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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 732Posts
    • 5,237Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 18
    • Whatshername
    • By Whatshername 11th Jan 18, 11:07 PM
    • 9 Posts
    • 86 Thanks
    Whatshername
    No further payment from me yet. Will transfer any money left at the end of the month plus my dd goes then too.

    Really need to get motivated and post some items of selling sites to chip away more abc declutter at the same time.

    Really impressed with some of the numbers being paid on here today x
    #034 Sealed Pot 2018 Challenge - Declare 01st Nov
    #064 Pay debts by Xmas 2018 Challenge - £37 / £5000
    • abba1772
    • By abba1772 12th Jan 18, 7:58 AM
    • 4,144 Posts
    • 13,100 Thanks
    abba1772
    £10.89 sent towards the Halifax brings my total to £263.25 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £4079.85
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £271.58
    • kirtsypoos
    • By kirtsypoos 12th Jan 18, 9:30 AM
    • 3,189 Posts
    • 14,165 Thanks
    kirtsypoos
    £7 to CC means:

    #006 checking in with £536.09/£4000 please muppets
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,999.99 (2017/2018 O/P £2777.07) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £684.91/£4000
    • Calling14
    • By Calling14 12th Jan 18, 9:56 AM
    • 2,542 Posts
    • 18,781 Thanks
    Calling14
    £3 to cc today for me

    #16 559/5552 thanks muppets
    LBM 13039 1.1.13 Start 2018 £5552 NOW £4903 EEK house repairs pushed it back up
    PAYDBX 2018 #16 649/£5552 DFD 12/18
    E
    Fund #9 £220/£1,000
    1 x 100 days challenge
    £484/£2000 starts 8.1.18

    • dreamingofmoney
    • By dreamingofmoney 12th Jan 18, 12:28 PM
    • 374 Posts
    • 4,587 Thanks
    dreamingofmoney
    no. 82 paid £342 today so by my reckoning that makes £592/£9547.
    Off now to catch up on posts
    Big Thanks to all
    xx
    Paying back 1% at a time 44.4%of total debt paid off.
    No. 82 PAYDBX18 £592.60/£9547of debt paid from this years goal this equals 6.2%
    1st debt padding towards B'card £492/£615.18. Padding total £804.82. 1 debt v 100 days 28 £342/£1680.28
    5 debts to tackle, doing it one at a time. Original debt free date Jan 2020. New date Jan 2021 boohoo
    • sunshine81
    • By sunshine81 12th Jan 18, 12:59 PM
    • 809 Posts
    • 4,542 Thanks
    sunshine81
    #145 £3441.00 / £19261 (17.87%)
    • elleJay42
    • By elleJay42 12th Jan 18, 4:43 PM
    • 87 Posts
    • 750 Thanks
    elleJay42
    Hello

    My minimum payment came out for my CC and I have £50 to add to that too:

    #91 £466.36 / £3500 (13.3%)

    Doing much better than this time last year when we were paying mortgage and rent every month for the first half of the year, just got to keep being good and not spending what's not on my budget!
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £466.36 / £3500 (13.3%)

    HTB ISA - £0 withdrawn for house purchase!
    Emergency Fund £424.59 / £1000
    • theroamingnomad
    • By theroamingnomad 12th Jan 18, 7:30 PM
    • 57 Posts
    • 62 Thanks
    theroamingnomad
    Hi everyone. I'd like to join. I'm aiming to clear my entire debt of £5124 by October 2018 and would update my count every month
    Debt-free by September 1st, 2018 - hopefully!
    £5124/£5124 (Jan 2018)
    • LoLo
    • By LoLo 12th Jan 18, 8:31 PM
    • 526 Posts
    • 1,360 Thanks
    LoLo
    #21
    £120 paid to credit card bringing my total so far to £547/10,000
    pay All your debt by end of 2018. #21
    £547/£10,000
    • dipdap
    • By dipdap 13th Jan 18, 9:00 AM
    • 6,048 Posts
    • 88,437 Thanks
    dipdap
    Quick update from me, sent a mid month payment of £150 to my credit card

    #102 £460 / £7,000 6% paid
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    PAYDBX2018 # 102 = £460 / £7,000 6% paid
    Saving for Xmas 2018 = PP £0 TCC £24 Amazon £0
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
    • kirtsypoos
    • By kirtsypoos 13th Jan 18, 10:38 AM
    • 3,189 Posts
    • 14,165 Thanks
    kirtsypoos
    Morning everyone!

