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Student Loans & Carers Allowance advice please?
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# 1
Old 10-08-2010, 3:02 PM
MoneySaving Newbie
Join Date: Aug 2010
Posts: 1
Default Student Loans & Carers Allowance advice please?

Hi there...
I will be starting University this September and am currently in receipt of Carers allowance for my disabled child...will I loose my CA? Is there anything I can apply for funding wise? I will be on campus approximately 12 hours per week but it is still classed as a full-time degree...

Our earnings as a couple are under 25,000 but the loss of the CA will be huge to us as I will be paying out on transport costs back and to from Uni.... (am over 25 so rail card is out of the window!) Any advice greatly appreciated...a rough estimate from the student loan people puts me at getting around 5000 per year...but this will hardly cover my rail costs let alone books etc ......
alicansell is offline
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# 2
Old 10-08-2010, 3:10 PM
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Join Date: Dec 2006
Location: nottinghamshire
Posts: 517

Just to mention, you can have the Railcard but it isn't useable before 10am I think. Which is a pain for me too as most of my lectures start at either nine or ten am!
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# 3
Old 10-08-2010, 3:14 PM
MoneySaving Stalwart
Join Date: Dec 2006
Location: nottinghamshire
Posts: 517

Also, 5000 seems a bit low for a full time undergraduate course. Have you enquired about Parents Learning Allowance? I get it, but I am a lone parent - not sure about the rules for it. You should also get 25% off your council tax bill.
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# 4
Old 19-08-2010, 6:35 PM
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Join Date: Mar 2009
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I am in the same position as you and my course is 19 hours per week.
As I understand it you need to be studying for 21 hours or over to lose your entitlement to carers allowance so I wouldn't worry about losing it.

I have similar household income and am getting about 6000 student loan/grant with no entitlement to childcare or parents learning allowance.
hope this helps
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# 5
Old 20-08-2010, 7:07 AM
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Join Date: Mar 2010
Posts: 233

HI, not sure what you are going to be studying, but have you considered doing your degree with the OU? If the degree you're interested in is available with them, it could prove to be a much more practical option for you in your circumstances, as no need to go to lectures etc, and, no need to take on a student loan. Just a thought...
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