Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 686Posts
    • 4,862Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    Ä4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 3
    • motivated
    • By motivated 7th Dec 17, 8:20 PM
    • 2,292 Posts
    • 3,459 Thanks
    motivated
    Hi Muppets and all

    Please can I have a number and join in

    I would like to set a target of £2000 please.
    M
    • itslulu
    • By itslulu 7th Dec 17, 8:42 PM
    • 4 Posts
    • 14 Thanks
    itslulu
    Hi Muppet

    Can i please join current debts of Ä15,600.
    Last edited by itslulu; 07-12-2017 at 8:47 PM.
    • Blackberrycurved
    • By Blackberrycurved 8th Dec 17, 7:22 AM
    • 56 Posts
    • 502 Thanks
    Blackberrycurved
    Muppets I’m looking for the button which says subscribe to this thread and there isn’t one?
    Blackberry Curved debt free 2017 number 17 £0/£11,000
    Save for Christmas 2018 number? £1 /£365
    1% challenge number ? £0/£110
    • Munchin
    • By Munchin 8th Dec 17, 8:00 AM
    • 2,116 Posts
    • 6,265 Thanks
    Munchin
    Hi Muppets,

    I would like to join the 2018 thread please and keep #12. The 2017 thread kept me honest even though my debt was up and down but hopefully I will be debt free early in 2018 as I have some money due from a policy but it will not clear the debt entirely.

    I would like to set a target of £3768 please.
    • Calling14
    • By Calling14 8th Dec 17, 1:40 PM
    • 2,515 Posts
    • 18,656 Thanks
    Calling14
    Hi Muppets, thanks for the thread. #16 checking in got £990 left to pay for 2017 but doubt I will make that. I have car repairs and a new porch door to pay for next few weeks - so will let you know a def figure soon as that will have to be added to the debt mountain.

    Thanks for keeping us going all year xx
    LBM 13039 1.1.13 NOW £990
    PAYDBX 2017 #16 £3310 /£4300 DFD 12/17
    E
    Fund #9 £100/£1,000
    1 x 100 days challenge £1567/2000 ends 29/12/17


    • muppets
    • By muppets 8th Dec 17, 8:50 PM
    • 686 Posts
    • 4,862 Thanks
    muppets
    I would like to join please!

    My total stands at around £15,000 so hoping to make a significant dent in this by christmas 2018!

    (New to this forum so please let me know if I have done this right)
    Originally posted by Stressedmummy
    Evening I have added you to the spreadsheet. New members numbers will be given out as soon as the 2017 challenge ends. In the meantime please keep posting and updating your figures.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    Ä4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 8th Dec 17, 8:51 PM
    • 686 Posts
    • 4,862 Thanks
    muppets
    I would like to join the group.

    My Total credit card debt is £10,000

    I want to aim to clear £4000 by Xmas 2018.
    As I do not have much disposable cash I aim to get a second job to help with his
    Originally posted by HelpMe_
    Evening I have added you to the spreadsheet. New members numbers will be given out as soon as the 2017 challenge ends. In the meantime please keep posting and updating your figures.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    Ä4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 8th Dec 17, 8:52 PM
    • 686 Posts
    • 4,862 Thanks
    muppets
    Hi, could I join in too please. I am aiming not to pay off all of my debt in the next year as that would be too unrealistic and so I am aiming to pay off £10,000. I think this is doable.
    Originally posted by LoLo
    Evening I have added you to the spreadsheet. New members numbers will be given out as soon as the 2017 challenge ends. In the meantime please keep posting and updating your figures.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    Ä4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 8th Dec 17, 8:54 PM
    • 686 Posts
    • 4,862 Thanks
    muppets
    Hi muppets - thanks as ever for your ongoing work with this! Can you add me for 2018 - as per a few others, I was planning on not needing to be part of this next year, but a few expenses came up and here we are. My total will be the outstanding from 2017 -

    Number 129 £1626.91

    Thanks.
    Originally posted by Windofchange
    Afternoon everyone

    #150 reporting in with a target of £2018 for this challenge. I've fallen off the wagon on the 2017 challenge but I'm ready to get back to money busting ways.
    Originally posted by swimminginaseaofdebt
    I'll be up for the 2018 thread. Yet to finish the 2017 December. Target again at £16,000.

    Thanks
    Originally posted by cmc_entertainment
    Welcome to the 2018 challenge, I have added you all the the spreadsheet. xxx
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    Ä4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 8th Dec 17, 8:58 PM
    • 686 Posts
    • 4,862 Thanks
    muppets
    Can I join please? My target is £3000 off £15k debt by Christmas 2018
    Originally posted by BadBookkeeper
    Hi, Iíd like to join please. My target is £12,500. Thanks
    Originally posted by AdventureWanted
    Evening I have added you to the spreadsheet. New members numbers will be given out as soon as the 2017 challenge ends. In the meantime please keep posting and updating your figures.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    Ä4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 8th Dec 17, 9:01 PM
    • 686 Posts
    • 4,862 Thanks
    muppets
    Joining again please #073 hoping to clear the debt this year
    target of £2279
    thank you
    Originally posted by mumto2girlsandaboy
    Hi Muppets,

    I would like to join the 2018 thread please and keep #12. The 2017 thread kept me honest even though my debt was up and down but hopefully I will be debt free early in 2018 as I have some money due from a policy but it will not clear the debt entirely.

