Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 90,271 Ambassador
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    Well i know why I am tired & filling in a diary did not help to clarify it for me.
    Will be interesting to see what they say.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • in_need_of_direction
    in_need_of_direction Posts: 7,282 Forumite
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    I totally agree with Z. You're the nhs customer. It's not job creation scheme. They should be there to help. I let a doctor read me the riot act last week because I was so gobsmacked. I've been so annoyed with myself ever since.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • Hopefuljoy
    Hopefuljoy Posts: 442 Forumite
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    Good luck with the doctor Beanie!! Thanks for supporting me on my diary as well. xx
    With family, friends and pets (or any combination of them) life will be fine!


    Emergency fund £2474 post cat wee catastrophe!

    Fashion on the Ration 55 coupons available in 2022
  • beanielou
    beanielou Posts: 90,271 Ambassador
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    Pleased to report 2 1/2 off this week.
    So that makes half a stone this month.
    Would like to loose half a stone next month too.

    OT was ok.
    Have another diary to keep til next visit.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 21,284 Forumite
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    Well done on the weight loss Beanie :) Half a stone in a month is great - and do-able without starving.
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • milann
    milann Posts: 10,576 Forumite
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    Well done on the weight loss Beanie xx
    January spends - £587.58
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
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    Ooh Beanielou you have done so well. I have ended up ADDING weight, but I've got serious over the last 2 days so we'll see
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • beanielou
    beanielou Posts: 90,271 Ambassador
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    Hope that you are all enjoying the weekend.
    Weather has brightened up a lot.

    Z~~. Hope you continue to be on the mend.

    First part of a root canal tomorrow :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 21,284 Forumite
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    Root canal not as bad as you think - I've had two :(. Weather here was cold until this afternoon then it was lovely. So much for the "hotter than Spain" we were promised.
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • beanielou
    beanielou Posts: 90,271 Ambassador
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    beanielou wrote: »
    So by the end of May I hope to :~~

    Have at least one set of new blinds up.
    Have the hall painted.
    Have made progress with window
    HAve had my hair cut :eek:
    Have lost half a stone. I WILL do this.

    Have a great week my lovely friends.

    Blinds all up :j :j
    Hall two thirds done :j :j
    4 different people have helped so far :)
    Worst conservatory window replaced.Looks so so much better :j :j :j
    Have had hair cut :)
    Have lost half a stone in May.
    Badly damaged side door has been replaced :j :j
    Also some gravel has been topped up on the drive :j :j

    Very chuffed with all this :D

    In June I would like the hall to be finished.
    I will also loose another half a stone in June.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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