Debit card fraud... bad day for me.

jonathantvtv · 16 November 2006 at 2:28PM

Hello all,

I checked my Lloyds online account last night and found a transaction for £340 that I didn't recognise. I contacted the fraud line to contest it and asked if I should cancel my card with card services. 'It's probably best to do so, to be on the safe side' was the reply. So through to card services and I cancel my card only to be told that I have 4 more fraudulant transactions pending taking the total I have been ripped off by UP to £640! Do any of you guys have experience of getting money back from Lloyds from a fraudulent DEBIT card transaction or can I kiss it goodbye?:mad:

daymo · 16 November 2006 at 9:52PM

I imagine they will refund you with no problems,once the police and their fraud department get to work that is.We got hit with fraud on Our Woolwich account,it was to the tune of£250 and all of it on my OH`s debit card No. We soon got our money back.The police traced the fraud to an i.p in California! he/she bought a subscription to an online gaming service -amongst other things-so probably a spotty he!,most banks will refund fraudulant use, so as annoying as it is I wouldn`t get too stressed....

richt71 · 17 November 2006 at 2:52AM

jonathantvtv wrote:

Hello all,

I checked my Lloyds online account last night and found a transaction for £340 that I didn't recognise. I contacted the fraud line to contest it and asked if I should cancel my card with card services. 'It's probably best to do so, to be on the safe side' was the reply. So through to card services and I cancel my card only to be told that I have 4 more fraudulant transactions pending taking the total I have been ripped off by UP to £640! Do any of you guys have experience of getting money back from Lloyds from a fraudulent DEBIT card transaction or can I kiss it goodbye?:mad:

I had a lloyds debit card pinched from my pocket in a nightclub. I realised when I got home and called to stop it! Some cheeky so and so had used it to buy champanye in the nightclub and had run up a bill of over £300. Lloyds credited me and I gave a statement about what had happened. I would think as you reported it swiftly they'll do the same for you.

Willsnarf1983 · 18 November 2006 at 9:21PM

richt71 wrote:

I had a lloyds debit card pinched from my pocket in a nightclub. I realised when I got home and called to stop it! Some cheeky so and so had used it to buy champanye in the nightclub and had run up a bill of over £300. Lloyds credited me and I gave a statement about what had happened. I would think as you reported it swiftly they'll do the same for you.

You didn't just have a really really good time then

:rotfl: :rotfl: :beer: :beer:

Will

soolin · 19 November 2006 at 11:09AM

Virtually all misuse of card claims suceed as it is still possible to clone cards and even generate valid numbers online. The only claims that the banks do resist are where money has been taken from cashpoints or in shops face to face using a PIN, as it means the owner of the card must have compromised, or colluded to lose his card *and* his pin.

Soo

Heinz · 20 November 2006 at 4:39PM

soolin wrote:

The only claims that the banks do resist are where money has been taken from cashpoints or in shops face to face using a PIN, as it means the owner of the card must have compromised, or colluded to lose his card *and* his pin.

Soo

But the bank has to PROVE that, not merely suspect it.

Innocent until proven guilty still apllies (except with speed camera fines sent to the registered keeper, that is).

Froglet · 20 November 2006 at 11:11PM

Recently a friend of mine had his Abbey debit card cloned and investigations are ongoing as to exactly where it happened but even his pin number was used.It is most likely it was one of those machines where they put a false front on and read the pin.He is getting his money refunded,but what a worry for people,you are not safe anywhere.I get a lot of things over the internet and i think as long as you are careful it is probably safer these days!!

James&Shell · 21 November 2006 at 11:10AM

Shell got her card copied at sainsburys cash machine a few months ago when the statement came we noticed as we never take cash out there we just check the balance.

The coop checked in to it and refunded the £20

tonyivb · 21 November 2006 at 2:26PM

It was about two years ago, but on two occasions I had a batch of fraudulent transactions on my credit card... one was a shopping spree in Oxford Street and the other was 5 different flights on Easyjet & Ryanair.

On both occasions the frauds occurred right after I had made an Amazon Marketplace purchase.

I called the CC company as soon as I noticed, and although the transactions were on my statement I only had to pay for my own transactions and I was no worse off apart from the hassle of getting a new card.

Lyndsay_21 · 21 November 2006 at 5:14PM

i recently had my debit card cloned/frauded, i recently placed an order with amazon wonder if thats where they got the number form!! makes u wonder

Claude_2 · 21 November 2006 at 8:51PM

I've just received a phone call from my credit card company to ask me about transactions on my account. I hadn't used this card since August until Saturday 18th when I signed up for a free trial with Lovefilm! So I immediately cancelled the card and the free trial. First problem I've ever had with using a card online! Too much of a coincidence I think!

And thankfully the credit card company were on the ball. I probably wouldn't have checked my account until my next payment was due!

Debit card fraud... bad day for me.

Comments

Categories

Get our FREE Weekly email full of deals & guides - and it’s spam-free