Home insurance while kids are in charge

Johnny_Hamster · 27 February 2012 at 2:13PM

Just thinking ahead here, does typical home insurance policy provide cover if we (Mum & Dad) decide to go on holiday / short break and leave teenage son behind when he's aged...

a. Sixteen
b. Seventeen
c. Eighteen

Thanks

vaio · 27 February 2012 at 2:15PM

your policy will give the answer but my gut feel is yes in all cases

thenudeone · 27 February 2012 at 8:37PM

Yes
Yes
Yes

Why wouldn't it?

hugoshavez · 27 February 2012 at 9:57PM

Yes, but on the same terms as it will cover you, ie. The insurers would expect him to take reasonable care to prevent loss or damage.

"Facebook party" is not an insued event!

adamc260 · 27 February 2012 at 10:14PM

hugoshavez wrote: »

Yes, but on the same terms as it will cover you, ie. The insurers would expect him to take reasonable care to prevent loss or damage.

"Facebook party" is not an insued event!

No but 'accidental damage' is and I've never seen a policy that excludes 'Having a party' although granted you must take 'Reasonable care' to prevent items being damaged.

FlameCloud · 27 February 2012 at 10:20PM

Bear in mind if some items are taken or stuff gets damaged then some policies will exclude damage caused by people invited into the premises.

Home insurance while kids are in charge

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