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Saturday 21st & Sunday 22nd November - What small DFW things have you done this w/end
Candy0107
Posts: 1,645 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Morning All,
Hope no one minds me starting the thread today – I woke up early this morning and thought I’d use the time wisely (and posting on here focuses my mind)
Today I have/will:
· [STRIKE]Checked online banking[/STRIKE] – no change there, but I always check
· Enter comps online
· Daily scratches
· Meals from storecupboards
· Have a NSD
· Read more of the new library book
· [STRIKE]Looked online for a recipe for Butternut Squash and Sweet Potato Curry[/STRIKE] – found one and put it into the WW thingamybob to find out the points value
· Need to write a food plan for this week (including the curry)
· [STRIKE]Filled in my blood donor form ready for my apt at the end of the month[/STRIKE]
· Clear more of Nan’s house – might move boxes into storage unit
· [STRIKE]Need to check last nights lottery ticket[/STRIKE] £6.40 will buy 1 ticket and split the rest of the money
· Avoid going into town as it will be really busy with Xmas shoppers
· [STRIKE]Write a letter applying for a job in the paper (not too sure whether it is acceptable to email my CV over?)[/STRIKE] - done and emailed off to brother and brother in law for their opinion
· Washing on 30
· Sort out what veggies I am going to plant next year
· Try to work out how to put together my new trousers that I am making
· Not use my mobile as I have £2.10 left on it and I do not want to top it up til the end of the year
· Make soup out of what is in the fridge/store cupboard for the week ahead
Think that is about it but I am sure there is more to do, take care everyone
Candy xxxx
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Morning All,
Hope no one minds me starting the thread today – I woke up early this morning and thought I’d use the time wisely (and posting on here focuses my mind)
Today I have/will:
· [STRIKE]Checked online banking[/STRIKE] – no change there, but I always check
· Enter comps online
· Daily scratches
· Meals from storecupboards
· Have a NSD
· Read more of the new library book
· [STRIKE]Looked online for a recipe for Butternut Squash and Sweet Potato Curry[/STRIKE] – found one and put it into the WW thingamybob to find out the points value
· Need to write a food plan for this week (including the curry)
· [STRIKE]Filled in my blood donor form ready for my apt at the end of the month[/STRIKE]
· Clear more of Nan’s house – might move boxes into storage unit
· [STRIKE]Need to check last nights lottery ticket[/STRIKE] £6.40 will buy 1 ticket and split the rest of the money
· Avoid going into town as it will be really busy with Xmas shoppers
· [STRIKE]Write a letter applying for a job in the paper (not too sure whether it is acceptable to email my CV over?)[/STRIKE] - done and emailed off to brother and brother in law for their opinion
· Washing on 30
· Sort out what veggies I am going to plant next year
· Try to work out how to put together my new trousers that I am making
· Not use my mobile as I have £2.10 left on it and I do not want to top it up til the end of the year
· Make soup out of what is in the fridge/store cupboard for the week ahead
Think that is about it but I am sure there is more to do, take care everyone
Candy xxxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
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Comments
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Morning all thanks for starting the thread Candy
(Where is everyone??)
Today
check banks
PAD to gargamel
Its gorgeous here so need to get out for a bit
Store cupboard meals
Tidy up kitchen
Hokeycokey in the drying cupboard and one on for hte line
DS splitting logs
DD cello practice and then off to a party then to a sleepover (great I don't have to feed her!)
WOrk to do
Tidy more leaves in the garden
Recycling needs done
Walk dog
Feed chickens
Home made soup on the stove (bacon hock and lentil) well its minus the lentils at the moment!!Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Today I have;
Checked online banking
Daliy cards
Been to supermarket to collect direct order however they have messed it up so returned most of it for refund.
Bought only needed items at the Supermarket £30 which will be enough for next week
Off to the Gym later
Lunch and Tea from Store cupboard0 -
HI Lottie sorry to hear thatyour order was messed up how annoying!
Tidied up the drawers in the bathroom and found several big bottles shampoo, conditioner and bath creme stuff - so now just filled up all the smaller shampoo and soap dispensers with stuff - I especially like the Mr T coconut shampoo which is really cheap but great - I put this into the smaller 'posher' Boots bottle for coconut shampoo which is about 4X the price (dont tell them!!)
Also think we have enough stuff for a while yet - so that saves on spends!!Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Hi All,
*Have posted parcel for ebay buyer - managed to guess postage right for once using kitchen scales. Last week I ended up out of pocket
Have now found luggage scales so hoping for no more repeats.
*Need to clean out car and list on autotrader.
*Trip to second hand shop to sell old violin
*photograph more stuff for ebay - if I've managed to charge batteries for camera.
*trip to london to see brother this evening, not very DFW, but in MSE style I hunted round the different sites and managed to get fares for half the price quoted by The Trainline (not split ticketing or anything, just them claiming I could not get an off peak ticket!)Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0 -
Afternoon people
Today I:- have checked online banking
- called E-on about reducing my monthly direct debit - alas, request refused!
- used say no to 0870 to call them!
- am working for a few hrs this afternoon in 3rd job
- had some left over pasta for lunch
- will not put the heating on
- will work on a christmas present
Ever wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0 -
Well, I managed to sell the violin - man only offered £15 and I was too shy to barter, trying not to be disappointed in myself and look on it as £15 more than I had this morning.
Rain stopped me hoovering out car so car partially cleaned - fingers crossed for tomorrow.
Called BT to reduce my package on landline but can only make one change at a time, so need to call again on Tuesday to get full reduction down to most basic package. After Tuesday saving should be £4.45 per month (a grand £53.40 annual saving).Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0 -
Stupid forum just deleted my post :mad: anyway, it went something like this:
Evening all, where is everybody? It's very quiet today.
I have had a fantastic lazy day, got up and had some breakfast then went back to bed and didn't get up and dressed till 2pm...bliss!
It is howling a gale and peeing it down outside. Am curled up on the settee with the heating firmly on. Not very DFW but lovely and warm!
My list for today:- Breakfast from stores
- Slice up semi-stale bread and freeze for toasting
- Meal plan for week
- Shopping for meal plan (OH paid
) - Meal from plan (veggie chilli, rice and sweet potato wedges)
- Two lots of HC and hung up on airer
- X-factor in front of the fire tonight
- Sold sim card I got with new phone for £4.75 on ebay
- NSD
Hope everyone else has had a good Saturday, hugs and waves to everyone xxLBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.0 -
Evening all,
My DFW things for today.- Not left the house so not used petrol or money
- hoovering done
- Ironing done
- washing done
Tesco points: 101 (£21.50, £19.50, £7.50, £21 & £5)
Boots points: £0.28
Pigsback points: 715 (4 xBoots£10 & 1 xPizzaHut£10, 2 x £10 clothing vouchers)
Mutual points: 3417 (redeemed 8250)
Rpoints:redeemed 28925 points)Cashbag:£8.91(£20)0 -
Hi all!!
Remember Milly saying she is away for weekend! Not sure about everyone else! Hope they are all ok, waves to all:j Prob just going to do one list for whole weekend as working this weekend! So here it is:- Daily scratchcards
- Daily lotteries
- Daily competitions
- Surveys available
- Work hours
- Sort out info for bonus objectives so I get my December bonus:D
- NSD * 2
- Food from stores
Thank you to all posters:beer:0
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