Shiny New Year, Shiny New Start. The January NSD Challenge
freebyfifty
Posts: 3,189 Forumite
Welcome to the January No Spend Day (NSD) thread!!
We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!
On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.
It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.
Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)
http://forums.moneysavingexpert.com/showthread.php?t=4312083
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We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!
On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.
It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.
Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)
http://forums.moneysavingexpert.com/showthread.php?t=4312083
[FONT="][threadbanner]box[/threadbanner][/FONT]
Free by Fifty
Debt of the Moment -
August NSD Challenge 14/15
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Comments
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1st Target Met 2nd Target Met 3rd Target Met
Target Exceeded
Anxious_mum – 10/3
Armchair – 15/14
Barnsleylass – 10/2
BDINI – 15/15 Target Reached 2nd Target Reached 18/18 Target Increased 20/18
Beanielou – 15/15 Target Reached 2nd Target Reached 20/20 Target Exceeded 20/27
Bigmumma – 16/16 Target Reached 2nd Target Reached 20/20 Target Exceeded 20/26
Blindtoast – 20/9
Bottleofred – 16/15
BritAbroad – 15/15 Target Reached Target Exceeded 15/16
Brummiebabe – 15/2
Buffy – 10/1
Candlewick – 15/15 Target Reached
Changingme – 20/14
Chris81418 – 19/19 Target Reached 2nd Target Reached 21/21 Target Exceeded 21/22
Commited – 15/5
Coolcats – 15/15 Target Reached 2nd Target Reached 20/20 3rd Target Reached 22/22 Target Exceeded 22/23
Couldsave – 24/24 Target Reached
Crimson – 10/1
Cw18 – 12/12 Target Met Target Exceeded 12/16
Danielle – 15/2
Daydreamer – 15/6
Debtbuster – 8/8 Target Reached Target Exceeded 8/9
Debtfreefuture – 15/2
Debtfreesoon – 15/15 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/21
Debtfree2013 – 5/4
Dee-Dee – 10/2
Delilahh – 10/10 Target Reached
Dizzy Lizzie – 5/5 Target Reached Target Exceeded 5/9
Donna d – 15/15 Target Reached Target Exceeded 15/23
Dragon – 15/15 Target Reached 2nd Target Reached 20/20 Target Exceeded 20/26
Emloves – 15/15 Target Reached 2nd Target Reached 18/18 3rd Target Reached 22/22 Target Exceeded 22/23
Evertheoptimist – 12/12 Target Reached Target Exceeded 12/16
Fae – 20/20 Target Reached
FallenArcher -10/10 Target Reached
Fedup – 15/15 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/19
Floella – 10/6
Florida2013 – 15/9
Flowerofscotland – 15/15 Target Reached Target Exceeded 15/16
Flubbery – 15/15 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/20
Freeby – 20/20 Target Reached 2nd Target Reached 24/24 3rd Target Reached 28/28 Target Exceeded 28/31
Frugalin – 15/1
Gien – 10/10 Target Reached Target Exceeded 10/11
Giggles86 – 10/10 Target Reached Target Increased 12/10
Greenanne – 10/6
Harduphelen – 6/1Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Headabove – 10/10 Target Reached 2nd Target Reached 12/12 Target Increased 14/13
Heartbreak – 10/10 Target Reached
Helga – 10/3
Helsbels – 10/10 Target Reached 2nd Target Reached 14/14 3rd Target Reached 16/16
Hereigo – 12/1
Hermyam – 10/8
Ifwishes – 17/17 Target Reached
Jaxsmar – 12/12 Target Reached
Jelly Biactol – 10/10 Target ReachedTarget Exceeded 10/13
Karb – 12/12 Target Reached Target Exceeded 12/14
Karonher – 16/7
Katholicos – 12/12 Target Reached Target Exceeded 12/17
Kerri – 16/14
Kezlou – 10/10 Target Reached Target Increased 20/10
Kitschkitty – 18/1
Kittiej – 23/23 Target Reached
Kururunfa – 15/1
Laura16 – 10/4
Lilian1977 – 15/3
Lioness – 16/13
Littleskint – 10/2
Living proof – 23/9
Lmac- 8/8 Target Reached 2nd Target Reached 12/12 Target Exceeded 12/13
Lottie3000 – 10/10 Target Reached Target Exceeded 10/14
Loubelle- 15/15 Target Reached
Lurvlyloz - 18/15
Lynney – 15/1
Marmite – 21/21 Target Reached Target Increased 25/24
Miss_t – 10/10 Target Reached Target Increased 18/10
ModestyB – 12/12 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/23
Moneypenny – 12/12 Target Reached 2nd Target Reached 15/15
Motoko – 15/13
Muffin man - 10/6
Mummy2three – 20/10
Mummyrivett - 20/20 Target Reached 2nd Target Reached 23/23 Target Exceeded 23/29
Nargle – 10/10 Target Reached 2nd Target Reached 13/13 Target Exceeded 13/15
New leaf – 10/10 Target Reached Target Exceeded 10/12
Nomi01 – 10/2
Oodnood – 22/22 Target Reached Target Exceeded 22/25
Pennysaving – 7/7 Target Reached
Piquant – 15/9
Pmartin – 10/2
Poohbear – 20/20 Target Reached Target Exceeded 20/22
Positivelypurple – 15/12
Purplemum – 10/6
Purplesarah – 20/11
Ranchyroo – 10/9
Redouble – 10/3
