Shiny New Year, Shiny New Start. The January NSD Challenge

freebyfifty
freebyfifty Posts: 3,189 Forumite
edited 2 January 2013 at 4:48PM in Debt-free wannabe
Welcome to the January No Spend Day (NSD) thread!!

We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!

On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.

It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.


Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)

http://forums.moneysavingexpert.com/showthread.php?t=4312083


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Free by Fifty
Debt of the Moment -
August NSD Challenge 14/15
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Comments

  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    edited 2 February 2013 at 7:24AM
    1st Target th_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886Met 2nd Target Met th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 3rd Target Met th_6e43470f82c5c582ff908f1b3c42d01cf41f90_t.gif?t=1355642887

    Target Exceeded th_graphics-scots-241469.gif?t=1355642891
    Anxious_mum – 10/3
    Armchair – 15/14
    Barnsleylass – 10/2
    BDINI – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 18/18th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Increased 20/18
    Beanielou – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 20/20th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Exceeded 20/27th_graphics-scots-241469.gif?t=1355642891
    Bigmumma – 16/16 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 20/20th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Exceeded 20/26th_graphics-scots-241469.gif?t=1355642891
    Blindtoast – 20/9
    Bottleofred – 16/15
    BritAbroad – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 15/16th_graphics-scots-241469.gif?t=1355642891
    Brummiebabe – 15/2
    Buffy – 10/1
    Candlewick – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Changingme – 20/14
    Chris81418 – 19/19 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 21/21th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Exceeded 21/22th_graphics-scots-241469.gif?t=1355642891
    Commited – 15/5
    Coolcats – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 20/20th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 3rd Target Reached 22/22th_6e43470f82c5c582ff908f1b3c42d01cf41f90_t.gif?t=1355642887 Target Exceeded 22/23th_graphics-scots-241469.gif?t=1355642891
    Couldsave – 24/24 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Crimson – 10/1
    Cw18 – 12/12 Target Metth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 12/16th_graphics-scots-241469.gif?t=1355642891
    Danielle – 15/2
    Daydreamer – 15/6
    Debtbuster – 8/8 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 8/9th_graphics-scots-241469.gif?t=1355642891
    Debtfreefuture – 15/2
    Debtfreesoon – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 18/18th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Exceeded 18/21th_graphics-scots-241469.gif?t=1355642891
    Debtfree2013 – 5/4
    Dee-Dee – 10/2
    Delilahh – 10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Dizzy Lizzie – 5/5 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 5/9th_graphics-scots-241469.gif?t=1355642891
    Donna d – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 15/23th_graphics-scots-241469.gif?t=1355642891
    Dragon – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 20/20th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Exceeded 20/26th_graphics-scots-241469.gif?t=1355642891
    Emloves – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 18/18th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 3rd Target Reached 22/22th_6e43470f82c5c582ff908f1b3c42d01cf41f90_t.gif?t=1355642887 Target Exceeded 22/23th_graphics-scots-241469.gif?t=1355642891
    Evertheoptimist – 12/12 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 12/16th_graphics-scots-241469.gif?t=1355642891
    Fae – 20/20 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    FallenArcher -10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Fedup – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 18/18th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Exceeded 18/19th_graphics-scots-241469.gif?t=1355642891
    Floella – 10/6
    Florida2013 – 15/9
    Flowerofscotland – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 15/16th_graphics-scots-241469.gif?t=1355642891
    Flubbery – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 18/18th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Exceeded 18/20th_graphics-scots-241469.gif?t=1355642891
    Freeby – 20/20 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 24/24th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 3rd Target Reached 28/28th_6e43470f82c5c582ff908f1b3c42d01cf41f90_t.gif?t=1355642887 Target Exceeded 28/31th_graphics-scots-241469.gif?t=1355642891
