Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
Page 1
    • rudekid48
    • By rudekid48 3rd May 13, 4:25 PM
    • 1,994 Posts
    • 3,487 Thanks
    rudekid48
    • #2
    • 3rd May 13, 4:25 PM
    • #2
    • 3rd May 13, 4:25 PM
    Interesting how MoneySupermarket is recomended as the first one to try when Compare The market generate by far the highest volume of visitors / quotations.

    Also interesting how MoneySupermarket scores the same on quality with less 'ticks'.

    Anyone would think that MSE was owned by MoneySupermarket....... oh hang on... well I never!
    Last edited by rudekid48; 03-05-2013 at 5:39 PM.
    All matter is merely energy condensed to a slow vibration, we are all one consciousness experiencing itself subjectively, there is no such thing as death, life is only a dream, and we are the imagination of ourselves.
    • forgotmyname
    • By forgotmyname 3rd May 13, 9:00 PM
    • 25,428 Posts
    • 10,084 Thanks
    forgotmyname
    • #3
    • 3rd May 13, 9:00 PM
    • #3
    • 3rd May 13, 9:00 PM
    Tweak the quote date?

    Dont modify the car? Mines £75 cheaper than a standard car.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
  • Former MSE Dan
    • #4
    • 8th May 13, 9:29 AM
    • #4
    • 8th May 13, 9:29 AM
    Interesting how MoneySupermarket is recomended as the first one to try when Compare The market generate by far the highest volume of visitors / quotations.

    Also interesting how MoneySupermarket scores the same on quality with less 'ticks'.

    Anyone would think that MSE was owned by MoneySupermarket....... oh hang on... well I never!
    Originally posted by rudekid48
    Hi there,

    To reassure you, the purchase of MSE was undertaken with a unique contractually-binding Editorial Code - see points 7,8 and 9 here: http://www.moneysavingexpert.com/editorialcode

    On the Car Insurance point, the new order was decided on price, with quality rating as a tie breaker. On the latest month's data we have, Moneysupermarket has performed very well on the price side.

    The quality ratings are new, and we invited feedback on how we've done them. The reason why two comparison sites may both score 6/10 but have a different number of ticks is a combination of roundings (ie 5.5/10 to 6.4/10 is all reprensented as 6/10), plus the scores for different ticks are weighted (so, having an Opt-in marketing box doesnt score as many positive marks as having perfect accuracy on quote price.

    Hopefully this helps explain

    Dan
  • shazza71
    • #5
    • 9th May 13, 9:44 PM
    • #5
    • 9th May 13, 9:44 PM
    my son has been paying £427 a month for his little 1.2 corsa since September last year. he found a cheaper quote from "only young drivers" that was a lot cheaper.. what a joke. he tried to contact them for 6 hours and could not get through..
    However he phoned go skippy, they answered the phone straight away and gave him as good a quote which will save him over £200 a month now
    • youth leader
    • By youth leader 27th May 13, 12:11 PM
    • 353 Posts
    • 420 Thanks
    youth leader
    • #6
    • 27th May 13, 12:11 PM
    • #6
    • 27th May 13, 12:11 PM
    Thanks so much for this - I'm 56 and have just got my renewal from Saga. Used the comparison site and have saved hundreds - and there is a deal on there from Saga, shame they aren't open today but I will phone them tomorrow. It really isn't fair to do internet only, a lot of people are still scared of computers.
  • melbell
    • #7
    • 28th May 13, 9:12 PM
    • #7
    • 28th May 13, 9:12 PM
    I love how you promote fronting then at the end say "don't front"
  • benners_2k
    • #8
    • 6th Jun 13, 2:10 PM
    • #8
    • 6th Jun 13, 2:10 PM
    I would like to see MSE do a new campaign to force insurance companies to make you opt-in to auto-renewals when you start a policy.

    Like most people reading this forum I always do quotes for all my policies every year and 9 times out of 10 I go with someone else. I then have to phone up the old company and sit on the expensive phone line while they try to convince me to stay with them despite them ripping me off. It is so annoying and there is no way i am going to accept a new price off them because they should have offered me that in the first place if they had any respect for me as a customer.

