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  • FIRST POST
    • Sue-UU
    • By Sue-UU 3rd Nov 17, 12:05 AM
    • 8,589Posts
    • 47,748Thanks
    Sue-UU
    Sealed Pot Challenge ~ 11
    • #1
    • 3rd Nov 17, 12:05 AM
    Sealed Pot Challenge ~ 11 3rd Nov 17 at 12:05 AM
    Hello again Potters and welcome aboard to any new members, I never thought we would have been running THIS long, but here we are starting off with "SPC "No 11"!!! Where have all the years gone since it first began, apparently very fast for sure! It's very hard to believe that we have now been running for a full decade and are now on the way into our 11th year!!!! We've had 10 amazingly money-saving years, but it's all purely because of the determined saving of you all - many thanks to you amazing folk who have made SPC what it is!!


    For all newcomers...yes "Old Timers" too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, please be sure to Join the forum first in order to be able to join the challenge - if you haven't already! For ALL SPC members, please chat away on this SPC 10 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger.

    For all newcomers - a really huge heartfelt welcome! We're a terrific bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year will be to open our pots on Thursday the 1st November 2018. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything. If money's tight then use any pot for now, I.e. A sweet tin, coffee jar..extremely MSE!! Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit in. Later on, if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops! They're usually about a POUND from a £ store!!

    It can also be interesting and challenging to make yourself a Papier Mach! Pig (or any animal) etc by using Frugaldom's recipe by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. Many thanks to Frugaldom.

    After selecting your pot, seal round the lid with sellotape or superglue if necessary. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 10 years...and at the end of each year's (since 2009 when I graduated from a carton!) challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money given as a gift (other than Birthdays, Christmas etc) i.e.. Inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from small second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook or similar can be saved.

    Also it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC.

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway.

    3/ You can ask me to put a Target on for you to try to meet (it goes alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, it doesn't matter at all, at least you will have tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others.... Ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like, then work out how much you will need to save (pot) on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come November!
    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2017. However, over the last 9 years we've had some members who needed theirs at sometime throughout the year for bills, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle for others it's obviously easy. However, it's the pleasure we all receive from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on November 1st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out...though not too loudly.....you might shatter your pot/s!

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 1st November to declare those Totals to me.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it as it wouldn't be the first time that members have forgotten where they've hidden it!

    8/ "Holding Pots": To anyone concerned about putting money into their pot...then possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": With regards to this all important question, here's vital help from girl at play: "I bank with Bank of Scotland and they accept as many change bags as you have, as long as you take them to the business banking counter." Thank you so much GAP, it's so handy for members to know. This applies to many banks, I suspect most banks/building societies are the same if truth be known. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by the end of November of any year will sadly now lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 1st November please.

    Just a quiet word of warning to all those in the Cambridge area - forget ever thinking of looking for roadkill there as jakes-mum will even tackle you the ground to get to it first! Though, how about challenging her!!

    Once again, we've just had a fantastic year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 1st Nov is the closing date for 2018, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.

    Anyone wishing to join us please post on the thread to ask and I'll give you a number and an official welcome so you can join in the fun......and please do note that...time means any time of year!

    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue
    Last edited by Sue-UU; 04-11-2017 at 6:50 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

Page 9
    • Bazingatheory7
    • By Bazingatheory7 11th Nov 17, 11:06 AM
    • 1 Posts
    • 8 Thanks
    Bazingatheory7
    Hi. New here but please can I join the challenge?
    • Pennydoodle
    • By Pennydoodle 11th Nov 17, 11:17 AM
    • 1 Posts
    • 8 Thanks
    Pennydoodle
    Hi. Can you count me in please?
    • lynnejk
    • By lynnejk 11th Nov 17, 11:51 AM
    • 5,011 Posts
    • 52,150 Thanks
    lynnejk
    Hi.

    Iím a newcomer but would love to be involved. Could I have a number too please.

    Thanks and good luck everyone
    Originally posted by AddictedToCashback
    Iíd love to join in this year.
    My target is £500
    Originally posted by Little Miss Naughty
    Hi All

    I would love to join for next year if that is okay.

