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  • FIRST POST
    • GP1983
    • By GP1983 11th Aug 17, 8:07 PM
    • 58Posts
    • 2Thanks
    GP1983
    What would you do in this situation?
    • #1
    • 11th Aug 17, 8:07 PM
    What would you do in this situation? 11th Aug 17 at 8:07 PM
    I've received a lot of help here recently, so thank you to everyone.

    I have a couple of debts I'm not sure what to do with.

    - Yorkshire Water (defaulted, £234)
    - TalkTalk (£272 Defaulted but closed (not sure what that means)

    YorkshireWater don't seem to be chasing me. Are they likely to CCJ me?

    TalkTalk debt is listed as 'closed'. Does this mean they've given up and won't CCJ me?
Page 1
    • robber2
    • By robber2 11th Aug 17, 8:29 PM
    • 283 Posts
    • 229 Thanks
    robber2
    • #2
    • 11th Aug 17, 8:29 PM
    • #2
    • 11th Aug 17, 8:29 PM
    Do you dispute the debts? If not then I'd pay them off and sleep easy at night.

    Rob
    • forgotmyname
    • By forgotmyname 11th Aug 17, 11:08 PM
    • 26,214 Posts
    • 10,469 Thanks
    forgotmyname
    • #3
    • 11th Aug 17, 11:08 PM
    • #3
    • 11th Aug 17, 11:08 PM
    Defaulted but closed, possibly sold off to debt collectors. They may take you to court.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • sourcrates
    • By sourcrates 12th Aug 17, 11:43 AM
    • 12,670 Posts
    • 12,002 Thanks
    sourcrates
    • #4
    • 12th Aug 17, 11:43 AM
    • #4
    • 12th Aug 17, 11:43 AM
    Sounds like both accounts have been sold on to debt purchasers.

    They buy bad debt in bulk, eventually they will get around to you, then decide if its worth there while chasing you for these debts or not.

    You only need respond if you receive something in writing demanding payment.
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Legal advice see : http://legalbeagles.info/
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