    A PAD to my mortgage reaches my early 2018 mortgage goal so I'm a very happy bunny this morning

    #006 checking in with £639.91/£4000 please muppets
    Last edited by kirtsypoos; 13-01-2018 at 11:16 AM.
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,999.99 (2017/2018 O/P £2777.07) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £684.91/£4000
    • motivated
    • By motivated 13th Jan 18, 12:15 PM
    • 2,507 Posts
    • 4,094 Thanks
    motivated
    Morning all

    Payday so a few more payments made

    #31 currently at £910.43/£5,000

    Keep going everybody
    M
    • abba1772
    • By abba1772 13th Jan 18, 2:25 PM
    • 4,144 Posts
    • 13,100 Thanks
    abba1772
    A cheeky weekend round down to the Halifax account of £3.88 brings my total to £267.13 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £4079.85
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £271.58
    • CreditCardJunkie
    • By CreditCardJunkie 13th Jan 18, 2:56 PM
    • 81 Posts
    • 91 Thanks
    CreditCardJunkie
    076 with small payment of £32. A little disappointed but I know where I need to stay on track.
    RBS CC: £54 / £840 Barclaycard: £100 / £2650
    Aim to be debt free: 31st Aug 2018
    Pay ALL your debt off by Xmas 2018 #076
    • sunshine81
    • By sunshine81 13th Jan 18, 3:00 PM
    • 809 Posts
    • 4,542 Thanks
    sunshine81
    Don't be disappointed CreditCardJunkie that's £32 more than you might have otherwise paid!!

    £50 today, god I wish I could just pay this in one go! Lottery ticket maybe?!

    #145 £3491.00 / £19261 (18.13%)
    • A Random Man
    • By A Random Man 13th Jan 18, 6:23 PM
    • 125 Posts
    • 630 Thanks
    A Random Man
    Evening everyone i have paid off the majority of my credit card balances leaving me with a smallish balance on my credit card and my loan i now aim to pay my credit card and as much of my loan as possible so i am now declaring:

    #58 £4000.25/£12600
    Credit card 1 £600/0 (100% Paid)|Credit Card 2 £4500/£1289.25 (71.35% Paid)|Loan £7500/7228.53(3.61% Paid)
    Payment A Day total: £10.00
    • Nicnak
    • By Nicnak 13th Jan 18, 7:42 PM
    • 697 Posts
    • 3,829 Thanks
    Nicnak
    #170 £572.74/£10,000.

    Thank you x
    September 6th 2017 - Updated 3rd January 2018
    Credit Card £0 now: £1796 Tesco Loan £7500 = £773 Consolidation £15,000 = £14,725 Total = £25,330 £17,294 EMF #252 = £500/£1000
    Sealed pot challenge #589
    Pay off all your debts by Christmas #170
    • klbooth
    • By klbooth 14th Jan 18, 2:17 AM
    • 42 Posts
    • 117 Thanks
    klbooth
    Hi Muppets, Thank you for my number 118, I looked on the front list and saw someone else is already #118, although have just seen she has posted quoting #91 as her number... much confusion here, lol. Let me know where i am and I will update my signature accordingly. Thx
    1P Challenge #13 £41.02/£667.95;£2 Club #30 £6;50p Club #8 £4.50;20p Club #100 £13.40;SPC #39 £?;VSPC #15 £18.49;1 Debt Vs 100 Days #1 £0/£3964;
    Pay All Your Debt Off By Xmas 2018 #118 £600/£10014
    Jan Grocery Challenge £354.90/450
    • Honeysucklelou2
    • By Honeysucklelou2 14th Jan 18, 8:25 AM
    • 587 Posts
    • 2,295 Thanks
    Honeysucklelou2
    I made a payment of £25 to the credit card on Monday and a payment of £75 to a debt yesterday so a total of £100 for the week. That brings my total so far to #93 £155/ £8,000.
    paydbx #93 £155/£8,000.
    Loan £17k - paid off in Aug 2017. Home improvement loans £3342 March 2017. £3206 in Oct 17
    • sunshine81
    • By sunshine81 14th Jan 18, 9:03 AM
    • 809 Posts
    • 4,542 Thanks
    sunshine81
    #145 £3511.00 / £19261 (18.23%)
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