    I would like to set a target of £3768 please.
    Originally posted by Munchin
    Hi Muppets, thanks for the thread. #16 checking in got £990 left to pay for 2017 but doubt I will make that. I have car repairs and a new porch door to pay for next few weeks - so will let you know a def figure soon as that will have to be added to the debt mountain.

    Thanks for keeping us going all year xx
    Originally posted by Calling14

    Welcome to the 2018 challenge, I have added you all the the spreadsheet. xxx
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    Ä4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 8th Dec 17, 9:04 PM
    • 686 Posts
    • 4,862 Thanks
    muppets
    Hi Muppets and all

    Please can I have a number and join in

    I would like to set a target of £2000 please.
    M
    Originally posted by motivated
    Hi Muppet

    Can i please join current debts of Ä15,600.
    Originally posted by itslulu
    Evening I have added you to the spreadsheet. New members numbers will be given out as soon as the 2017 challenge ends. In the meantime please keep posting and updating your figures.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    Ä4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 8th Dec 17, 9:06 PM
    • 686 Posts
    • 4,862 Thanks
    muppets
    Muppets Iím looking for the button which says subscribe to this thread and there isnít one?
    Originally posted by Blackberrycurved
    Mine shows on Thread tools, does yours not show there? If it's not there i'm as lost as you. xx
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    Ä4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • Blackberrycurved
    • By Blackberrycurved 9th Dec 17, 2:53 AM
    • 56 Posts
    • 502 Thanks
    Blackberrycurved
    Where is that? It usually just says subscribe to thread?
    Blackberry Curved debt free 2017 number 17 £0/£11,000
    Save for Christmas 2018 number? £1 /£365
    1% challenge number ? £0/£110
    • Blackberrycurved
    • By Blackberrycurved 9th Dec 17, 2:57 AM
    • 56 Posts
    • 502 Thanks
    Blackberrycurved
    Got it itís showing on the desktop version not on phone version if anyone else asks.
    Blackberry Curved debt free 2017 number 17 £0/£11,000
    Save for Christmas 2018 number? £1 /£365
    1% challenge number ? £0/£110
    • Nicnak
    • By Nicnak 9th Dec 17, 7:27 AM
    • 544 Posts
    • 2,684 Thanks
    Nicnak
    Hi,

    Can i join again, please? I want to go for £10,000. It's ambitious, but I might as well try. x

    Currently #170- thanks. x
    September 6th 2017 start Updated 25th NOV 17
    Credit Card £430 now: £1181 Tesco Loan £7500 = £6700 Car loan £17,500 = £9,875 Total = £25,330 £17,756 EMF #252
    Sealed pot challenge #589
    Pay off all your debts by Christmas #170
    • AdventureWanted
    • By AdventureWanted 9th Dec 17, 11:46 AM
    • 161 Posts
    • 579 Thanks
    AdventureWanted
    Got it itís showing on the desktop version not on phone version if anyone else asks.
    Originally posted by Blackberrycurved
    On my phone I have to turn my phone on itís side to access the subscribe button and quote buttons.
    • Iheart
    • By Iheart 9th Dec 17, 1:21 PM
    • 69 Posts
    • 390 Thanks
    Iheart
    Can I please join this. I have a Tesco loan which stands at £4947.40 which I would love to see the back of by next Christmas.

    Thanks for running the thread. Looking forward to debt-busting together.
    Last edited by Iheart; 09-12-2017 at 8:38 PM.

    SPC11 #33
    • MessyMare
    • By MessyMare 9th Dec 17, 6:00 PM
    • 952 Posts
    • 4,027 Thanks
    MessyMare
    Hello, can I join in please? My target is £2435.78

    Thank you
    DEBT: £1846.22/£76843
    Pay ALL your debt off by Xmas 2018 #? £0/£2435.78
    EMERGENCY FUND: £850/£1000
    Our greatest weakness lies in giving up; always try just one more time
    • greent
    • By greent 9th Dec 17, 6:26 PM
    • 6,506 Posts
    • 65,668 Thanks
    greent
    Waaaaahhh!! How did I miss a new thread starting for next year??

    I'd love to join in again next year, please - ideally with the same number as this year (#15), as I get confused otherwise!

    My target is to be fully debt free next year (that's us as a couple, not just me) Will update with what the amount is after 31/12, as I'll use y/e CC balances where applicable (we have a couple of 0% ones - I won't include our day-to-day spending ones, as they are always cleared in full every month) plus OH's car finance. I'm also tempted to include the kitchen balance, as we're committed to paying that, so it's debt of sorts - and it will massively impact on our ability to make any decent payments on anything else for Q1 of 2018.

    I plan on being more active on the thread next year - I'll need to keep inspired as to how to clear it all off before the end of the year!

    Thanks, muppets
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next: BTL Mtge 12/16 £69786. 2017 OPs (#18) £5278/£3286
    Net sales 2017 £1259.72/£500 PAYDOX17 £12239/£10k Decluttered 1870/2017 items
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,359Posts Today

7,582Users online

Martin's Twitter