Thursday 29th December - What Small DFW Things Will You Do Today??!!

determined_new_ms · 29 December 2011 at 9:29AM

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning :wave: happy Thursday

for those of you working, I hope its a peaceful & speedy day!

I'm off to a spa with one of my friends today :T (voucher bought in Nov off of lastminute sale) and am having either a massage or a facial - they couldn't do 2 massages so need to thrash it out with my friend!- paid for with money oh owes me for xmas :T

other than that

checked banking x2
make butternut squash soup for us before we go
go through fridge/cupboard ensure what needs using up is used!
brekkie, lunch & dinner from stores - dinner is enchilladas using LO beef from boxing day & reduced torillas mmmmm
check tyre pressure if I'm driving
other than massage & a drink spend no other money (I have £28 in my purse and am determined that this should last me into the new year!)

return library book & renew others
call CB re payment not going in this month...
collect post from old house

ok I think thats all I have to do. Happy Thursday guys

little_pink_purse · 29 December 2011 at 10:16AM

morning determined

today is my last day off grr

i spent tuesday doing my yearly budget omg!!!

it was a big eye opener thinking of doing some full and final payments has any one done this would love to here the highs and lows

todays todo
a little shopping
loads ironing
vist mum and dad
drop rota in at work
check the car
alittle chill time lol

have a great day xxxx

WelshWoofer · 29 December 2011 at 11:02AM

Morning all!
Hope you have a lovely spa day Determined! Enjoy yourself!

I have weighed this morning and its:eek:.
Xmas is definitely over! The "new me" weight campaign starts today - no excuses! I've joined the lose 7lbs in January challenge and I'm determined to do it.

I did a freezer and cupboard stocktake last night and know what I have (loads!) - I need to work out what to do with it all now, healthy eating all the way!

So things to do today...

Work out a meal plan for the next week
Plan an exercise regime starting today
Write a mini shopping list for the weekend -only want to spend less than a tenner on fresh stuff only
Do some school work
Plan a budget for the next 2 weeks until I get paid
Have a quick tidy round the house
Walk the dog - although its like a monsoon outside at the moment

Right better get up and make myself vaguely presentable.

kjp · 29 December 2011 at 11:36AM

Morning all!

Thanks for starting the thread DNMS - enjoy your massage!

Today I will:
Check banks
Check CCs
Check TCB
Check Paypal
Check Ebay sales
Arrange pick up time with Ebay blokey
Take handbag back to Debenhams
Post too big t shirt back to seller
Add TMA dates to diary
Breakfast/lunch from stores - so enjoyed my bowl of porridge this morning rather than half a box of chocs!
Drive economically
Maybe stop by Next on way home to return some sale items
Update MS Money
Start plotting budget for next year
NSD

Think that's my lot!

Have a great day all!

Kx

cutestkids · 29 December 2011 at 11:49AM

Today I will be

Hanging the washing on airers rather than using the tumble drier

Checking my online banking

Rounding down the current account to the nearest £5.00 and using the loose towards my Argos account.

Making dinner from what I have in already

:):):):):)

wannabee_in_credit · 29 December 2011 at 11:57AM

Morning all
dnms - have a fantastic spa day. I'm sure you will.
I've got a hangover this morning. I don't drink very often, so when I do it really doesn't take me much to get very drunk and feel rubbish for the next day. I deserve it though - I was a bit wobbly on my mse determination yesterday afternoon and evening.

So far today I've:

done a load of washing and hung it on the airer
topped up the oil on the car
hoovered (I'm so sick of hoovering now)
checked bank account
planned meals from stores
done some baking with dd

I also intend to

clean the bathroom
sleep
and I really need to go to the bank but my nearest is 6 miles away so don't think I can be bothered.

janey183 · 29 December 2011 at 12:31PM

Morning all:D first day back at work :mad:
What I wouldnt give for a spa day today, been up all night with neuropathic pain, so today will be sorting out pain medication (which will cost an arm and a lef:()
Apart from that Im in a post Crimbo Funk and I dont want to do anything, go anywhere or speak to anyone:silenced:
Roll on 2012!

karren · 29 December 2011 at 12:40PM

im cancelling sky
living from freezer and stock for jan
no clothes shopping this year at all as plenty in wardrobe
doing more nights this year for extra money and when im nights im sleeping in day so cant spend!!!!

Igamogam · 29 December 2011 at 12:46PM

It definately some meal plans and a stock take me thinks. Looking for inspiration for NYE - going to friends for a shared meal. Must consult Delia and see if I can match it up to anything we already have

shebangs · 29 December 2011 at 1:16PM

.....................................

natlie · 29 December 2011 at 1:52PM

Hi
Thanks DNMS
DD1 is home from her dads today so its xmas again for her, OH has gone to pick her up - they meet half way.
DD2 is at her friends house she's been there since 11am shes having McD's now and will be home when DD2 gets back
DS is asleep - peace and quiet for me for a minute

I have cleaned the lounge and started the kitchen
I checked the bank £80 overdrawn until child benefit goes in then £40 overdrawn until the 10th Jan tax credits
Still got loads of food, planning a mexican feast tonight nachos, quesedillas and rice and non-alco cocktails of oj, cranberry and ginger ale
Loads of washing to do including myself
eat some chocolate and read another few chapters of my book
Have a good day all
Nat

Thursday 29th December - What Small DFW Things Will You Do Today??!!

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