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Credit Card Freebies Article Discussion Area
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Old 31-10-2006, 4:52 PM   #1
Former MSE Dan
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This thread is specifically to discuss the content of the

Credit Card Freebies Article

To discuss or ask a question about the article: click reply


What to do


If you've spotted a new credit card freebie then please reply to this and tell us about it.

If you only have basic details of the freebie, great! Please tell us! However if you know then please include:
  • What the freebie is?
  • What you need do to qualify for it?
  • Is it generally available or only through a special link?
  • Any idea how long it's available for?
  • Any details on the interest rate of the card?

Last edited by MSE Archna; 10-06-2010 at 4:03 PM.
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# 2
Adrian_london
Old 31-10-2006, 10:38 PM
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Default £1000 problem

I'm interested in the free flight to the USA with the Citibank's AAdvantage card. I know I have to spend £1000 before December 31st.

Q. Can I pay one months mortgage (I'm with the Abbey) using my new credit card? Is that a "purchase"?



Cheers


Adrian
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# 3
koru
Old 31-10-2006, 11:20 PM
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Default Better BMI card

Great tip re BMI airmiles, but wouldn't it be better still to apply for the BMI Mastercard, which has the same 20,000 miles offer, but gives 2 miles for every £1 spend, rather than 1.5 miles?

Link:
https://wwwa.applyonlinenow.com/UKCC...RS-48390-48366
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# 4
Former MSE Dan
Old 01-11-2006, 11:12 AM
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Default

Quote:
Originally Posted by koru
Great tip re BMI airmiles, but wouldn't it be better still to apply for the BMI Mastercard, which has the same 20,000 miles offer, but gives 2 miles for every £1 spend, rather than 1.5 miles?

Link:
https://wwwa.applyonlinenow.com/UKCC...RS-48390-48366
Hi Koru,

Unfortunately that card has a £60 annual fee, which cancels out any advantage from the better earning rate.

Thanks

Dan
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# 5
koru
Old 01-11-2006, 12:22 PM
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Blimey, I didn't even check the fee, as I didn't know anyone still charged them. OK, I agree the classic is usually going to be the best.

I guess if you were intending to use the card to rack up lots of airmiles from your spending, there would come a point when it was worth paying the fee. I think Martin calculated that the value of the airmiles on the classic card is £1.19 per £100 spend. That's on the basis of 1.5 miles per £1 spend. So, if you get 2 miles per £, that's a value of £1.59 per £100 spend. If you spend£15000 on your card in a year, you would get an extra 7500 miles, worth an extra £60. Few of us spend more than £15,000 per year, but for those who do, it might be worth paying the £60 fee.
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# 6
Former MSE Dan
Old 01-11-2006, 2:11 PM
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Here is our ranked table of Reward Cards, when we researched this earlier in the year.

http://www.moneysavingexpert.com/cgi...47870645,3979,

As you can see, the fee drops BMI well below BMI Classic - though its still not as bad as many other No Fee cards!

Last edited by Former MSE Dan; 01-11-2006 at 2:16 PM.
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# 7
*Chattie*
Old 01-11-2006, 3:23 PM
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Interesting article, thanks for this one as I am looking for a new credit card for a balance transfer.
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# 8
teeb
Old 01-11-2006, 4:03 PM
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Default

If I sign up to the Amazon MasterCard via Rpoints, will I still get a £15 amazon voucher with first spend?
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# 9
greenoak
Old 01-11-2006, 6:29 PM
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Default Amazon credit card

Warning.

Amazon are not good at sending out the £15 reward.

I never got mine. I chased it up and they said it must have got stopped by spam filter, and no they would not send it again.

Lots of similar stories from other users
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# 10
qaz
Old 01-11-2006, 6:42 PM
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how can they send payment by email.,..and anyway why would they not resend because it got filtered as spam ...oram i missing something
mark

Quote:
Originally Posted by greenoak
Warning.

Amazon are not good at sending out the £15 reward.

I never got mine. I chased it up and they said it must have got stopped by spam filter, and no they would not send it again.