    I have a tin ready to go

    Marie
    Originally posted by MEWS
    Hiya new peoples and welcome on board. Our revered leader Sue-UU will pass by and give you the official welcome and your very own number, which we ask that you add to your signature to make administration easier

    Please read the first post, as it explains how this works and gives you all the important 'stuff' you need such as the official Opening Day

    Good luck with all your potting. Please drop in as often as you can as we are a lovely hotpotch of peoples and love to hear all your news. It also seems to have some magic that encourages you to pot more
    Lx
    £10day..2014=3213..2015=3421..2016=3238..2017=2243....NOV=77.73/300
    GrocC..2014=2162..2015=2083..2016=2181..2017=1680....NOV=119.65/200
    Bulk buy.......NOV=21.09
    GC.NSD....2015=216....2016=213....2017=191....NOV=10/15
    SPC130x59...2014=1178...2015=1287...2016=4616...2017=3843.51
    OS WL= -4/8 ......CC =00......Savings = £10,250
    • lynnejk
    • By lynnejk 11th Nov 17, 11:53 AM
    • 5,011 Posts
    • 52,150 Thanks
    lynnejk
    Hello.

    Could I join please, I've only just seen this post. I can't say how much I'll save as I save up all my change.

    Oh and your information on coin star machines if any members bank with Natwest then they have a coin star type machine but it don't take a percentage it just counts it all up, gives you a receipt you take it to the counter and deposit I to your account.
    Originally posted by Tony76
    Hi. New here but please can I join the challenge?
    Originally posted by Bazingatheory7
    Hi. Can you count me in please?
    Originally posted by Pennydoodle
    Hiya new peoples and welcome on board. Our revered leader Sue-UU will pass by and give you the official welcome and your very own number, which we ask that you add to your signature to make administration easier

    Please read the first post, as it explains how this works and gives you all the important 'stuff' you need such as the official Opening Day

    Good luck with all your potting. Please drop in as often as you can as we are a lovely hotpotch of peoples and love to hear all your news. It also seems to have some magic that encourages you to pot more
    Lx
    £10day..2014=3213..2015=3421..2016=3238..2017=2243....NOV=77.73/300
    GrocC..2014=2162..2015=2083..2016=2181..2017=1680....NOV=119.65/200
    Bulk buy.......NOV=21.09
    GC.NSD....2015=216....2016=213....2017=191....NOV=10/15
    SPC130x59...2014=1178...2015=1287...2016=4616...2017=3843.51
    OS WL= -4/8 ......CC =00......Savings = £10,250
    • Incywincy21
    • By Incywincy21 11th Nov 17, 1:46 PM
    • 48 Posts
    • 167 Thanks
    Incywincy21
    Hey,
    I'm back!
    So, managed £48.11 for SPC10.
    Aiming for £250 this year, but secretly hoping to surpass this!!

    Already potted £2.50.
    I've started a new strategy this week - I've got a middling pot and so any money I save/don't use in a week I'm going to put into that pot. As my finances are quite tight I'm going to leave in the middling pot until the end of the month and if I don't need it, it's going in the sealed pot! This should work quite well as I don't have a huge social life so I won't really need to dip into it for anything not necessary!

    We can't do anything but move forward

    Hope you're all doing well.

    I'm still put picking roadkill with my litter picker (I know, what a sight!) But I've qot quite addicted to it now!
    SPC no. 462 TOTAL £48.11
    SPC11 No.462 Target: £250
    NSD May - Acheived: 7 NSDs (Started 21/05/17)
    NSD June (Target 15/30) - Achieved: 14/15
    NSD July (Target 18/31) - Achieved: 3/18
    • iammumtoone
    • By iammumtoone 11th Nov 17, 3:26 PM
    • 5,222 Posts
    • 10,845 Thanks
    iammumtoone
    My first pot of #11

    5.80 saved from my work food/drink budget for the week.

