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05-02-2013, 2:25 PM
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MoneySaving Stalwart 
Join Date: Jul 2007
Posts: 356
Thanked 403 Times in 151 Posts
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So had an email back from the debt collectors after I complained and apparently I got the letter as my payment plan failed! wtf?
They told me I had 90 days to pay it up which actually gives me until the end of March but no according to them its the 15th Feb! Ive sent them a cheque yesterday so not concerned by it, just annoyed really that they say one thing and then change it! No wonder people get in a mess and a tizz with it all! Will be glad to see the back of this one!
Total Debt £36323 Dec 2012 £35613 Jan 2013
POAMAYC IN 2013 #59 £710/7200 8.86%
DF by Xmas 2013 #36 £710/36000 1.97%
Swag Bucks: 601
Nectar: £8.36
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05-02-2013, 3:03 PM
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MoneySaving Stalwart 
Join Date: May 2010
Posts: 705
Thanked 1,868 Times in 617 Posts
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excellent start to the year! its only the 5th of feb so you are doing excellent.
DCAs are a god damn nightmare!
Facing up to things -
Nov 2012- Barclaycard CC- £2745 2395 0%APR //Virgin CC - £2598.77 4457.97//Very - £65 £0  //Mint - 305.07 £0  //Barclays Car loan - 2906.24 8.382%£0 (moved to Virgin on 0%BT)
Total : 9334.956844.52  POAMAYC Challenge 2013 #60 £1362.75/£3500
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20-02-2013, 2:56 PM
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MoneySaving Stalwart 
Join Date: Jul 2007
Posts: 356
Thanked 403 Times in 151 Posts
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Not been on for a while but a quick update...
Had confirmation now from the 2 DCA's I have been dealing with that my accounts are now settled and closed! Phew! So even though I had kind of already ticked them off I know for certain that they done!
Husband has kind of hit his business idea on the head as he just don't have time for it. He dabbled with a few cars and has made enough money to buy his own car, which he has done and it is nice to have something that we actually own outright.
Nothing much else has happened in the way of money except for the lack of it! lol
On a positive we have enough money to pay all our regular household bills and food to keep us going.
On a bad note had an ebay invoice for £80! That was a shock as I hadn't realised we had sold so much stuff! lol
Total Debt £36323 Dec 2012 £35613 Jan 2013
POAMAYC IN 2013 #59 £710/7200 8.86%
DF by Xmas 2013 #36 £710/36000 1.97%
Swag Bucks: 601
Nectar: £8.36
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20-02-2013, 3:19 PM
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MoneySaving Stalwart 
Join Date: May 2010
Posts: 705
Thanked 1,868 Times in 617 Posts
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just good to have the confirmation and clear in your own mind regarding the DCAs
Great you're staying afloat
Facing up to things -
Nov 2012- Barclaycard CC- £2745 2395 0%APR //Virgin CC - £2598.77 4457.97//Very - £65 £0  //Mint - 305.07 £0  //Barclays Car loan - 2906.24 8.382%£0 (moved to Virgin on 0%BT)
Total : 9334.956844.52  POAMAYC Challenge 2013 #60 £1362.75/£3500
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