Lots of similar stories from other users
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# 11
teeb
Old 01-11-2006, 6:53 PM
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Quote:
Originally Posted by qaz
how can they send payment by email.,..and anyway why would they not resend because it got filtered as spam ...oram i missing something
mark
Amazon would send the £15 voucher to your email. As the voucher for amazon is just a however-many-digit code to enter, it's emailed as that's quicker / more convenient / cheaper.
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# 12
qaz
Old 01-11-2006, 6:59 PM
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Quote:
Originally Posted by teeb
Amazon would send the £15 voucher to your email. As the voucher for amazon is just a however-many-digit code to enter, it's emailed as that's quicker / more convenient / cheaper.
YES...BUT WHY WOUKLD THEY REFUSE TO RESEND IT..MARK
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# 13
qaz
Old 01-11-2006, 8:04 PM
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heres a cheap trick....if you spend an amount [for the usa flight deal] does the cc company get funny if u obtain a refund on the goods or does it still count towards the £1000
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# 14
Iluvorkney
Old 02-11-2006, 7:53 AM
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Thumbs up CitiAAdvantage card

Quote:
Originally Posted by MSE Dan



This thread is specifically to discuss the content of the

Credit Card Freebies Article

To discuss or ask a question about the article: click reply


What to do


If you've spotted a new credit card freebie then please reply to this and tell us about it.

If you only have basic details of the freebie, great! Please tell us! However if you know then please include:
  • What the freebie is?
  • What you need do to qualify for it?
  • Is it generally available or only through a special link?
  • Any idea how long it's available for?
  • Any details on the interest rate of the card?
Instead of spending £1000.00 in order to get a free flight, to go to Toronto, go to canadian-affair.com and you will get at least three people to Toronto for £1000.00 including taxes
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# 15
koru
Old 02-11-2006, 8:41 AM
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Quote:
Originally Posted by Iluvorkney
Instead of spending £1000.00 in order to get a free flight, to go to Toronto, go to canadian-affair.com and you will get at least three people to Toronto for £1000.00 including taxes
You are missing the point. With the cards in Martin's article, you spend £1000 on other things - you buy whatever you would normally buy with a credit card. You get the airmiles FREE (other than the fact that if you had used a different card you might have got a different freebie, such as cashback). Free is a lot better than paying £1000 for 3 flights.

If you want to recommend a site that has cheap flights, post in the Travel board.
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# 16
dan.jan
Old 02-11-2006, 12:58 PM
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Default

Citibank offer a range of cards on their site :

http://www.citibank.co.uk/personal/cards/

I reckon the Platinum Mastercard sounds good - spend £500 quid before Xmas and you get a £50 voucher in the New Year, plus 0.5% cashback kicks in on Jan 1st.

Anybody spot any catches with this one?
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# 17
bergeroo
Old 02-11-2006, 2:00 PM
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Default

Great article!

OK I want to go to Vegas to I think the BMI card is the best bet for me. They fly to Vegas from Manchester and I can also use the points to fly on Virgin Atlantic.

One question I have is - On their points website there is a table - And you can only appear to be able to pay entirely for a flight with your points or spend half the points requirement and top the other half up with cash (eg 25000 + £140) - Does anyone know if there are any other combinations you can use - eg 20,000 plus cash - or will I have to earn another 5000 points to fly to North America?

Thanks!
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# 18
lele06
Old 02-11-2006, 4:43 PM
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Question Balance Transfer with Sonycard

Cool freebies,

Im interested in transferring a balance from capitalone classic visa card to Sonycard, for the free mp3 player.

Question: I'm moving home soon (within 2 weeks) would it be best to sign up with my current address or my new address being that it's a brand new building with a new postcode.

Thanks
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# 19
shareef
Old 03-11-2006, 4:19 PM
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Default

Im after the free mp3 player, isit just as simple as buying something for a pound, paying the bill and then simply cancelling the card. Is tehre a year contract for the card or not?
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# 20
Frugal Foxy
Old 04-11-2006, 11:59 AM
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Default

I looked in their Terms & Conditions https://wwwn.applyonlinenow.com/UKCC...k?eid=3E39D3DF and it doesn't mention a cancellation charge. I think I'm gonna go for this one. anyone else done it already?


10 Ending this agreement
10a We may end this agreement at any time if we write to you first to tell you that we are doing so. If we have a valid reason, we may end the agreement immediately and write to you as soon as we can afterwards, to tell you why we have done so.
10b If we end this agreement, you must cut up all cards and unused cheques. If we ask, you must also return them to us.
10c You may end this agreement at any time by contacting us and cutting up all cards and unused cheques.
10d After this agreement ends, you will still be personally liable to pay all amounts which are due (or may become due) to us under this agreement.
10e If you end this agreement, we will cancel any Payment Protection Cover you have taken through us for this agreement.

take care
FF
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