I did it.

13»

Comments

  • Makalu
    Makalu Posts: 28 Forumite
    Thats fabulous... I loved reading this post and hope that this August I will be saying the same. Cannot wait to see nil balance. Congratulations on all the hard work. Don't do it again whatever you do :)
  • Willowpop
    Willowpop Posts: 856 Forumite
    Debt-free and Proud!
    Makalu wrote: »
    Thats fabulous... I loved reading this post and hope that this August I will be saying the same. Cannot wait to see nil balance. Congratulations on all the hard work. Don't do it again whatever you do :)


    I promise you that August will whizz round really fast. :) I remember at new year I was thinking 'I will be debt free THIS year'... I wasn't sure quite when as I wasn't sure what I could pay off when, but I was determined to throw all I could at it to get it gone.
    And don't worry, I'm never going back there again. I am in the middle of setting up monthly payments to a high interest account (instant access) so that whenever an expected bill come in, the money will be there to pay for them- home insurance, car insurance, pet insurance, etc etc
    My debt was all built up from my OH being ill and not able to work so I was paying bills with cards etc, and then I was just living beyond our means - nothing too fancy, just shopping at Sainsbobs and buying brands, rather than Lidl -that sort of thing. My budget works well now, I use cash instead of card and I have no intention at all of changing. I do NOT want debt again.
    Payday tomorrow, and for the first time in about 15 years all the money I earn from both jobs will actually be mine (except for the mortgage). I can't wait. :D
    PAYDBX 2016 #55 100% paid! :j Officially bad debt free...don't count my mortgage.
    Now to start saving...it's a whole new world!!
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    Combo Breaker First Post Debt-free and Proud!
    Fantastic news! Well done on your debt-free status;)
    Debt Free 1st March 2017

    My diary: http://forums.moneysavingexpert.com/showthread.php?t=2599257&page=36
  • kdalwayskint
    kdalwayskint Posts: 789 Forumite
    Name Dropper First Anniversary Photogenic First Post
    Ah big well done to you ☺
    new challenge?
    £1 a day for Christmas 2024 £100.60 / £366 ~
    Got married 24/05/19 ~ Credit Card
    DFW Nerd #1155 ~
    LBM 25/2/09 ~ Debt at highest £8,037.35 ~ £0
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    First Post First Anniversary Combo Breaker Post of the Month
    Congratulations on debt freedom, did you sign the role of honour yet?

    I love reading stories of people who've made it back from debtdoom
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T
    Guide dog Tess, missing Scotland 2 years
    DMP support no438.
  • Onmyway2
    Onmyway2 Posts: 275 Forumite
    First Anniversary First Post Combo Breaker Debt-free and Proud!
    Congratulations! Treat yourself to something small & then you can start saving again.


    I am so jealous, hopefully be joining you in 4-6 months.
  • fermi
    fermi Posts: 40,546 Forumite
    First Anniversary First Post Combo Breaker Intrepid Forum Explorer
    Whoops. Missed this.

    Well done, and congratulations. :j :T

    If not already on here, maybe add yourself

    The Debt Free Roll Of Honour
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.1K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.2K Work, Benefits & Business
  • 607.8K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards