Anyone want to join me? Awaiting Mortgage decision...

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Comments

  • Sahmed660 wrote: »
    Just got a text saying valuation is ok. All I want is an offer issued...pretty please with sugar on the top?

    Knowing my luck they will want Feb payslips

    fingers crossed - good news (I got asked for Feb payslips as my Oct and Nov and Dec payslips were all different because my tax was wrong so I think they just wanted extra confirmation on the regular amount - they didn't need hubs - so hoping we both get the offers ASAP

    X
  • Yup chasing and chasing unfortunately! Glad someone else thinks it's ridiculous!
  • dk5294
    dk5294 Posts: 178 Forumite
    husbands employer has said they will NOT give out any information regarding his salary etc due to DPA!!! I am sure LBS is going to love this!

    Anyone know what would happen in this instance?
  • Hi all

    Lender: Halifax
    Type: FTB
    Deposit: 10%
    AIP: 01-Feb-2017
    Full application: 20-Feb-2017
    Credit check and contd full application: 21-Feb-2017 (Valuation booked on 01-Mar-2017)
    Additional documents requested by M. Processor: 22-Feb-2017
    Valuation done on: 23-Feb
    Valuation report received: 25-Feb ( I was shocked to receive this because they did the valuation prior to a prefixed date) all good BTW!
    Additional documents sent via link: 25-Feb
    Today 27-FEB M. Processor replied saying "Thank you for the email, I have arranged for the documents to be sent onto your file & these will be actioned shortly"

    Please can someone clarify what does this mean?
    What's the difference between mortgage processor and advisor? Who provides the actual offer??

    When can I anticipate an offer? Will they email me or will they directly post the offer?

    I don't want to call Halifax and stay on hold forever.

    Thank you!

    Good luck to everyone.
  • So got the news today.

    We got the offer- valuation dependant.
    Had to put extra £1500 towards to deposit but if we have a house it's a smll price to pay.

    Owe my broker for getting it me
  • Mortgage offer received today for me :) Happy bunny.

    Time to go shopping!
  • Going to join in this thread:

    13/02 Offer accepted on property
    15/02 DIP obtained
    16/02 full mortgage application submitted


    ETA: 16/02 valuation booked for 20/02



    Still waiting :( Emailed my broker to see if there is any sort of indication of timescale. No response yet. I'm too impatient for this!
  • KTaneva
    KTaneva Posts: 22 Forumite
    Hello everyone,
    i will join you as well.
    My offer was accepted last week,2 days ago we made full application with my broker using Nationwide.
    Today i received sms with text that valuation has been booked for 01.03 :j
    I am so happy. That was quick.
    Now waiting.
    Finger crossed.
    Good luck to everyone! :T
  • Sahmed660 wrote: »
    Mortgage offer received today for me :) Happy bunny.

    Time to go shopping!

    Great news!!!!:j

    SLM
  • Still waiting :( Emailed my broker to see if there is any sort of indication of timescale. No response yet. I'm too impatient for this!

    similar timeframe for me - was too busy today thank goodness I kept busy - no news from broker but will chase again tomorrow

    SLM
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