    Frugalin – 15/1
    Gien – 10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 10/11th_graphics-scots-241469.gif?t=1355642891
    Giggles86 – 10/10 Target Reached th_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886Target Increased 12/10
    Greenanne – 10/6
    Harduphelen – 6/1
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    edited 2 February 2013 at 7:26AM
    Headabove – 10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 12/12th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Increased 14/13
    Heartbreak – 10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Helga – 10/3
    Helsbels – 10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 14/14th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 3rd Target Reached 16/16th_6e43470f82c5c582ff908f1b3c42d01cf41f90_t.gif?t=1355642887
    Hereigo – 12/1
    Hermyam – 10/8
    Ifwishes – 17/17 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Jaxsmar – 12/12 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Jelly Biactol – 10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886Target Exceeded 10/13th_graphics-scots-241469.gif?t=1355642891
    Karb – 12/12 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 12/14th_graphics-scots-241469.gif?t=1355642891
    Karonher – 16/7
    Katholicos – 12/12 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 12/17th_graphics-scots-241469.gif?t=1355642891
    Kerri – 16/14
    Kezlou – 10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Increased 20/10
    Kitschkitty – 18/1
    Kittiej – 23/23 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Kururunfa – 15/1
    Laura16 – 10/4
    Lilian1977 – 15/3
    Lioness – 16/13
    Littleskint – 10/2
    Living proof – 23/9
    Lmac- 8/8 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 12/12th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Exceeded 12/13th_graphics-scots-241469.gif?t=1355642891
    Lottie3000 – 10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 10/14th_graphics-scots-241469.gif?t=1355642891
    Loubelle- 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Lurvlyloz - 18/15
    Lynney – 15/1
    Marmite – 21/21 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Increased 25/24
    Miss_t – 10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Increased 18/10
    ModestyB – 12/12 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 18/18th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Exceeded 18/23th_graphics-scots-241469.gif?t=1355642891
    Moneypenny – 12/12 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 15/15th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884
    Motoko – 15/13
    Muffin man - 10/6
    Mummy2three – 20/10
    Mummyrivett - 20/20 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 23/23th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Exceeded 23/29th_graphics-scots-241469.gif?t=1355642891
    Nargle – 10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 13/13th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Exceeded 13/15th_graphics-scots-241469.gif?t=1355642891
    New leaf – 10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 10/12 th_graphics-scots-241469.gif?t=1355642891
    Nomi01 – 10/2
    Oodnood – 22/22 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 22/25th_graphics-scots-241469.gif?t=1355642891
    Pennysaving – 7/7 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Piquant – 15/9
    Pmartin – 10/2
    Poohbear – 20/20 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 20/22th_graphics-scots-241469.gif?t=1355642891
    Positivelypurple – 15/12
    Purplemum – 10/6
    Purplesarah – 20/11
    Ranchyroo – 10/9
    Redouble – 10/3
    Rising –12/12 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Run Rabbit – 10/2
    Sazdaz – 15/12
    Sazzie – 15/15 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Shannys – 12/9
    Shortie – 20/8
    Sillyblondie – 15/2
    Slowlyfading – 18/18 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 18/19th_graphics-scots-241469.gif?t=1355642891
    Spoony – 20/20 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 2nd Target Reached 24/24th_64414f88ccf1810552d3d1f0e0475719d6ec1a_t.gif?t=1355642884 Target Exceeded 24/25th_graphics-scots-241469.gif?t=1355642891
    StressedSteph – 25/25 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    Suzitiger 10/4
    Tokicat – 15/6
    Uniongirl – 10/10 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886
    VickyV – 15/6
    Wannabee – 15/10
    WantToBeSE – 25/10
    WelshWoofer – 10/7
    Wildcherry – 6/6 Target Reachedth_cf614e80cdf28fad775628b0788144ea2cab15_t.gif?t=1355642886 Target Exceeded 6/8th_graphics-scots-241469.gif?t=1355642891
    Wouldbe – 12/4
    XSpender – 12/4
    X0emz0x – 10/1
    Zafiro – 25/20
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    edited 1 February 2013 at 6:36AM
    The In-a-Row Challenge


