Airline Credit Cards Discussion Area
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Has anyone tried making mortgage overpayments (or even regular repayments) with their card to boost mileage earnings?
It's my biggest monthly outlay so potential biggest earner if I can take advantage of it.0 -
Has anyone tried making mortgage overpayments (or even regular repayments) with their card to boost mileage earnings?
It's my biggest monthly outlay so potential biggest earner if I can take advantage of it.
I doubt very much whether you'd find a lender who'd take credit card payments (because of the cost to them).0 -
Hi all
Apologies for bringing this tread back from the dead but thought it best to ask here.
I have recently taken advantage of the Amex Gold Chargecard where you receive 20,000 bonus points with a £2k spend in first few months. So I've done the spend already, all paid for and have 23K points available.
I've been looking at BA's AVIOS to transfer the points as wife and I travel a bit but for us, the taxes just don't make it worthwhile (looking to travel to Italy or Croatia and taxes would be more than flying with other airlines such as EasyJet).
So, does anyone know if we can transfer the points to the IHG programme, of which we're a Platinum member, through Virgin Atlantic? I heard people doing this before on another forum but cannot for the life of me find it which would be useful to say the least. I think the IHG points would come in more useful than any of the other programmes running with AmEx so this would be beneficial for us.
Thanks so much in advance.0 -
IHG left membership rewards (the amex points scheme) around a year ago.
You really should read up on the avios scheme as you can travel to italy on a reward saver on which the tax you pay is only around £38.
Go to flyertalk.com0 -
billchecker1 wrote: »IHG left membership rewards (the amex points scheme) around a year ago.
You really should read up on the avios scheme as you can travel to italy on a reward saver on which the tax you pay is only around £38.
Go to flyertalk.com
Many thanks. Will give this a look.0 -
Many thanks. Will give this a look.0
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Hello, I am planning on doing a couple of big journeys in the next 2-3 years and I was thinking on getting this card to help with the flights and also the hotels, I am not a high spender but try to use my credit cards as much as possible, always pay in full and have a good credit score. Should I get one of this cards?0
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Hello, I am planning on doing a couple of big journeys in the next 2-3 years and I was thinking on getting this card to help with the flights and also the hotels, I am not a high spender but try to use my credit cards as much as possible, always pay in full and have a good credit score. Should I get one of this cards?
For example, I fly Emirates frequently, I'm Skywards Plat and I have the Emirates Skywards Elite credit card which I use for all flights expenditure, it works for me as I'm a frequent flyer so whether it would work for you is another matter.0 -
Hello, I am planning on doing a couple of big journeys in the next 2-3 years and I was thinking on getting this card to help with the flights and also the hotels, I am not a high spender but try to use my credit cards as much as possible, always pay in full and have a good credit score. Should I get one of this cards?
Should I get a airmiles credit card or not?
There really isn't an generic yes/no answer to this question. Generally airmile credit cards only really become worth considering if you take advantage of things like signup bonuses, and have sufficient monthly spend.
For a couple if you spend £1,000 a month on credit cards then you could:
> Get an Amex gold card in one name, spend £3k over 3 months earning ~28,000 airmiles in signup and spending.
> Get another Amex gold in the others name, spend 3k over 3 months and earn ~33,000 airmiles in referall, signup and spending
> Get the BA premium card for £150, spend on it for 10 months getting ~40,000 airmiles and a companion voucher.
After 18 months you'd have ~110,000 Airmiles and a companion voucher for £150. Enough, roughly, to get two people to LA or Shanghai and back return in business just paying taxes+fees
However almost all of that is based on bonuses for spending enough; only ~22,000 of those air-miles were for purchases.
If you're spending less than £1,000 a month on credit cards (likely Amex cards really) then you'll get far less impressive returns on your spend.Having a signature removed for mentioning the removal of a previous signature. Blackwhite bellyfeel double plus good...0 -
I have both a Lloyds avios and a BA Amex card, every few months I send the avios from the Lloyds card, which is from the avios website, to my BA Exec account.
This month, there was a glitch, I had a message to say that my avios account would show as the avios having been taken but that they would not go to my BA account and I needed to ring customer services asap. I did that, was assured that she could see what the problem was and that they would be reinstated within 24 hours. A week later, nothing, no avios in my account nor have they been sent to BA. I ring again.
I am kept on hold for several minutes and then told I must email. The call centre is an 0844 no. and they have stopped you ringing in on the geographic no. available for overseas calls. I complain about having to ring twice but apparently it is not their fault that I have been given the wrong information the first time and they will not compensate me for the second call in any way. Rather they will keep me on hold for even longer so that I pay even more.
More importantly, the reason I rang the second time was because I had tried emailing and encountered a serious problem. I have taken advice from the Information Commissioner's office and avios are likely in breach on two counts. I will not go into details but one of them is a security matter. When I had raised this matter with the call centre, initially they denied the problem despite clear evidence. They now say they will investigate but it is too late for me.
I don't have time to deal with companies who treat me this badly.0
This discussion has been closed.
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