We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

ESA & Private Pension.

Can anyone tell me what happens in the following:

I am in receipt of ESA as well as having a Private Pension. I understand that when my Pension increases my ESA is reduced.

Can you tell me if there a minimum amount of ESA you can get as at presently mine will eventually be reduced to £0 with reductions for each Pension increment.

What happens if it gets to such an insignificant figure that I just don't bother to claim it? Will this affect my old age pension?

Thanks.

Comments

  • nannytone_2
    nannytone_2 Posts: 13,014 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    as long as you have 30 of NI contributions ( either through working or through NI credits from benefits) your state pension will not be affected
  • sammyjammy
    sammyjammy Posts: 8,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    nannytone wrote: »
    as long as you have 30 of NI contributions ( either through working or through NI credits from benefits) your state pension will not be affected

    This isn't necessarily true, depending on your age you will probably have to acquire 35 years of contributions unless you are due to get your state pension in the next couple of years.
    "You've been reading SOS when it's just your clock reading 5:05 "
  • HB58
    HB58 Posts: 1,787 Forumite
    1,000 Posts Combo Breaker
    Your NI credits should continue to be made on your behalf for as long as you remain on ESA, even if no payment is actually being made. It is a similar situation to people who have had their 365 days on contributory WRAG, they are still deemed to be 'on ESA' and NI credits will continue.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.8K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.6K Work, Benefits & Business
  • 604.6K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.