Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • marmiterulesok
    • By marmiterulesok 1st Oct 17, 12:29 PM
    • 7,408Posts
    • 33,625Thanks
    marmiterulesok
    The October NSD Challenge!
    • #1
    • 1st Oct 17, 12:29 PM
    The October NSD Challenge! 1st Oct 17 at 12:29 PM
    Join in people!It's a great challenge.
    Nsd september 2/10
    I need to learn to budget again
Page 3
    • beanielou
    • By beanielou 5th Oct 17, 3:48 PM
    • 48,978 Posts
    • 181,683 Thanks
    beanielou
    No 5 today
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Honeysucklelou2
    • By Honeysucklelou2 5th Oct 17, 9:01 PM
    • 509 Posts
    • 1,885 Thanks
    Honeysucklelou2
    Wow, that's impressive Beanielou!

    NSD 2/10 today.
    paydbx #90 £475/£10,000.
    Loan £17k - paid off in Aug 2017. Home improvement loans £3342 March 2017. £3206 in Oct 17
    • beanielou
    • By beanielou 5th Oct 17, 9:47 PM
    • 48,978 Posts
    • 181,683 Thanks
    beanielou
    Wow, that's impressive Beanielou!

    NSD 2/10 today.
    Originally posted by Honeysucklelou2
    Needs must
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Reb2016
    • By Reb2016 6th Oct 17, 9:14 AM
    • 161 Posts
    • 397 Thanks
    Reb2016
    I got no 3 on Tuesday, today won't be one, as I have a hairdressers appointment, but should catch a few more this weekend.


    Reb
    Light bulb moment 6th June 2017 £13333.63 Debt now 11837.25
    DFD was October 2020 40 months now 21st Dec 2019 26 months Overdraft £720/£2250
    • arc2014
    • By arc2014 6th Oct 17, 2:24 PM
    • 147 Posts
    • 614 Thanks
    arc2014
    NSD #3 today!
    Logbook Loan 970.42/1000 · DC1 75/1420.32 · DC2 40/321.13 · DC3 11.75/11.75 · DC4 60/635 · Personal Loan 640.71/4800 · Overdraft 0/1200 · Total 1797.89/9388.20

    SPC #200

    Lightbulb Moment September 2017 - DFD Christmas 2018!
    • beanielou
    • By beanielou 6th Oct 17, 6:06 PM
    • 48,978 Posts
    • 181,683 Thanks
    beanielou
    Not one today.
    Over budget on shopping & bought cake for a friend.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Nargleblast
    • By Nargleblast 6th Oct 17, 7:54 PM
    • 9,429 Posts
    • 55,649 Thanks
    Nargleblast
    Managed to avoid spending so here's number 4 NSD!
    Debt free date.....3 August 2015
    Now building up a Doomsday Cash Stash
    • beanielou
    • By beanielou 6th Oct 17, 8:05 PM
    • 48,978 Posts
    • 181,683 Thanks
    beanielou
    Not one today as slightly over grocery budget.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Kittychick
    • By Kittychick 7th Oct 17, 8:54 AM
    • 224 Posts
    • 556 Thanks
    Kittychick
    I'm going for 11 this month, going to be a squeeze as I'm only on 1 so far!!
    • arc2014
    • By arc2014 7th Oct 17, 12:51 PM
    • 147 Posts
    • 614 Thanks
    arc2014
    #4! On a roll!
    Logbook Loan 970.42/1000 · DC1 75/1420.32 · DC2 40/321.13 · DC3 11.75/11.75 · DC4 60/635 · Personal Loan 640.71/4800 · Overdraft 0/1200 · Total 1797.89/9388.20

    SPC #200

    Lightbulb Moment September 2017 - DFD Christmas 2018!
    • beanielou
    • By beanielou 7th Oct 17, 1:12 PM
    • 48,978 Posts
    • 181,683 Thanks
    beanielou
    NSD no 6 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Tea&Kittens
    • By Tea&Kittens 7th Oct 17, 2:15 PM
    • 168 Posts
    • 634 Thanks
    Tea&Kittens
    Yesterday and today weren't NSDS, so still on 4. Starting the "days in a row" again tomorrow!
    October: NSDs 6 / 17 NSDs in a row: 1 / 5
    I started my debtfree journey on 07 September 2017: Total: £20,521 £19847
    Barclaycard: £14659 £14435 Oct 2017 HSBC Credit Card : £3112 £3012 Oct 2017
    Overdraft: 350 £0 Oct2017 MBNA : 2400
    A journey of a thousand miles starts with a single step. I'm on my way!
    • FlowerGirl27
    • By FlowerGirl27 8th Oct 17, 12:09 AM
    • 85 Posts
    • 83 Thanks
    FlowerGirl27
    I had NSDs on Wednesday 4th and Thursday 5th but then was out Friday and had to pay a library fine today.

    So 2/16 for me
    • Nargleblast
    • By Nargleblast 8th Oct 17, 3:55 PM
    • 9,429 Posts
    • 55,649 Thanks
    Nargleblast
    One quarter of the way to my target with number 5 NSD today.
    Debt free date.....3 August 2015
    Now building up a Doomsday Cash Stash
    • beanielou
    • By beanielou 8th Oct 17, 7:17 PM
    • 48,978 Posts
    • 181,683 Thanks
    beanielou
    Not one today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Reb2016
    • By Reb2016 8th Oct 17, 7:35 PM
    • 161 Posts
    • 397 Thanks
    Reb2016
    NSD 4 yesterday and 5 today

    Reb
    Light bulb moment 6th June 2017 £13333.63 Debt now 11837.25
    DFD was October 2020 40 months now 21st Dec 2019 26 months Overdraft £720/£2250
    • threepenny bit
    • By threepenny bit 8th Oct 17, 8:13 PM
    • 210 Posts
    • 1,725 Thanks
    threepenny bit
    NSD 4 today - needed to add medications and car related expenses to our visa this week so the total has gone up but there was no choice .
    I really need to build up an emergency fund for these things but just can't seem to find the extra $ for it right now. Was thinking that if I sell things maybe I should put that into he emergency fund rather than paying the visa?
    I have updated my signature with the new visa amount and started it at 0 again - not sure I will get it paid off by christmas now though
    1st challenge to pay CC (JV1) 0/$1850 updated
    Work on selling items and decluttering
    • Tea&Kittens
    • By Tea&Kittens 8th Oct 17, 9:55 PM
    • 168 Posts
    • 634 Thanks
    Tea&Kittens
    NSD days in a row is reset back to 1 now. 5/17 NSDs Total!
    October: NSDs 6 / 17 NSDs in a row: 1 / 5
    I started my debtfree journey on 07 September 2017: Total: £20,521 £19847
    Barclaycard: £14659 £14435 Oct 2017 HSBC Credit Card : £3112 £3012 Oct 2017
    Overdraft: 350 £0 Oct2017 MBNA : 2400
    A journey of a thousand miles starts with a single step. I'm on my way!
    • FlowerGirl27
    • By FlowerGirl27 8th Oct 17, 9:55 PM
    • 85 Posts
    • 83 Thanks
    FlowerGirl27
    Sunday 8th was a NSD
    3/16
    • Honeysucklelou2
    • By Honeysucklelou2 9th Oct 17, 12:27 AM
    • 509 Posts
    • 1,885 Thanks
    Honeysucklelou2
    Had a NSD today (Sun) bringing the total this month to3/10
    paydbx #90 £475/£10,000.
    Loan £17k - paid off in Aug 2017. Home improvement loans £3342 March 2017. £3206 in Oct 17
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

955Posts Today

6,014Users online

Martin's Twitter