    I don't have a pot yet so its going into a holding area until I decided what sealed pot I am going to use. I think I am going to get another £land one it was a right pain to open but it did keep me from dipping into it through the year. I am sure if I could have got into it easy I would have been tempted.
    • AntoMac
    • By AntoMac 11th Nov 17, 3:33 PM
    • 181 Posts
    • 1,196 Thanks
    AntoMac
    Welcome to the new potters and good on you lynnejk for making them welcome (twice! ).
    Potted a few more pounds this week by making a proper effort to reduce travel costs and take lunch to work/not buy coffee every day.
    I was assaulted/mugged on Monday! There was I walking along Sidmouth seafront looking for the Hotel we were due to stay at whilst Mum and my sister were having a 'quick' look in the shops. Suddenly I felt a big crash on the side of my head like a punch. Somewhat dazed I looked down to see the remains of my massive ice cream (a tiny bit of the cone). A big seagull had stolen my ice cream from my mouth leaving me with a cut and bloodied lip. I had to laugh at the cheek of it once I came back to my senses.
    Have a good rest of weekend everyone and keep your wits about with you if you're eating food at the seaside!
    Sealed Pot Challenge No 46

    27/5/17 Mort 64,705 Bal Tfrs 19,040
    17/9/17 Mort 62,577 Bal Tfrs 17,602
    • mossy
    • By mossy 11th Nov 17, 3:51 PM
    • 1,127 Posts
    • 8,131 Thanks
    mossy
    Hey potting peeps, slightly late but I've declared my total. It wasn't much but it pays for half a Christmas tree....hmm just need to decide whether to buy a top or bottom half lols!!

    I don't really have a lot of change but I'll be potting what I can for next year and have dutifully put the opening date in my calendar.

    I hope everyone has a fab Christmas!
    Emergency Fund Savings - #148 - £100/£500 20%
    #083 SPC6 £63 - SPC7 £90 - SPC8 £63 - SPC9 £54 - SPC10 £26 - SP11
    Ta for the stars Sue
    • Jellyb
    • By Jellyb 11th Nov 17, 5:46 PM
    • 19 Posts
    • 159 Thanks
    Jellyb
    Hello all!
    Have finally got off the starting block with £3.60. It was interesting to feel my reaction when I got a £2 coin in my change - but it made it to my pot.
    We have a couple of trips/holiday planned for next year so every penny will count.
    I am going to try my best to take a packed lunch to work and I'm not sure the impact that will have on my saving as I won't be taking so much money out of the bank but I will work something out.
    Hope you all enjoy the rest of the weekend.
    Happy To Be Onboard!
    Sealed pot challenge No 562
    Total so far £18.50
    • Scrumpy18
    • By Scrumpy18 11th Nov 17, 6:06 PM
    • 1 Posts
    • 8 Thanks
    Scrumpy18
    Hi, I am new to the site and would love to join the challenge.
    • Sue-UU
    • By Sue-UU 11th Nov 17, 6:37 PM
    • 8,589 Posts
    • 47,748 Thanks
    Sue-UU
    Welcome aboard everyone, we're finally underway!
    Hi,
    My name is Samantha and i would love to join this challenge!
    I have recently started maternity leave and would love to be able to have a nice Christmas next year.

    I would like a goal of £500. I don't know if this is realistic or not though 😂
    Originally posted by scmp
    I would LOVE to do this, but all my purchases etc these days are with card-I never carry cash. Maybe thatís my problem.... 🤔
    Originally posted by Ally_b_84
    Hi

    Could I please join this challenge for 2018
    Originally posted by Jaki41
    Hi.

    Iím a newcomer but would love to be involved. Could I have a number too please.

    Thanks and good luck everyone
    Originally posted by AddictedToCashback
    Iíd love to join in this year.
    My target is £500
    Originally posted by Little Miss Naughty
    I would love to join for next year if that is okay.

    I have a tin ready to go

    Marie
    Originally posted by MEWS
    Could I join please, I've only just seen this post. I can't say how much I'll save as I save up all my change.

