Chartered Trust on Credit Report - Who are they???

Hi

I get a monthly Equifax credit report, and the most recent one has shown a change to my file

The entry is a 'New Loan' and the company is Chartered Trust. I've not signed up to any loan agreements recently, and definitely not with this company who show up very little info when you Google search them

Has anyone heard of them?

Importantly, how do I get this removed from my credit file? I'm worried about identity theft (had this happen before and it's a nightmare)

Any advice appreciated - cheers

L

Comments

  • LeeSouthEast
    LeeSouthEast Posts: 3,822
    First Anniversary Combo Breaker Debt-free and Proud!
    Forumite
    This may (or may not!) help...

    [FONT=arial, helvetica] Chartered Trust PLC [/FONT]
    [FONT=arial, helvetica] The provision of wholesale and retail credit facilities to caravan retailers and their customers. [/FONT] [FONT=arial, helvetica]
    [/FONT][FONT=arial, helvetica]
    24 - 26 Newport Road
    Cardiff
    South Glamorgan
    CF24 0SR

    Bought a caravan lately?
    [/FONT]
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • gypsymoth
    gypsymoth Posts: 112
    Name Dropper First Post First Anniversary Combo Breaker
    Forumite
    This may (or may not!) help...

    [FONT=arial, helvetica] Chartered Trust PLC [/FONT]
    [FONT=arial, helvetica] The provision of wholesale and retail credit facilities to caravan retailers and their customers. [/FONT] [FONT=arial, helvetica]
    [/FONT][FONT=arial, helvetica]
    24 - 26 Newport Road
    Cardiff
    South Glamorgan
    CF24 0SR

    Bought a caravan lately?
    [/FONT]

    Thanks. Yes, did see that.... havent been in a caravan for over 20 years! :D

    cheers
  • Oh dear... there's now a new credit card logged on my credit report

    What do I do now? How do Equifax step in to help? I seem to have been hit by identity theft

    Any advice appreciated
  • XSpender
    XSpender Posts: 3,811
    First Anniversary Name Dropper First Post
    Forumite
    Chartered Trust were purchased by the LLoyds in about 2000 and are now called Black Horse. They do car, caravan, motor bike and retail finance (for sofas and stuff) as well as personal loans.

    HTH
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • gypsymoth
    gypsymoth Posts: 112
    Name Dropper First Post First Anniversary Combo Breaker
    Forumite
    XSpender wrote: »
    Chartered Trust were purchased by the LLoyds in about 2000 and are now called Black Horse. They do car, caravan, motor bike and retail finance (for sofas and stuff) as well as personal loans.

    HTH

    Ah, many thanks. I did finance on a recent purchase thru Black Horse, so the Chartered Trust thing was a bit of a red herring

    Got to get to the bottom of this credit card though

    :mad:
  • MrsTinks
    MrsTinks Posts: 15,241
    First Post Combo Breaker Name Dropper First Anniversary
    Forumite
    Make sure the Black Horse/Chartered Trust thingy is the right amount too :) If you are sure the credit card isn't yours though then immediately place a notice on it through the credit reference company :)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • gypsymoth
    gypsymoth Posts: 112
    Name Dropper First Post First Anniversary Combo Breaker
    Forumite
    MrsTine wrote: »
    Make sure the Black Horse/Chartered Trust thingy is the right amount too :) If you are sure the credit card isn't yours though then immediately place a notice on it through the credit reference company :)

    Thanks

    The problem with Equifax is that their 'reports' are so vague, they dont even give you account numbers or contact details for the people on your report. You're forced to call the helpline... which I will later

    cheers
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 342.4K Banking & Borrowing
  • 249.9K Reduce Debt & Boost Income
  • 449.4K Spending & Discounts
  • 234.6K Work, Benefits & Business
  • 607K Mortgages, Homes & Bills
  • 172.8K Life & Family
  • 247.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards