In the nick of time

Moneyfordreams · 21 June 2016 at 1:33PM

Not much to report, had a few days off after I've completed my night shifts. only spent limited amount from a list £13, bread potatoes (crisps) and Veggie things... DD2 has decided to become vegetarian. No problem with this other than her fussiness and laziness and cost ... no beans/pulses and her regular demands for pasta!! used to be bacon butties

I'm wondering about child benefit. It certainly will stop this year, just a question of when.... the website says if still in school 31st May then it will be paid until 31st August. So with exams finishing 17th June I'm hopeful to still get it until August. Checked the account yesterday and it has more than my early finish guestimate... so looking positive for August..

Now I was saving this for DD2 before I knew she was getting student loans... her bl!nking rudeness the other week made me want to keep it.. May do half and half.. if she ever gets a job. She has an application in a local care home since November!! apparently she still has to interview, CRB equivalent sent this week.. not looking promising

Moneyfordreams · 21 June 2016 at 8:35PM

Got an email yesterday from @irbnb asking me to change settings back to single night stays. thought I'd wing it a bit longer as French intern doesn't leave until 3rd July. Booking today 5 nights

Moneyfordreams · 21 June 2016 at 8:51PM

think I've used Tilly's recipe for pulled pork today... fabulous results. my OH very fussy.. has drained off sauce but devouring the rest.. was expecting to have leftovers for my work dinners.... nope all gone

Moneyfordreams · 25 June 2016 at 12:16PM

£27 spent on fresh things this week total £167 on food this month.
further £10 spent on toiletries

OH took me to a local wine bar for tapas yesterday as his payday... his turn to Pay £52!! he wasn't impressed

My payday next wed , working until Tuesday when we are off to Manchester to see Lionel Richie, my xmas present

OH had booked hotel and paid deposit, I'm not sure how it worked but last month they informed him cost was triple what he expected, so downgraded to Campanile still £75 for the night. When we stayed last December I paid £48..

Off to work this afternoon.. not feeling like it at all today. Yesterday was quite muh with all the doom and gloom projections for the future. Only time will tell of course... as with everything

Paid extra £40 off car this week and £80 OP from rent to mortgage. Wondering if I need to step up savings rather than OP... probably will do a bit of both as I'm more scared of being charged higher interest rates. I've another year of fixed rate left.

chumpy45 · 26 June 2016 at 10:05AM

Hi MFD, just found and read your whole diary. Wow what a journey. You have done so well. It has also got me thinking about AirBNB although haven't broached with DH yet!! Loving the sagas with DDs. I have 4 DSs so feel your pain :rotfl: Will continue to follow with interest.

Moneyfordreams · 28 June 2016 at 10:19AM

Thank you Chumpy, I'm very envious of your figures

We could do with a few less dramas that's for sure... not looking forward to DD2 moving to the other end of the country for uni

brizzledfw · 28 June 2016 at 8:10PM

Just popping by MfD...chin up!

My MF date is moving out I think..but onwards and upwards x

User1489 · 28 June 2016 at 8:29PM

MFD - if you have one year left, have you considered fixing your rate now while rates are low?

Of course, rates may go crazy high, or could even hit near zero... but a 3% fix for another few years may treat you very well?

Either way, if your current mortgage is like mine it would cost you 1% of your current balance to move early.

Just a thought, do what's best for you

MvM

jodles16 · 29 June 2016 at 10:21AM

How you enjoying the pool? I loved the smell of chlorine when we had the hot tub!haha. Well done on getting creative and using the circular saw!

Is there a reason Airbnb are saying go back to one night? Is it just something that they like to have as an option? It sounds like people are still happy to stay with you anyways!

Jodles

:D

Moneyfordreams · 29 June 2016 at 12:18PM

Hi Brizzle

MvM what a fabulous idea..... had to jump to look.... the HSBC 1.99% fixed for 5 years crunched to 15 years (knocking 3 years off) and paying the same as we are paying now.. I think the costs will be lost over the 1st year or 18 months but then we have 3.5 years to make it back, plus security .. Definitely worth a play with the figures..

Jodles @irbnb probably seen we have less bookings on our current settings. however with French intern staying until Sunday (2 month stay) we are in no rush to book... we've had an enquiry for 10 night stay this morning , not sure if we are the most suitable base for them as they want to travel from crewe to here (NW) then to London... I've asked them to consider location carefully before deciding. .. As for the pool... its rained every blinking day since I put it up!! think today may be a bit too chilly to bother

We have a booking for a longer stay (5 nights), and 2 x 1 night. During the winter we would get people booking on a Wednesday to stay the weekend, so if by next Monday things are looking lean I can easily flip back to one night(ers), I just want to give longer stays a chance

Just back from Manchester after watching Lionel Ritchie... Fab night

very expensive all in all, but saved for

was my xmas pressie off OH.

Working OT tomorrow ... wont be off work again until a week on Saturday.. 10 shifts in 9 days... that'll keep me on the straight and narrow.

PAYDAY

good healthy month got aa bit more than accounted for , very happy ... OP's sent, standard OP next week, Car OP sent .. minimum to 0% CC

Will replace money from holiday fund with leftovers

In the nick of time

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