Help with Aqua Card initial limit.

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  • memyselfandi1980
    memyselfandi1980 Posts: 22 Forumite
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    @Tori,

    What sort of strategy are you going to implement, payment wise? I'm still trying to figure out the best way that I can to get a balance increase come review time.
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,307 Forumite
    First Anniversary Combo Breaker
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    Not sure really ... I swap between paying it off it full or paying part payments on my cards ... I think the main thing is that you keep all payments up to date and don't go over your credit limit.
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • memyselfandi1980
    memyselfandi1980 Posts: 22 Forumite
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    Thanks for taking the time out to answer my questions Tori.

    Hope you have a nice evening. Lewis
  • clio
    clio Posts: 3,345 Forumite
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    Tori
    well done on your endevours ..
    and you lewis as well..
  • Katie789
    Katie789 Posts: 51 Forumite
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    londonuk2008 wrote: »
    which CRA do Aqua use Tori?

    I've had my Aqua card for a year now and they report to Experian and Equifax. Interestingly it's just shown as a halifax card rather than an aqua card on your reports so doesn't immediately flag up as a sub-prime card.

    They've given me limit increases every 4 months, the first 2 automatically (£650 to £1250 and then £1250 to £1650) and the most recent one I requested and they upped it by a further £300
  • katie1
    katie1 Posts: 837 Forumite
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    Katie789 wrote: »
    I've had my Aqua card for a year now and they report to Experian and Equifax. Interestingly it's just shown as a halifax card rather than an aqua card on your reports so doesn't immediately flag up as a sub-prime card.

    They've given me limit increases every 4 months, the first 2 automatically (£650 to £1250 and then £1250 to £1650) and the most recent one I requested and they upped it by a further £300

    Can i ask if you pay your balance in full every month or min payment??
  • cally6008
    cally6008 Posts: 7,629 Forumite
    First Post First Anniversary Combo Breaker
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    OH got approved for Aqua card and it came with a £750 limit on it. They now do have online access as he registered and set it up last night
  • oceanscape
    oceanscape Posts: 392 Forumite
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    Tori_Bellatrix wrote: »
    About a month now ... no problems so far ... They don't have any internet service available but the automated telephone service works just as well for checking balances, payments etc ...
    Yes they do - https://www.aquacard.co.uk then click on "login" at the top right.
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