaving Stalwart
 
Join Date: Jun 2011
Posts: 605
Thanked 3,059 Times in 577 Posts
Default

I think we must be smack in the middle of the North/South divide ~ one minute it's lovely & sunny, the next it's cold & windy!! No rain though. We could do with some tbh as the soil here is all cracked, it's so dry. I used a garden fork to dig some over a little bit & it's dry quite far down & no worms for the birds to feed their young

Well done on the OPs You are so close to being in the teens now!! I did a £50 OP a week or so ago & was confused because the total went up £50 & then down £50 meaning my balance didn't change at all?! I haven't looked for a few days but if it's still the same I'll have to phone them. Maybe they're having teething problems with the new system.

I'll be sending my DH to the co-op tomorrow to look for the loo rolls ~ I'm presuming it's the BOGOF own brand you're going for. It's a good saving & I don't mind their own make anyway.

Hope you enjoyed your chippy tea & have a lovely BH
MFW
Caledonia dreamin' ...
One step forward... 2 3 steps back
pink poppy is offline
Reply With Quote Report Post
The Following User Says Thank You to pink poppy For This Useful Post: Show me >>
# 404
teapot2
Old 04-05-2013, 11:11 PM
Serious MoneySaving Fan
 
Join Date: Apr 2006
Posts: 1,479
Thanked 4,199 Times in 978 Posts
Default

Hi Poppy

we've had a lot of rain in the last few days but before that it was very dry and I was watering the pots on the decking. It was so chilly tonight we had the heating on from aboput 7pm

Glad you are still making OPs - I wonder if there are teething problems with the online mortgage info, I'll be interested to see if the total changes this time or we have to wait until the next mortgage payment comes out - I'll not be impressed with the new system if thats the case.

OH was successful in his loo roll mission . Yes they are the co-op own brand, up here at least this offer is only on this weekend. It was something like £4.25 [can't remember exactly] for 9 rolls and another pack free which is not bad.

Hope you enjoy the BH whatever you are up to
teapot2 is offline
Reply With Quote Report Post
The Following User Says Thank You to teapot2 For This Useful Post: Show me >>
# 405
teapot2
Old 07-05-2013, 11:37 PM
Serious MoneySaving Fan
 
Join Date: Apr 2006
Posts: 1,479
Thanked 4,199 Times in 978 Posts
Default

Weather was quite good so had a trip to the seaside on Monday as planned but it was mega busy - the main street is really narrow there and it was packed so we just went for a coffee and a wander at the harbour.

Sold 3 books on Amazon over the weekend so went up the street today and posted them. Stocked up on stuff for the birds as well when I was out and had a coffee and a scone so not a NSD .

Really hot today so got some washing out and for the second day a bird dropped its load on it . Maybe I'm not feeding them enough .

Did a bit of weeding and tidying in the garden and planted some seeds in the propagator. No point in putting in plants in front of the fence as they'll just get trampled on when the new fence is put up. So I think I'll just put stuff in the pots on the decking, am going to put in night scented stock; poached egg plants, lupins, daisys and corn flowers - thats the plan so far anyway. Mind you I think that might be the end of the sunny weather here as the forecast is for strong wind and heavy rain .

Hali online mortgage info hasn't updated yet so will have another look tomorrow. Did some emails tonight and admin stuff and watched CSI . OH's birhtday tomorrow so am sneaking off to write his card. Got his poster framed and ready and we're going to a gig next week too. Am working tomorrow eve but we'll go out after for a drink. My friend also has her birthday tomo so we're going to meet up on Saturday for a meal out - .

Off to bed now - night all
teapot2 is offline
Reply With Quote Report Post
The Following User Says Thank You to teapot2 For This Useful Post: Show me >>
# 406
teapot2
Old 12-05-2013, 11:38 AM
Serious MoneySaving Fan
 
Join Date: Apr 2006
Posts: 1,479
Thanked 4,199 Times in 978 Posts
Default

The online mortgage info finally updated on Thursday just as I was beginning to wonder if the payment had disappeared into the ether .

So, pleased to say we are now down to £21,944 so getting closer to being in the teens but it does feel like a slow process however we will get there.

We went out for a meal last night with some friends, it was OH's birthday and friend's b'day on same day so a celebration for that. Also going out on Wed to a concert with OH as part of his pressie and staying over [free hotel] then going straight to work after breakfast. So been a spendy month and I need to rein [sp?] things in a bit and not do so much eating out. Been very nice though and good to catch up with friends.

I've got my annual review this week in one of my jobs so need to fill in the form for that today . It was lovely and sunny when I got up so stuck on a big washing to hang out however it has clouded right over and is looking rainy so not sure whether to hang it out or not.

Hope to also sort out some pots where the plants haven't survived the winter and get them ready for planting if the weather holds. Will do a food shopping on the way home from work tomorrow. My Monday afternoon work has been cancelled which is a pain as although I can claim a cancellation fee its a lot less than it would hae been.

