Regular Savings Accounts: The Best Currently Available List!

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  • mgarl10024
    mgarl10024 Posts: 643 Forumite
    First Anniversary Combo Breaker
    alternate wrote: »
    Does anyone have the details for making BACS deposits to Leeds Building Soc Regular Saver?

    I am sure it has been asked and answered before but it is a long thread to check and the LBS site has nothing.

    Thanks

    http://www.leedsbuildingsociety.co.uk/_resources/pdfs/savings-pdfs/GIC_web.pdf
    Faster Payment, BACS, Standing Order, CHAPS and IMO,
    quoting sort code 40-27-15, account number 12440040 and
    your Account number.
    Just checked and those are the details I use.
  • alternate
    alternate Posts: 699 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    thx for that
  • JamesRobinson48
    JamesRobinson48 Posts: 251 Forumite
    First Anniversary Name Dropper First Post
    Please, has anyone heard yet from Leeds Building Society the terms (if any) that it will offer for continuing subscriptions to their 3rd Issue RS, which matures on 31st October?
  • badger09
    badger09 Posts: 11,200 Forumite
    First Post First Anniversary Name Dropper
    JamesRobinson48 wrote: »
    Please, has anyone heard yet from Leeds Building Society the terms (if any) that it will offer for continuing subscriptions to their 3rd Issue RS, which matures on 31st October?

    No.

    But as it is a non fixed term account, I will continue to pay in £250 per month:)
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Name Dropper First Anniversary First Post
    JamesRobinson48 wrote: »
    Please, has anyone heard yet from Leeds Building Society the terms (if any) that it will offer for continuing subscriptions to their 3rd Issue RS, which matures on 31st October?
    It doesn't mature on 31st October - that is simply when interest gets paid. You can keep paying money in after that. In previous editions, the Leeds regular savers have accepted new money for much longer then 12 months.
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    JamesRobinson48 wrote: »
    Please, has anyone heard yet from Leeds Building Society the terms (if any) that it will offer for continuing subscriptions to their 3rd Issue RS, which matures on 31st October?

    It doesn't mature, its an ongoing account till they decide to pull it in favour of issue 4, 31st October is when the interest is paid, you continue to fund the account as normal, till otherwise told.

    I have held issue 3 since February 2015.

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • tg99
    tg99 Posts: 1,198 Forumite
    First Anniversary First Post Name Dropper
    Not sure if been mentioned previously but phoned to open another M&S Reg Saver today and was told that I actually get 6% not the 5% I was expecting given I switched my current account to M&S pre (think she said 29th) Sep 2016. She said to ignore the account literature to follow in the post where it mentions the 5% as I would receive additional separate confirmation in the post that I will actually get 6%.
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    tg99 wrote: »
    Not sure if been mentioned previously but phoned to open another M&S Reg Saver today and was told that I actually get 6% not the 5% I was expecting given I switched my current account to M&S pre (think she said 29th) Sep 2016. She said to ignore the account literature to follow in the post where it mentions the 5% as I would receive additional separate confirmation in the post that I will actually get 6%.

    Did you get this persons name? just in case the additional separate confirmation never arrives?

    I thought regular saver rates are based on opening dates?
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • tg99
    tg99 Posts: 1,198 Forumite
    First Anniversary First Post Name Dropper
    Westie983 wrote: »
    Did you get this persons name? just in case the additional separate confirmation never arrives?

    I thought regular saver rates are based on opening dates?

    That's what I thought so was surprised when she said 6%. She did explicitly read out information about the product which included this stuff re getting 6% not 5% so it didn't sound like it was someone who was making an error / got confused about the details. Didn't get her name but hopefully if any issue will have a call recording or log of who I spoke to in my customer details.
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    tg99 wrote: »
    That's what I thought so was surprised when she said 6%. She did explicitly read out information about the product which included this stuff re getting 6% not 5% so it didn't sound like it was someone who was making an error / got confused about the details. Didn't get her name but hopefully if any issue will have a call recording or log of who I spoke to in my customer details.

    Could've been easily done if reading from the old T&C"s especially as its only just dropped to 5%... Just a thought.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
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