Pay ALL your debt off by Xmas 2018

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Comments

  • Mum.Wife.Me
    Mum.Wife.Me Posts: 17 Forumite
    I haven't been assigned a number yet but could I please change my target figure (sorry to be a pain) I would like to pay £10,000 by Christmas - thank you xxx
    VERY 54.87/1124.88
    CC1 0/5698.96
    CC2 0/4000(TBC)
    LOAN 0/14240.00
  • klbooth
    klbooth Posts: 221 Forumite
    First Anniversary Combo Breaker
    Hi, well I need a kick up the posterior, am sick of treading water and sometimes not quite so afloat as would like to be with my debt. Am in the process of trying to work out where the heck our money goes every month but want to see the back of some credit card debts this year, so this sounds like a good idea. I haven't done this challenge before and I am not sure how to make the flashy numbers but I am sat at £120/£7314
  • Blackberrycurved
    Blackberrycurved Posts: 402 Forumite
    First Anniversary Name Dropper First Post
    Just wondering how the little bits of money work? I know some on last year’s thread were paying nits and bobs off everyday. How does make the debt busting easier? And Muppets does this make keeping track much hay for you? I don’t want to do anything to add more work to what must already be an awesome job.
    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
  • Blackberrycurved
    Blackberrycurved Posts: 402 Forumite
    First Anniversary Name Dropper First Post
    Terrible predictive text typos
    bits not nits- harder not hay
    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    First Anniversary First Post Combo Breaker
    #145 £2739.89 / £19261 (14.23%)
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
    Blackberrycurved wrote: »
    Just wondering how the little bits of money work? I know some on last year’s thread were paying nits and bobs off everyday. How does make the debt busting easier? And Muppets does this make keeping track much hay for you? I don’t want to do anything to add more work to what must already be an awesome job.

    BC it keeps me motivated as I know the balannces go down every day or every few days - I PAD things that I've saved on, so if food shopping comes in under budget, I use that amount to overpay. Sounds like such small amounts but it ends up adding up and making such a difference!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    First Anniversary Combo Breaker First Post
    Cleared one of my debts today, I'm a student so only really get the opportunity to do this every 3/4 months. A massive £2050 wiped off my debt today which brings me to:

    2195.88/7445.69
    Change the way you see things and the things you see will change
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Blackberrycurved wrote: »
    Just wondering how the little bits of money work? I know some on last year’s thread were paying nits and bobs off everyday. How does make the debt busting easier? And Muppets does this make keeping track much hay for you? I don’t want to do anything to add more work to what must already be an awesome job.

    I try to make a payment a day by rounding my account down to the nearest £10 I have found it makes a big impact on my debt throughout the year as it all adds up

    I've done this for two years now and I swear by it xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Sent £6 towards the Halifax account brings my total to £48.15 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Name Dropper First Anniversary Photogenic First Post
    #16 Starting off as I mean to go on this year £165/£5552:j:j
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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