The 5k challenge!!!

I got a surprise when I logged into my ISA I got my OnePoll payment and a Quidco payment of £2.15 :j

That takes me to £973

I haven't cashed my £50 but I don't know if I cash it today if it will clear by the 21st!

So close........

Hi all. The latest score is £1023. I cashed the cheque and it showed instantly so I transferred it to my ISA.

Then I got home and my Aunty sent me s cheque for £40. I won't cash that unless I'm really skint she can't afford it right now :j

Anyway off to finish my wrapping x

I spent my Boots voucher I am now the proud owner of 6 months worth of shampoo, conditioner and hair treatment so that's a good start.

Put a few bits on eBay too and flat is tidier now do I won't need to do too much cleaning just hoovering and the bathroom so I am
All good to go for Hogmanay no plans either as OH is working till 9pm and 9am on the 1st so just a quiet one this year.

Today has been a low spend day. £2.50 in total I went for a long walk so a coffee and a bus ride home. Yesterday was a NSD

I have been thinking about goals for 2013:

1) Have a cheap holiday - it's funny I love living in Edinburgh that I feel like I am on a permanent holiday but I'd like to go somewhere warmer.
2) Increase my wages to £20k+. This may involve taking a course in HR or Marketing. Most jobs going in both of these areas require experience or qualifications, both of which I don't have so I may have to use my savings for a course. I would see it as an investment. Courses cost £3500 :eek:
3) Complete this challenge, including the Save £12k in 2013 - my goal is £6k.
4) Get my band together and start writing songs on my own.
5) Move to a bigger flat and start saving for a deposit (this depends on OH getting a more permanent job).

Sorry for the long post. I hope everyone had a great New Year and heads aren't too sore. How is everyone doing?

GRC xx

Robin_TBW wrote: »

The goals seem reasonable. The only one you may struggle with is #3, but do you have to pay it all upfront? If you do then I can see that possibly affecting #5?

It is £200 cheaper if you pay for it upfront. I am looking into cheaper options but it means a pay rise of £3k plus. I could save it quicker but I am paying for all of the bills when OH finishes his temp job in a few weeks time. So it is dependant on OH a lot.

Also I have told OH we are not moving until his CC is paid off so that will mean he has to get a permanent job AND pay off his CC so it may not be this year. The day after I said that I saw him made a payment on his CC. Maybe it worked.....watch this space!