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  • FIRST POST
    • smallholdingsister
    • By smallholdingsister 10th Aug 15, 11:39 AM
    • 3,557Posts
    • 27,746Thanks
    smallholdingsister
    smallholdingsister's strivings
    • #1
    • 10th Aug 15, 11:39 AM
    smallholdingsister's strivings 10th Aug 15 at 11:39 AM
    Righto, so as Ed says later (ooh I can time travel!) One can't rebrand oneself on MSE. However...
    I do feel - and partly because of the experiences of another MFW who was getting somewhat robust criticism for not being hard core enough - that, well, I'm not nearly hardcore enough.
    So here I am. 43. Mortgage due to expire when I'm 55.
    I am going to try for getting rid of it by 50. Including a move to a smallholding as that's what I am aiming for (no s h i t!).
    I am planning a LOT of storecupboard challenges and a LOT of fiscal fasts.
    Here goes!
    Last edited by smallholdingsister; 10-08-2015 at 6:00 PM.
Page 159
    • apple muncher
    • By apple muncher 5th Oct 17, 3:55 PM
    • 6,652 Posts
    • 48,769 Thanks
    apple muncher
    I keep reading it as JEDI...
    NST DDD#1; NSD 9/15; Ex 4/12; craft 11/30 (267); remove 6/31 (601)
    2017 MFW#63 Pay off: £3708/£4050; 2
    017 sell 351

    Mortgage £23,486 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • smallholdingsister
    • By smallholdingsister 5th Oct 17, 7:40 PM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    JEDI. Cool.


    That's not crazy early. Anything starting with a 5 is fair game. DS or Puppylove are normally up by 5.30.
    • apple muncher
    • By apple muncher 5th Oct 17, 7:51 PM
    • 6,652 Posts
    • 48,769 Thanks
    apple muncher
    I'll be getting up - I hope! - at 4.45 on mon. To get to work to lead a trip to France... No night buses go my route, so lovely colleague is picking me up at the pub just10 mins away. It might have just taken last orders by then...
    NST DDD#1; NSD 9/15; Ex 4/12; craft 11/30 (267); remove 6/31 (601)
    2017 MFW#63 Pay off: £3708/£4050; 2
    017 sell 351

    Mortgage £23,486 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • greent
    • By greent 6th Oct 17, 2:59 PM
    • 6,514 Posts
    • 65,741 Thanks
    greent
    JEDI. Cool.


    That's not crazy early. Anything starting with a 5 is fair game. DS or Puppylove are normally up by 5.30.
    Originally posted by smallholdingsister
    Urgh! The rule is it has to start with a 6 in this house (although DS3 often comes into bed for a snug at 5.45-5.50)

    Christmas Day - the rule is a strict 'no waking the parents until 7am' - and now we have big ones the waking of parents is to be accompanied with mugs of tea All 4 then pile into/ onto our bed with stockings and open all stocking gifts
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next: BTL Mtge 12/16 £69786. 2017 OPs (#18) £5278/£3286
    Net sales 2017 £1445.57/£500 PAYDOX17 £12239/£10k Decluttered 1870/2017 items
    • smallholdingsister
    • By smallholdingsister 6th Oct 17, 5:47 PM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    Sounds like you are looking forward to it already!
    • greent
    • By greent 6th Oct 17, 7:59 PM
    • 6,514 Posts
    • 65,741 Thanks
    greent
    Sounds like you are looking forward to it already!
    Originally posted by smallholdingsister
    Yep! Eldest is 20 before Xmas, so not sure how many more years of doing this we have left
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next: BTL Mtge 12/16 £69786. 2017 OPs (#18) £5278/£3286
    Net sales 2017 £1445.57/£500 PAYDOX17 £12239/£10k Decluttered 1870/2017 items
    • smallholdingsister
    • By smallholdingsister 7th Oct 17, 7:43 AM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    Awww. Yours are even more spread out than mine.
    • smallholdingsister
    • By smallholdingsister 7th Oct 17, 7:51 AM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    So today I plan to get a flu jab, take DD to have her riding trophies engraved before they go back, do the washing and have a lovely evening watching strictly with the fire on and the smalls munching popcorn. Also obligatory weighing and cuddling of the Three Little Pigs. Runty pig put on 50g last week so pleased with her.
    • smallholdingsister
    • By smallholdingsister 7th Oct 17, 9:08 PM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    How is Brian Conley only 56? How?

    Flu jab made me sleep 3 hours ( that's my excuse...)
    • newgirly
    • By newgirly 9th Oct 17, 6:48 AM
    • 5,903 Posts
    • 40,652 Thanks
    newgirly
    Just had to google that to make sure he must have had a tough few years
    MFW 21
    Target for 2017 £38,545 / £17,514.78 paid so far

    Mortgage £47,354 years 8 months left. Total owed £62,871.22 planning to clear in 18 months
    Weight loss target 37lb/22lb gone.
    • smallholdingsister
    • By smallholdingsister 9th Oct 17, 7:59 PM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    I know, bless.

