Natwest Credit Card increase limit

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John898
John898 Posts: 32 Forumite
in Credit cards
Hey, I got a Natwest Student Credit Card (£500) my first credit card :p im wondering how easy would it be to increase the limit, because I use my card to buy things and always pay it off in full (I've got a few thosand in Natwest savings and Isa)

Thanks
o__O

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  • Kavanne
    Kavanne Posts: 5,093 Forumite
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    Natwest student credit card has a maximum credit limit of £500 so you can't increase it.
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • John898
    John898 Posts: 32 Forumite
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    Oh darn :/ I just thought you phoned up and asked or something. seems this is a special fixed card then
    o__O
  • Kavanne
    Kavanne Posts: 5,093 Forumite
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    Yes it is....
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • cifpower
    cifpower Posts: 6,502 Forumite
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    I think most student credit cards act this way
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
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    John898 wrote: »
    Hey, I got a Natwest Student Credit Card (£500) my first credit card :p im wondering how easy would it be to increase the limit, because I use my card to buy things and always pay it off in full (I've got a few thosand in Natwest savings and Isa)

    Thanks

    Hi There,

    My friend had a Natwest Student CC and he got periodic increases. he went from a start limit of £500 to £1200 limit at the end however he is ofter offered increases and kindly declines them.......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • firsttimestudent
    firsttimestudent Posts: 401 Forumite
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    I used to have a Natwest Student Credit Card too, £350 limit, have been using it for years but they always refused to increase the limit, saying that "there is no facility to increase credit limits on student credit cards".

    However, a few months ago while paying in a cheque the counter staff aske me if I want to apply for a credit card. I asked am I recommended for? He said yes, led me to another room and completed the application, with £1200 limit.

    Maybe this is the way - get a standard Credit Card with Natwest?
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