How do i know if ive had PPI????

trinity77 · 8 July 2010 at 11:47AM

Just a quickie....

How would i know if i had PPI on a loan?

I had, in fact still have a car loan. Been never ending now for years...

The paperwork i have for it is very limeted due to moving alot and losing half of it. I have an account number and telephone number for the company who the loan is through. But can't find anything to say if i have this PPI or not.

Would the lender know?? is it sold with the loan through them?

Cheers

miffythesmartbunny · 8 July 2010 at 12:13PM

hey trinity, just ring up and ask the company. that's what i did. if yes, ask how much it is costing you a month and whether it was added to the balance of your loan or a separate policy.

Andy_Boro_2 · 8 July 2010 at 12:54PM

did you call them yet? if not it might be best to ask for a copy of the original credit agreement as i have heard of companies lying before

trinity77 · 9 July 2010 at 7:34AM

Hi,
Haven't called them yet but i will do. Im worried about them lying about as well. I guess if i ask for copies of the orginal paperwork that might shed some light....they'd probably charge me for it though!

Does it make a difference if its a separate thing or not??

Trinity

di3004 · 9 July 2010 at 8:08AM

Hi there

It makes no difference if its separate.;)

Good luck.

Andy_Boro_2 · 9 July 2010 at 11:46AM

you may have to pay the £10 Sar fee but it would be worth it for the peace of mind. good luck let us know how you get on

How do i know if ive had PPI????

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