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  • Former MSE Dan
    • #2
    • 19th Apr 11, 10:58 PM
    • #2
    • 19th Apr 11, 10:58 PM
    hey folks,

    please let us know what you think of this if you get a chance to use it

    dan
  • canidothis
    • #3
    • 20th Apr 11, 12:45 PM
    • #3
    • 20th Apr 11, 12:45 PM
    Have just tried this out, really quite eye opening. I honestly didnt realise how much difference paying a fixed amount would make. Does anyone know what Lloyds duo airmiles cc come under?
    LBM March 2011 (what on earth took me so long?)
    overdraft (1) -2950 overdraft (2) -246.00
    total CC 12,661
    loan 5000
    DFD 2016 (cant come soon enough)
    • iceage3
    • By iceage3 20th Apr 11, 3:04 PM
    • 234 Posts
    • 38 Thanks
    iceage3
    • #4
    • 20th Apr 11, 3:04 PM
    • #4
    • 20th Apr 11, 3:04 PM
    i say its hot ,i cant work out figures but is the barclaycard(2.25) min payment more than mbna

    if this is the case why do people keep moaning about mbna

    would like to see graph with figures but would take alot of space ,i have been told of whats the cost site which is good.

    just checked both and works out the same roughly
    • skaps
    • By skaps 20th Apr 11, 3:06 PM
    • 2,223 Posts
    • 10,151 Thanks
    skaps
    • #5
    • 20th Apr 11, 3:06 PM
    • #5
    • 20th Apr 11, 3:06 PM
    Its great - it really makes you think more about making more than the minimum payment. All my debts are at 0% till April next year but it still makes me want to reduce this debt.
    MFW 2016 No 68 1300/8500 No new toiletries Cook sth different
    • iceage3
    • By iceage3 20th Apr 11, 3:17 PM
    • 234 Posts
    • 38 Thanks
    iceage3
    • #6
    • 20th Apr 11, 3:17 PM
    • #6
    • 20th Apr 11, 3:17 PM
    like martin said dont pay min payment ,but if you are trapped then your in trouble

    i have low rate with barclays and even min payment will take me 20 yrs ,but a fixed payment will take me 3 yrs.
    so it pays to make bigger payments.
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