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  • Hooloovoo
    A return bus far is 5-6 so If I get a few of those a week (when it's too cold my legs don't wana move) I don't like staying indoors with the oldies all the time so head to the library when possible Also every few weekends I'll use it to watch local football match so I'm probably spending about 12 week on average.
    Originally posted by Samuel_
    Sorry to be blunt but that's just utterly ridiculous.

    You can not afford that. You might like to get out of the house but you simply can't afford it.

    The only possible justification for someone on JSA spending that much on travel is if they are going to interviews or training courses.
  • Hooloovoo
    My right ankle has collapsed inwards on itself so my foot is flat and I get foot/knee/back pain even though I'm very slim so the thought of walking in 0 degrees for 12 miles everyday is not realistic for me. Basically I just can't be bothered to do it everytime.
    Originally posted by Samuel_
    If you can't walk, and you can't afford to pay for travel, then you can't go out.

    Yes I would rather default on the account.
    Fine. I'll leave the thread then since obviously you don't really want or need any help.
  • simeyb
    To be honest I'm not sure why you've bothered to come onto this forum, ask for peoples advice, which they've kindly given, then come up with the phrase that's the trouble with this country "I can't be bothered". My 17 year old daughter is at college, has had a part time job since she was 15, works each weekend to save for what she wants etc - whats your excuse mate? Sounds like you want to stop relying on your parents (or oldies as you so disrespectfully call then), get off your !!!, get a job (and sorry if its not commensurate with what you think you are so worthy of what with having a degree), stop whining and pay back the money you owe. Sorry to be harsh, but your attitude stinks.
  • Hooloovoo
    To be honest I'm not sure why you've bothered to come onto this forum, ask for peoples advice, which they've kindly given, then come up with the phrase that's the trouble with this country "I can't be bothered". My 17 year old daughter is at college, has had a part time job since she was 15, works each weekend to save for what she wants etc - whats your excuse mate? Sounds like you want to stop relying on your parents (or oldies as you so disrespectfully call then), get off your !!!, get a job (and sorry if its not commensurate with what you think you are so worthy of what with having a degree), stop whining and pay back the money you owe. Sorry to be harsh, but your attitude stinks.
    Originally posted by simeyb
    Well said.
  • Samuel_
    To be honest I'm not sure why you've bothered to come onto this forum, ask for peoples advice, which they've kindly given, then come up with the phrase that's the trouble with this country "I can't be bothered". My 17 year old daughter is at college, has had a part time job since she was 15, works each weekend to save for what she wants etc - whats your excuse mate? Sounds like you want to stop relying on your parents (or oldies as you so disrespectfully call then), get off your !!!, get a job (and sorry if its not commensurate with what you think you are so worthy of what with having a degree), stop whining and pay back the money you owe. Sorry to be harsh, but your attitude stinks.
    Originally posted by simeyb
    Try walking on a collapsed ankle. I bet you're fat and have never walked 10 miles in your life. I know I'm gonna be rich as hell when I'm older so I'm just relaxing a bit now.
  • innovate
    I bet you're fat and have never walked 10 miles in your life.
    Originally posted by Samuel_
    Funny how some posters always resort to personal abuse when they run out of good arguments.
    • ffacoffipawb
    • By ffacoffipawb 9th Dec 12, 9:38 PM
    • 2,230 Posts
    • 1,396 Thanks
    ffacoffipawb
    Funny how some posters always resort to personal abuse when they run out of good arguments.
    Originally posted by innovate
    Yes, but that poster never even started with a good argument in the first place.
  • Hooloovoo
    I know I'm gonna be rich as hell when I'm older so I'm just relaxing a bit now.
    Originally posted by Samuel_
    • pmduk
    • By pmduk 9th Dec 12, 10:49 PM
    • 7,102 Posts
    • 5,124 Thanks
    pmduk
    Let's not waste our time, I think he's a fool, but you can't help someone who won't help themselves.
  • Hooloovoo
    Let's not waste our time, I think he's a fool, but you can't help someone who won't help themselves.
    Originally posted by pmduk
    Absolutely.

    Didn't get the grades to get in to Uni through the standard route. Didn't realise he had to pay his rent. Doesn't even know how to default on an account and asks how to do it! Steals his sister's car and crashes it ... the list just goes on.

    Oh yes, he's definitely going to be rich as hell when he's older.

    He should go on the apprentice. He's clearly the businessman AMS has been looking for all these years.
    Last edited by Hooloovoo; 09-12-2012 at 10:56 PM.
  • Hominu
    Didn't get the grades to get in to Uni through the standard route. Didn't realise he had to pay his rent. Doesn't even know how to default on an account and asks how to do it! Steals his sister's car and crashes it ... the list just goes on.
    Originally posted by Hooloovoo
    Thats probably because his parents have always paid everything for him. Heck, they even paid for his first year at Uni up-front.

    The only chance he's got at getting rich is his parents leaving him a couple of million in their will. Then he'll blow it, go overdrawn, and then come back to complain how the banks are so evil.
    • fiesta04
    • By fiesta04 9th Dec 12, 11:52 PM
    • 486 Posts
    • 292 Thanks
    fiesta04
    Let's not waste our time, I think he's a fool, but you can't help someone who won't help themselves.
    Originally posted by pmduk
    Troll for sure. You really should read more of his/her posts, haven't laughed so much in ages.

    F4
    • pmduk
    • By pmduk 10th Dec 12, 8:48 AM
    • 7,102 Posts
    • 5,124 Thanks
    pmduk
    I think you've got it spot on. I'm usually hesitant about calling people a troll, but I may just break my habit.
    • sweetilemon
    • By sweetilemon 10th Dec 12, 8:30 PM
    • 2,027 Posts
    • 2,490 Thanks
    sweetilemon
    On the main mse page there is a bit about people on JSA getting free public transport. Can u cut your phone bill down or are you tied in? The best option would be to try again to negotiate a lower interest with your bank.
  • thatsean
    Try walking on a collapsed ankle. I bet you're fat and have never walked 10 miles in your life. I know I'm gonna be rich as hell when I'm older so I'm just relaxing a bit now.
    Originally posted by Samuel_
    Cretin.



    I hope this is a troll thread, if not... *gives up*
    • sweetilemon
    • By sweetilemon 11th Dec 12, 7:42 AM
    • 2,027 Posts
    • 2,490 Thanks
    sweetilemon
    Hadnt read page 2 when I posted...oh well.
  • Samuel_
    I wouldn't walk 12 miles to save 3, that's just ridiculous!

    It is a bit of a catch 22 situation to be honest, I would seriously struggle to live on 55 a week. One ways found to save money was to always use notes for everything then all my change goes into a pot which I change up every month or so. Unfortunately most banks won't help until you start to default, as you've now found out. Good luck!
    Originally posted by lolavix
    Have I actually started to default though? Does going over the arranged overdraft limit and having the reducing overdraft limit frozen all for one month have an effect on my credit limit?
    Last edited by Samuel_; 19-12-2012 at 12:12 PM.
    • grumbler
    • By grumbler 19th Dec 12, 12:22 PM
    • 50,949 Posts
    • 21,489 Thanks
    grumbler
    Do you mean an effect on your credit rating?
    We are born naked, wet and hungry...Then things get worse.

    .withdrawal, NOT withdrawel ..bear with me, NOT bare with me
    .definitely, NOT definately ......separate, NOT seperate
    should have, NOT should of
    .....guaranteed, NOT guarenteed
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