Hope everyone has a good week
teapot2 is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to teapot2 For This Useful Post: Show me >>
# 407
teapot2
Old 16-05-2013, 11:12 PM
Serious MoneySaving Fan
 
Join Date: Apr 2006
Posts: 1,479
Thanked 4,199 Times in 978 Posts
Default

Had my annual review at one of my jobs on Wednesday - seemed to go well, shouldn't be any surprises but am always glad when its over . Met OH in town after and we went to see a band - the last of his birthday pressies, quick pub meal before - pouring rain so both v wet and sat steaming in the venue . Really enjoyed the band - xcellent evening.

Stayed in town with free hotel and then to work after b'fast. On way did some shopping @ Mr T as sister coming to lunch tomorrow.

Still cold here though its been sunny off and on - had the heating on for a while tonight brrrrr. Our new back fence is nearly finished so will have to pay our half but got money put aside for that. Lots of folk round here seem to be having work done on their houses/gardens so there must be some cash around???

Just watching a debate on TV between Nicola sturgeon and Micheal Moore about Scottish independence. Really not sure who to believe and am sure I'll be well scunnered with it in a few months .

Sold a couple of books on Amazon today so will need to get them parcelled up - nearly the weekend
teapot2 is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to teapot2 For This Useful Post: Show me >>
# 408
teapot2
Old 18-05-2013, 10:41 PM
Serious MoneySaving Fan
 
Join Date: Apr 2006
Posts: 1,479
Thanked 4,199 Times in 978 Posts
Default

Gorgeous warm day yesterday - sis came to lunch and I made an asparagus and Gruyere flan thing and we had bits of bought salady things with it - yum. Sat outside having a cuppa and a good blether afterwards. Once she headed off I cut the grass and did a bit of weeding.

Today on the other hand cold and very wet with lots of mist . what a contrast to yesterday - got the heating on its so chilly! OH gave me a lift to the PO when he was going to work so I posted my Amazon sales and did a bit of shopping at the bakers and butchers [the candlestick makers was shut ]. Bought a pack of chicken thighs so will make a casserole for OH with those. As it was so wet had to take refuge in a coffee shop and have a tray bake too .

This evening did some admin bits and bobs and helped OH do an email which required diplomacy . Chippy tea and then did a bit of book listing on Amazon. Have also sorted out some clothes to put in the clothes bank tomorrow when we go to Mr A.

Managing to avoid Eurovision mostly - was watching J Ross instead but Lee Evans came on so had to switch off .

Off to bed when the cat comes back ETA cat came back soaked through so dried him with some kitchen roll and he has gone even more fluffy than normal and looks a bit like a cartoon cat :-)

Last edited by teapot2; 18-05-2013 at 11:40 PM.
teapot2 is offline
Reply With Quote Report Post
The Following 4 Users Say Thank You to teapot2 For This Useful Post: Show me >>
# 409
teapot2
Old 19-05-2013, 10:27 PM
Serious MoneySaving Fan
 
Join Date: Apr 2006
Posts: 1,479
Thanked 4,199 Times in 978 Posts
Default

Hi MWC, PP, Tilly and SS
Went to Mr A this morning and hopefully got enough food for the week. Used a 10% cheaper thingy voucher which took it down to under £40 which is less than we usually spend for the week but there is quite a bit of food in the freezer so we should be ok I hope. Made a chicken casserole for OH so that will do him 2 days.

There was a heavy haar around for most of the morning but it had gone after lunch so I decided to tackle the grass edges which are very overgrown and the strimmer didn't really help last time so I got out the long handler cutters. The only thing with those is that I end up with the shakes after I use them - must be the chopping action I guess?

Looks much neater though and I've cleared a lot of moss and dead grass from next to the decking so once the new fence is finished the next job is to neaten up the border edges.
Also did some weeding and general tidying up then came in and fell asleep

This evening, long blether with friend on the phone and then sorted out stuff for work and did some emails.

Off to bed in a mo as up early tomorrow - have a good week all
teapot2 is offline
Reply With Quote Report Post
The Following 3 Users Say Thank You to teapot2 For This Useful Post: Show me >>
Reply

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2013, Jelsoft Enterprises Ltd.

All times are GMT +1. The time now is 4:57 AM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 22 May 2013

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile
  • PS regulars if you see people berating me for not replying to tweets, pls let them know Im taking a break :)
  • Right folks Im won't be on here much for the next week, as Im taking a break (read this http://t.co/K3Iy4y7qn0). Thanks for watching tonight
  • RT @TomGeoffCraig_: Martin Lewis, you have put my mind at rest about my loans and debt from University. Thank you muchly! #itvmlshow

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

TuneChecker Top Albums

  • CARO EMERALDTHE SHOCKING MISS EMERALD
  • RUDIMENTALHOME
  • EMELI SANDEOUR VERSION OF EVENTS

MSE's Twitter Feed

profile
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.
We use Skimlinks and other affiliated links in some of our boards, for some of our users.