    Bit worried about middle pig, she has a lump on her nose. Its probably a scab, they take forever to heal.
    • michelle09
    • By michelle09 10th Oct 17, 4:08 PM
    • 470 Posts
    • 1,852 Thanks
    michelle09
    Yep! Eldest is 20 before Xmas, so not sure how many more years of doing this we have left
    Originally posted by greent
    My bro and I are nearly 30 but Mum still makes us and our OHs stockings. Though we have migrated to piling downstairs to open them. Six adults don't really fit on the bed! (And it might be a bit weird).
    • smallholdingsister
    • By smallholdingsister 11th Oct 17, 8:16 PM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    Never weird at Christmas!

    Got home, made kids tea, spent TWO hours form filling and organising. Then made our dinner. Just sat down.

    Oof!
    • smallholdingsister
    • By smallholdingsister 13th Oct 17, 4:58 PM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    Trying so hard and then DD hit with another episode of what looks like a form of migraine. Oof!
    • smallholdingsister
    • By smallholdingsister 14th Oct 17, 8:07 AM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    Expectations for an air bnb room please?
    • EatingTheElephant
    • By EatingTheElephant 14th Oct 17, 8:21 AM
    • 1,162 Posts
    • 6,237 Thanks
    EatingTheElephant
    Well done on the OP

    Not sure on airbnb expectations, but I am getting excited about Christmas
    • smallholdingsister
    • By smallholdingsister 14th Oct 17, 10:11 AM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    Thanks. I am not excited about Christmas but I have ordered the food.

    I pranged someone's car yesterday and left my number. She very sweetly rang and said it wan't that bad and not to worry. Sent her an orchid in a bowl.

    She seemed surprised I had left my number.
    • smallholdingsister
    • By smallholdingsister 14th Oct 17, 10:25 AM
    • 3,557 Posts
    • 27,746 Thanks
    smallholdingsister
    http://www.wilko.com/wall-ceiling-paint/crown-matt-emulsion-paint-sunrise-25l/invt/0434653?nst=0&gclid=EAIaIQobChMIsbSq_ePv1gIVCY0bCh 3lZgztEAQYASABEgKpl_D_BwE&gclsrc=aw.ds

    Colour for room.
    • Moneyfordreams
    • By Moneyfordreams 14th Oct 17, 10:48 AM
    • 902 Posts
    • 4,420 Thanks
    Moneyfordreams
    Hi SHS,
    Airbnb guest rate you and make suggestions themselves
    it's horrifying as you want to have a nice star rating. And you have to rate your guests which I find really difficult. I peddle the same old sentences out.

    Our top floor bedroom has a wardrobe area/dressing area so guests asked for hairdryer, iron, ironing board. We have liquid soap, shampoo, conditioner and shower gel (poundland or Hbargain )
    We like as little interaction as possible really... taking their money and running so small guest fridge, TV tea coffee water bread butter milk jams biscuits toaster and microwave kettle are useful.

    We have local area info leaflets and bus time tables on a small table (requested by guests) I need to develop a file with further info that's has become apparent is needed. We also have a bookcase with some games, books, travel guides... the list is endless.

    Oh bedroom furniture, big bed, comfy chairs ,extra blankets, heater in case we haven't got the heating on..... I can go on and on
    Mortgage Feb '13 £200000, end 2038. Aiming for before March 2025 (crunched to 2034)
    January 16 £182800 : minimum £360 OP but needs to be £600 to achieve 2025
    Current mortgage £158200
    h@lifax CC £4300 0% until May 2018.. will pay minimum for now, slow stooze
    CC daughter gift and holiday spends £2200
    • pavlovs_dog
    • By pavlovs_dog 14th Oct 17, 10:49 AM
    • 9,738 Posts
    • 23,279 Thanks
    pavlovs_dog
    Expectations for an air bnb room please?
    Originally posted by smallholdingsister
    things that are appreciated:

    options to control temperature (extra blankets/ heater if room is cold)

    bedside lamps

    wifi

    easy access to sockets for charging electricals

    info on local area - coffee table type picture books can be a nice touch. The best air b&B we've stayed in had a display book full of info on local restaurants, petrol stations and their usual opening hours. Was really useful and appreciated

    if space permits, a comfy chair or two, side table and tea/coffee facilities.

    again thinking back to little touches that made our favourite air b&b a home from home, she had golf umbrellas we could borrow during inclement weather.
    know thyself

    MFW 2017 #22 - £6341.07 /£7,000 (90%)
    MFi3 v4 #29 target £75,000

    Nid wy'n gofyn bywyd moethus...
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