The Love is in the Air February NSD Challenge
freebyfifty
Posts: 3,189 Forumite
Welcome to the February No Spend Day (NSD) thread!!
We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!
On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.
It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.
Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)
http://forums.moneysavingexpert.com/showthread.php?t=4361547
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We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!
On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.
It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.
Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)
http://forums.moneysavingexpert.com/showthread.php?t=4361547
[FONT="][threadbanner]box[/threadbanner][/FONT]
Free by Fifty
Debt of the Moment -
August NSD Challenge 14/15
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Comments
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It's that time of year when we begin to thaw out and our thoughts turn to lurrrvvvve :heartsmil So with that in mind, I hope you like my loving prizes
1st Target 2nd Target 3rd Target Target Exceeded
The Challengers
Armchair –14/12
Baileys -8/8 Target Met 2nd Target Met 10/10 3rd Target Met 12/12 Target Exceeded 12/13
BDINI –15/3
Beanielou –15/15 Target Met 2nd Target Met 19/19 Target Exceeded 19/20
Bigmumma –17/17 Target Met target Exceeded 17/23
BritAbroad –15/15 Target Met Target Exceeded 20/19
Bt1 -20/13
ButterflyBee –18/9
Candlewick –15/15 Target Met 2nd Target Met 18/18 3rd Target Met 20/20 Target Exceeded 20/21
CatherineMM -14/
Chris81418 –19/9
Clairey -16/9
Compliment -8/8 Target Met
Coolcats –15/13
Couldsave –20/20 Target Met
CuteAs -15/11
Cw18 –12/12 Target Met Target Exceeded 12/16
Daizyboo -12/4
Danielle –15/
Darwins -28/
Debtbuster -9/6
Debtfreesoon –12/
Delilahh –11/11 Target Met
Dizzy Lizzie –8/3
Donna d –19/14
Dragon –10/10 Target Met 2nd Target Met 15/153rd Target Met 20/20Target Exceeded
Emloves –15/15 Target Met 2nd Target Met 18/18 3rd Target Met 21/21 Target Exceeded 21/23
Evertheoptimist –12/12 Target Met Target Exceeded 12/13
FallenArcher -10/
Fedup –20/17
Floella –14/3
Flowerofscotland -16/12
Flubbery –15/12
Freeby –20/20 Target Met 2nd Target Met 23/23 3rd Target Met 25/25 Target Exceeded 25/27
Frugalgdubs -10/
Gien –14/
Giggles86 –10/7
Greenanne –10/3
Headabove –12/12 Target Met
Heartbreak -12/2
Helsbels –15/3
Hummingbird –5/
Ifwishes –17/16
Jaxsmar –10/10 Target Met Target Exceeded 10/15
Jelly biactol -14/14 Target Met 2nd Target Reached 18/18 Target Exceeded 18/19
Jem1980 -12/
Jonsey88 -15/15 Target Met 2nd Target Met 20/20 Target Exceeded 20/22
Kalojac -10/
Karb –14/14 Target Met
Karenccs -14/14 Target Met
Katholicos –18/18 Target Met Target Exceeded 18/20
Kerri –12/12 Target Met Target Exceeded 12/14
Lioness –14/4
Lmac -12/
Lottie1987 -10/3
Lottie3000 –10/6
Loubelle –16/10
Lurvlyloz -14/9
Marmite –18/18 Target Met
Milann – 10/6
MissE -10/10 Target Met
ModestyB –12/12 Target Met Target Exceeded 12/14
Moneypenny –13/
Motoko –15/7
Muffinman -10/2
MummyRivett -20/12
Nargle –15/12
New leaf –10/8
Oodnood –20/5
Pennysaving -12/12 Target Met
Poohbear -15/15 Target Met Target Exceeded 15/16
Positivelypurple –15/9
Purplemum –10/9
Purplesarah –15/3
Redouble –10/
Rising -14/3
Save_dog –12/
Sazdaz –15/9
Sazzie –15/15 Target Met 2nd Target Met 17/17
Scuff -20/6
Skint_Catt -10/
Slowlyfading –16/16 Target Met
Spoony –20/20 Target Met 2nd Target Met 24/24
Stacey2193 -13/
StressedSteph –24/
Tiggy10 -15/5
WelshWoofer –10/2
Wildcherry -15/15 Target Met Target Exceeded 15/16
Wouldbe -5/
Zafiro -20/Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Reserved for Challengers and prizesFree by FiftyDebt of the Moment -August NSD Challenge 14/150
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This is for anyone who wants to set themselves a target for a number of NSDs in a row. We had some impressive numbers on this over the past few months so if anyone would like to have a go at this, I'll add you here
The In-a-Row-Challengers
Baileys - 3-in-a-Row
ButterflyBee - 5-in-a-Row
Candlewick - 3-in-a-Row Target Reached 4-in-a-row 5-in-a-row 6-in-a-row
CatherineMM - 4-in-a-Row
Chris81418 - 6-in-a-Row
Compliment - 3-in-a-Row
Debtfreesoon - 4-in-a-Row
Dragon - 6-in-a-Row Target Reached
Floella - 5-in-a-Row
Freeby - 5-in-a-Row Target Reached 6-in-a-row 7-in-a-row 8-in-a-row 9-in-a-row
Jaxsmar - 3-in-a-Row Target Reached
Jelly Biactol - 5-in-a-Row Target Reached 6-in-a-row
Jonesy88 - 5-in-a-Row Target Reached 6-in-a-row 7-in-a-row
Marmite- 4-in-a-Row Target Reached 5-in-a-Row 6-in-a-row 7-in-a-row
ModestyB - 5-in-a-row
Muffinman - 5-in-a-Row
MummyRivett - 5-in-a-Row Target Reached
New Leaf - 3-in-a-Row Target Reached
Oodnood - 10-in-a-Row
Poohbear - 4-in-a-Row
Purplesarah - 5-in-a-Row
Sazzie - 3-in-a-Row Target Reached
Scuff - 5-in-a-Row
Spoony - 5-in-a-Row Target Reached 6-in-a-row
Stacey2193 - 4-in-a-Row
StressedSteph - 10-in-a-row
Tiggy -4-in-a-RowFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Woo Hoo, here we go again!
Done a quick calculation and I think I am going to try for 15 NSD this month. I count any spend as a spend so on a short month this should be a challenge, but that works for me
Good luck everyone.Sealed Pot Challenge 6 - Member 1938
NSD Jan 16/16: Feb 3/15
GC Jan £400/£400.14: Feb 0/£4000 -
Hi Would love to join again this month i am going to try for a mammoth 19 NSD's to match my total so far for jan.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
Would love to take part again in Feb:)
I'm including all outgoings including DDs as a 'spend'.
My target is 14 NSDs
and
5 in a row
:j:j:j'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
Groucho Marx
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I'm in for the month, going for 15 NSD this time. Not so sure what this month will bring as we have hospital appointments coming up. Easy to increase target not so easy to go down.0
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I'm putting myself down for 15 again0
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A Big Thank you to Freeby for doing February's NSD thread xx
Thanks to all who do the updates too, you are all stars :staradmin
Could you put me down for 17 NSD's please :beer:
Thank you
IF...x"If wishes were horses, then beggars would ride"
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