Home insurance while kids are in charge

Just thinking ahead here, does typical home insurance policy provide cover if we (Mum & Dad) decide to go on holiday / short break and leave teenage son behind when he's aged...

a. Sixteen
b. Seventeen
c. Eighteen

Thanks

Comments

  • vaio
    vaio Posts: 12,287
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    your policy will give the answer but my gut feel is yes in all cases
  • thenudeone
    thenudeone Posts: 4,462
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    Yes
    Yes
    Yes

    Why wouldn't it?
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
  • Yes, but on the same terms as it will cover you, ie. The insurers would expect him to take reasonable care to prevent loss or damage.

    "Facebook party" is not an insued event!
  • adamc260
    adamc260 Posts: 2,055 Forumite
    hugoshavez wrote: »
    Yes, but on the same terms as it will cover you, ie. The insurers would expect him to take reasonable care to prevent loss or damage.

    "Facebook party" is not an insued event!

    No but 'accidental damage' is and I've never seen a policy that excludes 'Having a party' although granted you must take 'Reasonable care' to prevent items being damaged.
  • FlameCloud
    FlameCloud Posts: 1,953
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    Bear in mind if some items are taken or stuff gets damaged then some policies will exclude damage caused by people invited into the premises.
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