Which jobs are prohibited for ex-bankrupts?
Comments
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I do appreciate your clarity on this - but in the real world - some employers are reluctant to employ ex BRs in some professions. I'm not defending that - just saying that's how it is.
No amount of rules and regs will make it absolutely possible to be employed in some professions after BR - no matter what google says.0 -
InNeedofAdvice wrote: »Did a few posts get deleted or something? Some of the above replies are a bit out of context it seems. All I wanted to know is whether myself as an ex-bankrupt is prohibited from ever applying to join certain professions.
Thanks for the list TheGardener.
What about roles which offer financial contracts e.g. sales jobs?
Apologies, Yes they did, someone didn't understand that this is an advice forum, so had to be reminded.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected]. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Another tidbit of information I've heard is that if someone is in a FCA 'Control Function' role, then they cannot be employed if bankrupt, and possibly post-discharge.
Which roles would come under the banner of being a 'Control Function'? Would the director of the company be the role with a 'Control Function', and the general employees who may deal with financial arrangements (E.g. hire purchase) not be?0 -
TheGardener wrote: »I do appreciate your clarity on this - but in the real world - some employers are reluctant to employ ex BRs in some professions. I'm not defending that - just saying that's how it is.
No amount of rules and regs will make it absolutely possible to be employed in some professions after BR - no matter what google says.
True, but then there are still some employers out there who might be reluctant to hire a black person.
I was answering on the basis of the original question which asked if post bankruptcy discharge there were jobs that were ruled out or restricted. Legally, I don't think there are...====0 -
The OP is looking for a new career after BR and I believe we have answered their question.
In the real world - if I was looking for a new career, as an ex BR, I probably wouldn't bother with the higher level professions unless I had a particular aptitude, qualification or drive to do so as the 'prejudice' may make it more trouble to overcome than its worth. If faced with 2 equally qualified applicants - I suspect in some professions, the one who is the ex BR may be at a serious disadvantage.
However, given the list of 'famous' ex BR's on this forum, it seems in some professions (business and show business to name a couple) to almost be 'de rigueur' and a well worn path to success. But for mere mortals like the rest of us - perhaps not such a good addition to the CV0 -
As has been suggested, although there are some careers that even discharged bankrupts might find difficult to get into, there are an awful lot of subtleties and discriminatory views. My experience was that the manager of the independent shop where I worked made my life so difficult that in the end I felt I had no option but to leave (after nearly 10 years!) Having found out by googling my name when she wanted my postcode for something and was too lazy to check staff files, she told all the other staff about me, made it clear that I was not to work on the till unless closely supervised and bit by bit eroded my job until I wondered whether I should be allowed to make a brew in case I stole a tea bag. A couple of staff members remained friendly, others watched me very warily (and no, I'm really not paranoid!!) Funny thing was she was dismissed 18 months later for fraud, theft etc and I have been asked back by the new manager. There are ways round every other illegal form of discrimination, race, gender, disability etc and this is no exception.
The other thing is that although you can be a councillor when still undischarged, (this changed recently I believe) council insurance often has a 'no bankrupts' clause and this might apply to other jobs/voluntary roles too. Your council might not be bothered but your status could nullify any insurance claim.
It's a tricky area isn't it. EJ0
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