Can't afford to keep up with my reducing overdraft.
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I think you've got it spot on. I'm usually hesitant about calling people a troll, but I may just break my habit.0
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On the main mse page there is a bit about people on JSA getting free public transport. Can u cut your phone bill down or are you tied in? The best option would be to try again to negotiate a lower interest with your bank.0
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Hadnt read page 2 when I posted...oh well.0
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I wouldn't walk 12 miles to save £3, that's just ridiculous!
It is a bit of a catch 22 situation to be honest, I would seriously struggle to live on £55 a week. One ways found to save money was to always use notes for everything then all my change goes into a pot which I change up every month or so. Unfortunately most banks won't help until you start to default, as you've now found out. Good luck!
Have I actually started to default though? Does going over the arranged overdraft limit and having the reducing overdraft limit frozen all for one month have an effect on my credit limit?0 -
Do you mean an effect on your credit rating?0
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