    Oh and your information on coin star machines if any members bank with Natwest then they have a coin star type machine but it don't take a percentage it just counts it all up, gives you a receipt you take it to the counter and deposit I to your account.
    Originally posted by Tony76
    Hi. New here but please can I join the challenge?
    Originally posted by Bazingatheory7
    Hi. Can you count me in please?
    Originally posted by Pennydoodle
    We are delighted to have you with us,scmp, Ally_b_84, Tony76, Jaki41, AddictedToCashback,Little Miss Naughty, MEWS, Bazingatheory7, and Pennydoodle. A VERY warm welcome to you! It's lovely to have you with us. Have fun saving and enjoying the banter. You'll find your numbers at the bottom of the list on the 3rd post of page 1. Please read through post 1 as it'll let you know exactly what to do with the challenge. PS. We always empty our pots and declare our savings in November, please make a note of this year's date: 1st Nov 2018.

    Please also subscribe to the thread by clicking on "Thread Tools" (lower green bar) and clicking "Subscribe to this thread"...or you may lose us! To put your SPC No on, go to "Quick Links" (right side of top green bar), click and then click on "Edit Signature" and you're away.

    *Please pop your number on your sig, it really helps me.



    Samantha - all the very best to you. Oh itís achievable alright as long as you keep motivated! If you get time, amidst cuddling your little treasure, then keep up with us here on SPC as thatíll motivate you a LOT!!!


    Ally-b - some of SPC members who mostly just use cards draw out money from their bank accounts to save in their pots. Very often itís a more assured way of saving than if it was in the bank as so much of that goes on bills etc! Think about it.


    It's ok Tony, we're all aware that it costs nothing to have our change counted at banks, part of my 1st post relates to that. However, thank you so much for being so considerate as you might well have drawn someone's eye to it! Very many thanks indeed.



    Gold stars to mrs-moneypenny and Lynne , for those perfect welcomes. Very many thanks for being so helpful girls!


    Isnít it just great eh Saver-upper! Hopefully itíll be a bumper year. Your chat to your Ikea customer couldnít have been timed better!!! Well done!



    Iíve got a picture of you with your picker upper in my head Incywincy, and a great sight it is!!! Your Targetís set at £250 so all best wishes in achieving it or going beyond!!!!! Youíll do it if you stick to your strategy!!!



    Ah I wondered where you had got to iammumtoone, but youíve clearly been saving hard from your budget. A fantastic amount to have already.


    Itís wonderful to hear how money conscious youíve become, Antomac, excellent news and potting!!! I read your post with great fear that maybe the mugger has even whipped your cash from you! Almost money conscious to unconscious in a very short time!!!!! Itís ok to giggle now but it must have been terrifying at the time!


    Many years ago we were at Paignton and our little lad (as he was then) was playing along with his big Sister when all of a sudden a gull swooped down grabbed DSís flip flop and took off with it!!!! It was a comical sight with our little fellar pelting along the beach and hollering ďbring that back!Ē at the gull who wasnít listening at all!!! What on earth would a gull have done with a flip flop!!!!! It gave many folk a darned good laugh though!


    Incidentally, we used to live at Sidbury just outside of Sidmouth, hubby was a Herdsman on a lovely farm right up on the hill. A smashing life and when we werenít able to be at the beach we had a marvellous view of it as well as the sea! Iím getting carried away here! I hope you all had a wonderful time and maybe even managed to go to ďThe ByesĒ, a lovely river with parkland on either side towards the back of the town.



    Hello there mossy! Itís good to see you. Iíve not been over to SPC 10 yet, but very much look forward to doing so.
    Iíve already sorted out the dilemma with your Christmas Tree, buy the bottom half this year and top half next! Howís that for solving the problem!!!! Thanks a lot for putting next yearís date on your siggy, youíre the only person whoís said that!! One up to mossy!!!!



    All the very best with potting well and budgeting well for next year Jellyb! You've much to aim for!!!!!


    Have a really wonderful Sunday everyone, and pot when youíre able!