    This is for anyone who wants to set themselves a target for a number of NSDs in a row. We had some impressive numbers on this over the past few months so if anyone would like to have a go at this, I'll add you here :)

    The In-a-Row-Challengers

    Anxious_mum - 5-in-a-row
    Armchair - 3-in-a-row
    Chris81418 - 6-in-a-row Target Reached smiley-happy093.gif7-in-a-rowsmiley-happy105.gif8-in-a-rowsmiley-happy053.gif9-in-a-row smiley-happy057.gif
    Citizenkitten - 5-in-a-row
    Daydreamer - 5-in-a-row Target Reached smiley-happy093.gif6-in-a-rowsmiley-happy105.gif
    Debtfreesoon - 4-in-a-row Target Reached smiley-happy093.gif5-in-a-row smiley-happy105.gif
    Delilahh - 3-in-a-row
    Dragon - 5-in-a-row Target Reached smiley-happy093.gif6-in-a-row smiley-happy105.gif 7-in-a-row smiley-happy053.gif11-in-a-rowsmiley-happy057.gif
    Fae - 6-in-a-row
    Freeby - 6-in-a-row Target Reached smiley-happy093.gif7-in-a-row smiley-happy105.gif8-in-a-row smiley-happy053.gif12-in-a-rowsmiley-happy057.gif
    Greenanne - 4-in-a-row
    hermyam - 3-in-a-row Target Reached smiley-happy093.gif 4-in-a-rowsmiley-happy105.gif5-in-a-row smiley-happy053.gif
    Jaxsmar - 3-in-a-row Target Reached smiley-happy093.gif4-in-a-row smiley-happy105.gif5-in-a-rowsmiley-happy053.gif
    Karenann - 4-in-a-row
    Kezlou - 3-in-a-row
    Liltdiddy - 5-in-a-row
    Miss_t - 3-in-a-row Target Reached smiley-happy093.gif
    ModestyB - 5-in-a-row Target Reached smiley-happy093.gif6-in-a-row smiley-happy105.gif
    New leaf - 3-in-a-row Target Reached smiley-happy093.gif
    Oodnood - 6-in-a-row Target Reached smiley-happy093.gif7-in-a-row smiley-happy105.gif8-in-a-row smiley-happy053.gif10-in-a-row smiley-happy057.gif
    Piquant - 5-in-a-row
    Poohbear - 4-in-a-row
    Purplesarah 5-in-a-row Target Reachedsmiley-happy093.gif6-in-a-row smiley-happy105.gif
    Redouble - 5-in-a-row
    Sazzie - 3-in-a-row
    StressedSteph - 5-in-a-row Target Reached smiley-happy093.gif 6-in-a-row smiley-happy105.gif 7-in-a-rowsmiley-happy053.gif
    Tokicat - 4-in-a-row
    VickyV - 5-in-a-row Target Reachedsmiley-happy093.gif 6-in-a-rowsmiley-happy105.gif
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Morning Freeby,
    Time for me to put Christmas aside and get back onto the nsd wagon in the new year. I've been a bit on and off with this challenge, and when I'm good, I'm very good.
    However I'm not back at work until 7 Jan so I think that a realistic January target for me is 15 nsds please.
    Sorry I'm so sporadic on this thread, but it really does help me when I get into it properly.
    Ninja Saving Turtle
  • pavlovs_dog
    pavlovs_dog Posts: 10,199 Forumite
    Name Dropper Combo Breaker First Post First Anniversary
    I'm going to give this a go this year. Those 'it's just a couple of quid' spends soon add up and my credit card has taken a thrashing lately. I work Mon-Fri, and Mon-Thurs are pretty easy NSDs if I can be organised about taking a packed lunch. Fri we go to the pub or coffee shop for a quick drink to start the weekend. I'm not prepared to sacrifice that, but I am going to start making smarter choices (why pay the same as a pint for a shandy when could get a pint of squash for 50p and save the calories too?)

    I'm going to aim for 16 NSDs and see if I can build from there.
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • Back again and i would like to make my target 15 please
  • 10 please for me.
    BC: £2000/£3800 S Loan 1: £4973.37/£7000 S Loan 2: £6884.13/£9000 Next:[STRIKE] £0/£280 [/STRIKE]OD: [STRIKE]£0/£500[/STRIKE]
    Student OD: [STRIKE]£0/£2000[/STRIKE] Partner OD:[STRIKE]£0/£600[/STRIKE]Joint OD:[STRIKE]£0/£950[/STRIKE] Car: £9424/£9901 Mort: £77000/£79000
    Total Debt exc mort£23281.15/£34,031 31% paid off
    POAMAYC2013 £694.99/£10000 target £14112.50
    NSDS NOV10/10 DEC 10/10 JAN9/10 no.of debts [STRIKE]9[/STRIKE] 4
  • Ohhhhh lovely shiney new thread for the new year :D

    I can't wait to see the end of this year :o and am itching to start all my lovely new shiney spreadsheets and budgets:o:o

    So .... how many NSDs ..... mmmmmmm .... want prizes to tho':rotfl:lets see ...... 12 please

    Thanks as ever to the wonderful ladies (Freeby, Spoon, Marmite, BDINI errr sure there's someone missing from that list:o - Citizen Kitten?) for the updates - lets hope it's not too manic!:cool:

    Good luck everyone:D
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Good morning all! I am so in, 2013 is my 'sort it out' year so I am going to start with 10 NSDs and I'm aiming for 5 in a row

    I am really up for this, I know you guys will keep me motivated too (I love this place ;) )

    Redouble
    NSDs 7/20
    Make £10 a day £403.74/£310
  • lilian1977
    lilian1977 Posts: 5,024 Forumite
    First Post First Anniversary Combo Breaker
    Ohhhh have been desperate for this to start! I would like to join please so could you put me down for 15 NSDs this month - I would like to exceed this but don't want to set myself up to fall.

    Thank you :)
    My debt free diary | Post Office loan: £5,000 | Virgin Credit Card: £4079.19
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