Barclays student account - after you graduate?

wland · 10 February 2015 at 3:46PM

Hi, I graduated in 2013 and I'm still on the Barclay's student additions account with an overdraft of up to £2000.

I've been wondering about this for a while. Are they not supposed to switch you over to the graduate account after you graduate, then reduce your overdraft year by year? I received no correspondence about this from them.

Thanks

wland · 11 February 2015 at 6:03PM

Anyone any ideas on this?

Currently I can't ring up Barclays so can't find out

agrinnall · 12 February 2015 at 1:49PM

I don't know much about student accounts as they didn't really exist when I was an undergraduate, many years ago, but from what I see on here you wouldn't be the first person who has been left with their student account long after graduating. The banks seem to be a bit slapdash about identifying who should be switched to a graduate account and when it should happen. If it's advantageous to you to stay on the student account then I'd let sleeping dogs lie until Barclays bring it up.

buttonmoon · 20 February 2015 at 12:06AM

I've still got my barclays student overdraft limit 13 years after graduating. I have kept it for just in case of emergency (but would pay 9.9% between £500 and £3000) I have got a graduate additions account (I don't know if they do this any more) with a £500 interest free overdraft. When I popped into my bank recently they told me if you have a normal Barclays Bank account they will only give you £200 max interest free overdraft!

After I graduated they did reduce the interest free bit of my overdraft gradually over 2 years I think.

I would wait for them to contact you!

Missminimal · 10 February 2017 at 1:34PM

Anyone else have any experience of keeping a graduate account long after graduating? I cannot find a definitive answer on how long you are able to keep this type of account?

Dobbibill · 2 March 2017 at 8:01PM

According to their website they should have upgraded your account from a Student to a Graduate (or Higher Education Account....an account designed for Graduates they say)

If you have an existing Student Additions Account with Barclays, your account will be automatically upgraded to the Higher Education Account following your graduation. We will contact you to let you know when this is happening.

If they haven't contacted you I would keep it until they do if there's a fee free portion to the overdraft.

Barclays student account - after you graduate?

Comments

Categories

Get our FREE Weekly email full of deals & guides - and it’s spam-free