    Sue xx

    Opening date for SPC 11 will be 1st November 2018


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • MrsShazbat
    • By MrsShazbat 11th Nov 17, 8:39 PM
    • 466 Posts
    • 2,432 Thanks
    MrsShazbat
    Hello lovely people, new and old
    * Xmas 2018 #8 £0 / £365 * (2017 £496.53; 2016 £424.32) * SPCNo.11 #66
    (SPCNo.10 £682.31 * SPCNo.9 £442.64 * inc Quidco to 2/11/17 £249.69) *
    • Scowles
    • By Scowles 11th Nov 17, 9:04 PM
    • 1 Posts
    • 8 Thanks
    Scowles
    Can I join please? I have a jar ready 😃
    • 3forholidays
    • By 3forholidays 11th Nov 17, 10:01 PM
    • 1,163 Posts
    • 12,524 Thanks
    3forholidays
    Can I join please? I have a jar ready 😃
    Originally posted by Scowles
    Welcome to the thread Scowles. Our esteemed leader Sue-UU will along soon to give you a number for you to add to your signature. Please take time to read the first post whilst you wait. Happy potting!
    A good life is when you assume nothing, do more, need less, smile often, dream big, laugh a lot, and realise how blessed you are.

    SPC 10 - No 043 £520
    • seekingthesunlight
    • By seekingthesunlight 11th Nov 17, 10:35 PM
    • 23 Posts
    • 226 Thanks
    seekingthesunlight
    Hello to all new members!

    £5 potted today. Nearly bought a magazine and coffee with it, but glad I've put it to better use.

    Sealed Pot Challenge No. 179!
    • EverTheOptimist
    • By EverTheOptimist 11th Nov 17, 10:36 PM
    • 2,646 Posts
    • 15,664 Thanks
    EverTheOptimist
    Evening all.

    Lovely to see all the newbies joining this year.

    Well I'm potting £5 this week, this is what's left of my weekly budget. Pretty happy with that as normally I spend my whole weekly budget.

    Will aim for more next week.

    Enjoy the weekend everyone.
    DEBT: £6000 loan
    SPC 7 #5 target £100 / actual £60 SPC 8 #5 target £100 / actual £200 SPC 9 #5 target £100/ actual £106.31 SPC 10 #5 target £100 / actual £83 SPC 11 #5 target £200
    £5 a week challenge (Nov 17-Nov 18)
    • DancingUnicorn
    • By DancingUnicorn 11th Nov 17, 10:38 PM
    • 106 Posts
    • 334 Thanks
    DancingUnicorn
    Hello to all the newbies

    Iíve not managed much potting as itís been a very expensive few weeks my two front tyres needed replacing, then my front lights went. Just got the invoice through for the tyres and heís added a note that one of my wheels is buckled so now I need to go investigate how much that will cost. *rolls eyes*

    I thought Iíd spent all my ďallowanceĒ and was living on no spend days until payday next weekend, then I found a fiver wrapped up in a receipt (not sure how that got past me Iím usually really on the ball with whatís in my purse!).

    As Iíd already got used to the idea of having no cash, Iíve potted the fiver. Not a good start this month, but Iíve got a whole year to make the rest up but Iím 1% of the way there!
    LBM: October 2016: £20,130 / Current: November 2017: £17,545 12.8%
    DFD: February 2024
    SPC#577
    • 166million
    • By 166million 11th Nov 17, 11:47 PM
    • 1,067 Posts
    • 4,472 Thanks
    166million
    If you buy the top half of a chrimble tree, it will just look like a small chrimble tree, so I'd go with that mossy
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way

    377 166million Sealed Pot Challenge 2018
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099

    No. 90: Emergency fund £43
    • SWR123
    • By SWR123 12th Nov 17, 1:47 AM
    • 1 Posts
    • 8 Thanks
    SWR123
    Hi all, New this year. Can I join please?

    Thank you

    S
    • 3forholidays
    • By 3forholidays 12th Nov 17, 10:43 AM
    • 1,163 Posts
    • 12,524 Thanks
    3forholidays
    Hi all, New this year. Can I join please?

    Thank you

    S
    Originally posted by SWR123
    Welcome to the thread SWR123. Please read the first post and Sue-UU will be along shortly to give you a number to put on your signature. Happy potting!
    A good life is when you assume nothing, do more, need less, smile often, dream big, laugh a lot, and realise how blessed you are.

    SPC 10 - No 043 £520
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