Rising –12/12 Target Reached
Run Rabbit – 10/2
Sazdaz – 15/12
Sazzie – 15/15 Target Reached
Shannys – 12/9
Shortie – 20/8
Sillyblondie – 15/2
Slowlyfading – 18/18 Target Reached Target Exceeded 18/19
Spoony – 20/20 Target Reached 2nd Target Reached 24/24 Target Exceeded 24/25
StressedSteph – 25/25 Target Reached
Suzitiger 10/4
Tokicat – 15/6
Uniongirl – 10/10 Target Reached
VickyV – 15/6
Wannabee – 15/10
WantToBeSE – 25/10
WelshWoofer – 10/7
Wildcherry – 6/6 Target Reached Target Exceeded 6/8
Wouldbe – 12/4
XSpender – 12/4
X0emz0x – 10/1
Zafiro – 25/20Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
The In-a-Row Challenge
This is for anyone who wants to set themselves a target for a number of NSDs in a row. We had some impressive numbers on this over the past few months so if anyone would like to have a go at this, I'll add you here
The In-a-Row-Challengers
Anxious_mum - 5-in-a-row
Armchair - 3-in-a-row
Chris81418 - 6-in-a-row Target Reached 7-in-a-row8-in-a-row9-in-a-row
Citizenkitten - 5-in-a-row
Daydreamer - 5-in-a-row Target Reached 6-in-a-row
Debtfreesoon - 4-in-a-row Target Reached 5-in-a-row
Delilahh - 3-in-a-row
Dragon - 5-in-a-row Target Reached 6-in-a-row 7-in-a-row 11-in-a-row
Fae - 6-in-a-row
Freeby - 6-in-a-row Target Reached 7-in-a-row 8-in-a-row 12-in-a-row
Greenanne - 4-in-a-row
hermyam - 3-in-a-row Target Reached 4-in-a-row5-in-a-row
Jaxsmar - 3-in-a-row Target Reached 4-in-a-row 5-in-a-row
Karenann - 4-in-a-row
Kezlou - 3-in-a-row
Liltdiddy - 5-in-a-row
Miss_t - 3-in-a-row Target Reached
ModestyB - 5-in-a-row Target Reached 6-in-a-row
New leaf - 3-in-a-row Target Reached
Oodnood - 6-in-a-row Target Reached 7-in-a-row 8-in-a-row 10-in-a-row
Piquant - 5-in-a-row
Poohbear - 4-in-a-row
Purplesarah 5-in-a-row Target Reached6-in-a-row
Redouble - 5-in-a-row
Sazzie - 3-in-a-row
StressedSteph - 5-in-a-row Target Reached 6-in-a-row 7-in-a-row
Tokicat - 4-in-a-row
VickyV - 5-in-a-row Target Reached 6-in-a-rowFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Morning Freeby,
Time for me to put Christmas aside and get back onto the nsd wagon in the new year. I've been a bit on and off with this challenge, and when I'm good, I'm very good.
However I'm not back at work until 7 Jan so I think that a realistic January target for me is 15 nsds please.
Sorry I'm so sporadic on this thread, but it really does help me when I get into it properly.Ninja Saving Turtle0 -
I'm going to give this a go this year. Those 'it's just a couple of quid' spends soon add up and my credit card has taken a thrashing lately. I work Mon-Fri, and Mon-Thurs are pretty easy NSDs if I can be organised about taking a packed lunch. Fri we go to the pub or coffee shop for a quick drink to start the weekend. I'm not prepared to sacrifice that, but I am going to start making smarter choices (why pay the same as a pint for a shandy when could get a pint of squash for 50p and save the calories too?)
I'm going to aim for 16 NSDs and see if I can build from there.know thyselfNid wy'n gofyn bywyd moethus...0 -
Back again and i would like to make my target 15 please0
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10 please for me.BC: £2000/£3800 S Loan 1: £4973.37/£7000 S Loan 2: £6884.13/£9000 Next:[STRIKE] £0/£280 [/STRIKE]OD: [STRIKE]£0/£500[/STRIKE]
Student OD: [STRIKE]£0/£2000[/STRIKE] Partner OD:[STRIKE]£0/£600[/STRIKE]Joint OD:[STRIKE]£0/£950[/STRIKE] Car: £9424/£9901 Mort: £77000/£79000
Total Debt exc mort£23281.15/£34,031 31% paid off
POAMAYC2013 £694.99/£10000 target £14112.50
NSDS NOV10/10 DEC 10/10 JAN9/10 no.of debts [STRIKE]9[/STRIKE] 40 -
Ohhhhh lovely shiney new thread for the new year
I can't wait to see the end of this year and am itching to start all my lovely new shiney spreadsheets and budgets:o:o
So .... how many NSDs ..... mmmmmmm .... want prizes to tho':rotfl:lets see ...... 12 please
Thanks as ever to the wonderful ladies (Freeby, Spoon, Marmite, BDINI errr sure there's someone missing from that list:o - Citizen Kitten?) for the updates - lets hope it's not too manic!:cool:
Good luck everyone:DGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Good morning all! I am so in, 2013 is my 'sort it out' year so I am going to start with 10 NSDs and I'm aiming for 5 in a row
I am really up for this, I know you guys will keep me motivated too (I love this place )
RedoubleNSDs 7/20
Make £10 a day £403.74/£3100 -
Ohhhh have been desperate for this to start! I would like to join please so could you put me down for 15 NSDs this month - I would like to exceed this but don't want to set myself up to fall.
Thank youMy debt free diary | Post Office loan: £5,000 | Virgin Credit Card: £4079.190
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