My "Out of the Rat Race" adventure.

One of my main key figures that I will be referring to throughout my diary is my % towards financial independence (%FI).

This is my "eye on the prize" figure which will be at the point when we have accumulated enough money to generate ample income for the rest of our lives. I have calculated a range of variables including Mr Light's pension pot when he is 55 and also my yearly increment increases but it will still be a mammoth task.

I need to save a minimum of 52% of our take home income for the next 5 years:eek:

Since January I have been joining in with the Save 12K in 2016 and I currently have a small pot of money in a S&S isa from previous tax years.

Current position stands at 9% to FI 58% to Yearly Target.

April, for me is a month of total abstention from paying others to prepare and serve me food. I do this on a regular basis, far too much. Pub lunches, beautiful local Thai restaurant, Thursday night Indian special............drooollllllllll.

To remind me of how utterly extravagant the whole concept of this is I am going to describe any meals out as "'Staff bringing me food" because until I am totally FI then I simply cannot afford to do this ..........yet:D

February and March I totally stopped paying staff to prepare my lunches in the work canteen. This has had responses from my colleagues ranging from mild surprise to utter disbelief that I could somehow manage, every day to prepare my own food and bring it to work for 4 whole days in a row! I must be some sort of uber organised Super Woman.:rotfl:

Since January I stopped ringing people up to bring me food, I didn't find it too difficult to go without this as takeaways are some of the unhealthiness food on the planet. 2lbs of cheese pizza ........yuk.

My main addiction is the walking into a lovely restaurant with crisp white tablecloths, perusing the wine list and choosing a cheeky little glass of Merlot before gazing at length at the tempting menu. I absolutely LOVE IT. I do not love it more than the thought of not driving a 30 miles round trip to a job that no longer inspires me however.

2 days in and I have managed to cook all my own meals and Mr Lights..........check me out!

trulymadlyhannah wrote: »

I love the way you phrased it, that you cant afford staff :rotfl:I will have to remember that one, I cant afford staff either :rotfl:

I wish I had your thoughts about cheese, my love of cheese (in all its forms) is not good for my bank balance or my waistline! Good Luck with your journey, I will be following

I am also a lover of cheese, however I find the amount that they put on takeaway pizzas just crazy. Don't let me near a melted Brie with a hunk of French bread though......droolarama!

Thanks for reading and posting