    I don't see anyway on the site to suggest campaigns to Martin or whoever runs things these days.
    • jhe
    • By jhe 6th Jun 13, 4:22 PM
    • 1,760 Posts
    • 684 Thanks
    jhe
    • #9
    • 6th Jun 13, 4:22 PM
    • #9
    • 6th Jun 13, 4:22 PM
    I would like to see MSE do a new campaign to force insurance companies to make you opt-in to auto-renewals when you start a policy.

    Like most people reading this forum I always do quotes for all my policies every year and 9 times out of 10 I go with someone else. I then have to phone up the old company and sit on the expensive phone line while they try to convince me to stay with them despite them ripping me off. It is so annoying and there is no way i am going to accept a new price off them because they should have offered me that in the first place if they had any respect for me as a customer.

    I don't see anyway on the site to suggest campaigns to Martin or whoever runs things these days.
    Originally posted by benners_2k
    my insurances have never auto renewed, but i always stress at the time of taking out new policies not to auto renew.
  • Former MSE Dan
    I love how you promote fronting then at the end say "don't front"
    Originally posted by melbell
    Hi - can you point me to the bit where we promote fronting please.

    We very clearly say that adding a main driver, who isnt really the main driver, shouldnt be done - and this is the definition of fronting. Adding a second driver is not, so we do recommend giving that a try.

    This is explained on Action Fraud, here: http://www.actionfraud.police.uk/fraud-az-fronting
    • rs65
    • By rs65 6th Jun 13, 7:01 PM
    • 5,150 Posts
    • 2,450 Thanks
    rs65
    Dan, I've just looked at this and one bit caught my eye.

    If your insurance allows it, driving someone else's car instead of yours can be a way to cut mileage. Check your policy details carefully to find out if you can.

    If you have fully comprehensive insurance then sometimes, not often, it includes 'driving other cars' cover. This provides you with third-party cover whilst reducing your mileage and therefore the cost of your own policy. Check with your insurance provider whether you're covered.


    This can't be serious advice - drive someone else's car on a TP basis in order to reduce your own mileage?!? The mileage difference and therefore premium reduction, if any, is likely to be minimal relative to the risk you are exposed to.
    • dacouch
    • By dacouch 6th Jun 13, 10:41 PM
    • 20,185 Posts
    • 12,452 Thanks
    dacouch
    Dan, I've just looked at this and one bit caught my eye.

    If your insurance allows it, driving someone else's car instead of yours can be a way to cut mileage. Check your policy details carefully to find out if you can.

    If you have fully comprehensive insurance then sometimes, not often, it includes 'driving other cars' cover. This provides you with third-party cover whilst reducing your mileage and therefore the cost of your own policy. Check with your insurance provider whether you're covered.


    This can't be serious advice - drive someone else's car on a TP basis in order to reduce your own mileage?!? The mileage difference and therefore premium reduction, if any, is likely to be minimal relative to the risk you are exposed to.
    Originally posted by rs65
    I think MSE are FSA/FCA registered
  • benners_2k
    my insurances have never auto renewed, but i always stress at the time of taking out new policies not to auto renew.
    Originally posted by jhe
    I guess so but then I would have to speak to a human being. I want to be able to do it when I order online. I work in IT I don't want to speak to people unless I really have to!
  • hogger84
    TopCashBack Compare
    I also tried Topcashback.com compare (they have added a compare engine to the site) and with the cashback got £12 cheaper quote.

    It shows you the quote and then price with cashback.

    So MoneySuperMarket gave asda at £495. TCB gave me ASDA for £482 with cashback (£509 without). So you have to trust that the cashback will come through but it may be worth it.
    • N9eav
    • By N9eav 11th Jun 13, 8:25 AM
    • 4,620 Posts
    • 26,356 Thanks
    N9eav
    Tweak the quote date?
    Originally posted by forgotmyname

    I agree tweak the start date

    Did a quote for my son on the moneysupermarket site. Start date today was £895. Start date 4 days time £717.

