A Payment a Day Part 3

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Comments

  • panambi
    panambi Posts: 249 Forumite
    I am finding it difficult to keep track with all the posts and have not posted myself for a while, but my pads so far are £72.63 (think that's right). Am waiting for another £66 that I am owed and that will go straight to the debts again as I feel our debts are in danger of going up instead of down :eek:

    Angelic - your children are beautiful!!! Congratulations on baby Adam, he is absolutely gorgeous! I wish you all the best - and as others have said, we will always be here for support if you need it!

    Hope everyone is well and enjoying the sunshine!
    LBM 31/01/2009: £19,422
    Chrimbo crackers: £207.17/£510
  • macgirl
    macgirl Posts: 5,091 Forumite
    First Post First Anniversary Combo Breaker
    Hi everyone

    This payment a day intrigues me! I've joined to make £5 a day in June challenge and think it might be a good idea to combine it with this if you don't mind an extra tagger-on

    Do you count your minimum payments etc in with the PAD? And how do you decide what to pay each day?is it just extra money you make, or do you split your available budget for the month up and pay a little each day?

    I'm new to this too, but as boysma says - it's bloomin' addictive!
    I probably do it all wrong, I count my usual DD's, but also overpay now where I know I used to splurge on clothes :o Using my O/D, when it makes more sense to pay that off before overpaying EGG, but psychologically - it's working for me - and that's the main thing ;)

    Good Luck - you're in the right place here!
  • macgirl
    macgirl Posts: 5,091 Forumite
    First Post First Anniversary Combo Breaker
    I think they might be a better size now!!

    Still MEGA!!! x
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    First Anniversary Combo Breaker
    Evening All!

    Today's PAD is £1.30 to Abominable Amex
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • paybacktime2008
    paybacktime2008 Posts: 1,208 Forumite
    Angelic....lovely to see the pics. Made me go Awwwwwwwww. Enjoy.
    LBM 10/08 £12510.74/
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    First Anniversary Combo Breaker
    Just had a quick skim through the previous posts....

    Angelic: You have two beautiful children! (I'm not broody, honest! ;))
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    First Anniversary
    obsidian76 wrote: »
    well I'm new here...to everything. But wow this thread is great. This will be my first promise to myself. Will pay something a day :)

    Hi everyone

    This payment a day intrigues me! I've joined to make £5 a day in June challenge and think it might be a good idea to combine it with this if you don't mind an extra tagger-on

    Do you count your minimum payments etc in with the PAD? And how do you decide what to pay each day?is it just extra money you make, or do you split your available budget for the month up and pay a little each day?

    Hi obsidian and DietCokeMad hellowave.gif

    Welcome to the madhouse ..

    Good luck with your payment a day either small or large it's surprising how quickly it all adds up . Some people include their minimum payments as part of their PAD others don't , it's entirely up to you . Others on here that are now debt free use their PADs to boost their savings .... ( Lucky s*ds ! ;) )
    Everybody on here is very friendly which really helps to keep you motivated ....

    terri x kiss-1.gif
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • sashanut
    sashanut Posts: 3,252 Forumite
    First Post Combo Breaker First Anniversary Mortgage-free Glee!
    Hi all

    Just sneaking in under the wire to do my PAD - £20 to LLoyds plat today. Feeling virtuous as declined some choccy offered by DH.:D Diet hasn't been that great today so don't want to slip back into choccy before bed routine........it's hard though:eek:
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    First Anniversary
    edited 31 May 2009 at 12:00AM
    Hello peeps PsstAny1Home.gif...

    Here's my Good and Bad for today ...

    The Good - Paid £50 to cc ...

    The Bad - Still CHOCCY bar free here !

    Now for the daily food diary hungrysmiley.gif...
    small portion chicken chop suey
    small portion egg fried rice
    2 bottles of wine !
    4 slices of fruitcake ! :o:o:o:o .... Oooooooooooops !

    Diet wise .... A sh*te day today ! Have had an " overload " on fruitcake today , but it's all gone now !! bf-cryingcakegone.gif The wine hasn't helped either ! .... So have got to be really good now for the rest of the week ! :rolleyes: ...

    Help-2.gif I spent the afternoon sitting in the garden Smiley-sunbathing.gif and have now got heat rash on my arms and legs it's driving me nuts ..... it's stinging and itching ..... I can't find the savlon , what else can i put on it ?? th543445.jpg.... I can't take antihistermine ( spelling ? ) tablets ... I'll have to go and buy something for it tomorrow .... Is savlon the best thing to get ? ....

    Anyone been watching Britains got talent ? .... I've been watching it all week but when it came to the final at 9.30 pm i fell asleep for an hour on the settee and had to " google " the winner ! :rotfl: .... typical ! ...

    Catch you all tomorrow ,

    terri x kiss-1.gif( My total PAD for today is £50 )
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • mooomin
    mooomin Posts: 13,703 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    Morning all!

    OH is snoring for Scotland so I'm awake :rotfl:

    £1.50 PAD for me today.

    Enjoy the lovely weather :D
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