equita bailiffs threatening prison!

Hi MP, I found the following advice for you:

"If you feel you are being harassed, you can take the following action:
Write to the creditor and tell them that you are familiar with the terms of Section 40 of the Administration of Justice Act*. Demand that they take immediate steps to avoid future harassment by their representatives. If you have received threatening telephone calls, tell them that you will record any future calls and send a transcript to the local Trading Standards Officer. Tell them to contact you by letter only, and that they should confirm their agreement to this in writing.
If you feel the need to make an official complaint regarding a creditor or debt collector, this should firstly be made to your local Trading Standards Officer. If Trading Standards will not act, contact the Office of Fair Trading. Do it in writing</U></B> and send copies of all letters to your creditors and any debt collection companies and / or solicitors acting on their behalf. Also send copies to your MP, and let your creditors know that you're doing all of the above."

*S40 Punishment for unlawful harassment of debtors.

1. A person commits an offence if, with the object of coercing another person to pay money claimed from the other as a debt due under a contract he-
   • harasses the other with demands for payment which, in respect of their frequency, or the manner or occasion of making any such demand, or of any threat or publicity by which any demand is accompanied, are calculated to subject him or members of his family or household to alarm, distress or humiliation;
   • falsely represents, in relation to the money claimed, that criminal proceedings lie for failure to pay it;
   • falsely represents himself to be authorised in some official capacity to claim or enforce payment; or
   • utters a document falsely represented by him to have some official character, or purporting to have some official character which he know it has not.
2. A person may be guilty of an offence by virtue of sub-section (1) (a) above if he concerts with others in the taking of such actions as is described in that paragraph, notwithstanding that his own course of conduct does not by itself amount to harassment.”

Seems like you need to get letter writing.

HTH

You can send these letters to stop the calls from the creditors/DCAs or anyone acting on their behalf. There's legislation in place that can heavily penalise a company who gets such a letter & ignores it.

I agree change your phone number its free the first time you have to change it. Jacqui