    Phoned the company up about this and they say that the search engines and comparison sites do this kind of thing, but they would accept the lower amount and we did it there and then.... Happy!
    NO to pasty tax We won!!!! Just shows that people power works! Don't be apathetic to your cause!
    • DonnyDave
    • By DonnyDave 20th Jun 13, 6:50 AM
    • 1,561 Posts
    • 435 Thanks
    DonnyDave
    DON'T over-estimate your mileage
    I obtained a quotation from Direct Line's website specifying "up to 3,000 miles" and then changed this to "up to 5,000 miles" to see what the effect was.

    The cost difference was almost £8.50, but not, as you may expect, more. The price is less when specifying the higher mileage and indeed 6,000 miles is the same as 5,000 miles. Even 7,000 miles is about £6.50 less than 3,000 miles.

    The only explanation I can think of is that the risk is calculated as being greater due to a significant number of people specifying a far lower mileage than they actually do and therefore apparently having more accidents per mile. Does this sound feasible?
    Dave
    Say no to 0870!
    • dacouch
    • By dacouch 20th Jun 13, 8:02 AM
    • 20,185 Posts
    • 12,452 Thanks
    dacouch
    I obtained a quotation from Direct Line's website specifying "up to 3,000 miles" and then changed this to "up to 5,000 miles" to see what the effect was.

    The cost difference was almost £8.50, but not, as you may expect, more. The price is less when specifying the higher mileage and indeed 6,000 miles is the same as 5,000 miles. Even 7,000 miles is about £6.50 less than 3,000 miles.

    The only explanation I can think of is that the risk is calculated as being greater due to a significant number of people specifying a far lower mileage than they actually do and therefore apparently having more accidents per mile. Does this sound feasible?
    Originally posted by DonnyDave
    Or people who do very low mileages having proportionately more claims through lack of driving experience
  • leicsaver
    New driver looking to get insured on parents' car
    Hi,

    I'm 23, currently living at home with my parents and just recently passed my driving test and am looking to get insured on their car. They're both the main drivers and use the car everyday for work, I'd just be looking to use it on the odd occasion, maybe once a week.

    To complicate the issue, I'm only around for a few more months as I'm starting a course abroad in October and so am only looking to be insured until then. Also, they're currently midway through this year's policy (with Tesco) which is due for renewal in November/December. Would I be best off adding myself as a named driver to their current policy, or hunting around the comparison sites looking for a new policy for all three of us?

    I was wondering what the best (cheapest) way of going about getting insured is.
  • Delboy1807
    Age UK Car Insurance - Outrageous
    I was following the links from MSE and as I am over 50 I went through to Age UK for a quote.
    I have been driving for over 30 years, never had any points on my licence and never had an 'at fault' claim, my car is a Volvo S60 so quite a big engine but apart from that nothing too expensive or unique and generally considered to be a safe car.
    Quote from my current insurers (Aviva) - £318, best online quote (Various) - £220 less Cashback of around £50 giving an equivalent annual premium of £170.
    Age UK quotation £525.09 - Outrageous considering it is supposed to be a specialist for over 50's and I seem to be a perfect proposer, no claims, no points, no special needs & a standard car.
    Come on MSE, do you consider it to be a money saving opportunity when you are effectively promoting a company who would be looking at charging me over £300 more than a competitor.
    • SandBoy
    • By SandBoy 31st Jul 13, 4:40 PM
    • 6 Posts
    • 1 Thanks
    SandBoy
    Car Insurance - Grrr!
    Well,the car insurance renewel thingy!!
    If you were to try everything in the guide (which I have done) with all the comparison sites etc,my day off is gone! (8 hours!) and I have fended off about 15 phone calls from insurers as well.

    Now done and instead of £328 got it at £186 for the same cover and £0 voluntary excess,well thats the wifes done,now I have to do mine and NO Admiral are not cheaper for 2 cars,neither are any of the others,so 2 policies and 2 headaches and if I was to invoice myself for time taken,no money saved either!
    This money saving thing is ok,but it takes a lot of time!
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

105Posts Today

3,048Users online

Martin's Twitter