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    When to cash in NS&I Index-linked Savings Certificate?
    • #1
    • 14th Aug 12, 10:08 AM
    When to cash in NS&I Index-linked Savings Certificate? 14th Aug 12 at 10:08 AM
    I'm about to cash in an NS&I Index-linked Savings Certificate but have totally confused myself trying to work out the best date to do this.

    I purchased it on 25 August 2011 and was going to cash it in on 25 August 2012.
    However, the RPI figure has just been released and it's gone up from 2.8% to 3.2%

    So, what is the best date to cash it in ???
    If I wait until the 1 September, will I get the higher rate?
    Or do I need to wait until the 25 September??

    I've looked through the NS&I T&Cs, but I'm still unsure.

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