SPEEDING, fine vs awareness course?
MONEYMAKINGMUM
Posts: 147 Forumite
in Motoring
Hi, yes on hols was speeding, I've got an option to do an awareness course.
What I would like to know is if I pay £60 fine and get 3 points on license my insurance premiums will go up (so I read somewhere),
if I pay £100 and do awareness course I get no points,
but I assume I will have to tell my insurance co. when I renew so my premiums will still be affected?
Sorry, never been in this situation before so any advice would help please.
What I would like to know is if I pay £60 fine and get 3 points on license my insurance premiums will go up (so I read somewhere),
if I pay £100 and do awareness course I get no points,
but I assume I will have to tell my insurance co. when I renew so my premiums will still be affected?
Sorry, never been in this situation before so any advice would help please.
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Comments
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3 points on your previously clean licence won't affect your premiums that dramatically. I copped 3 recently for a different offence for which there was no alternative like this course. I run two vehicles, one private and one commercial, so different insurers and separate policies. In one case the premium went up by about a fiver per annum and in the other it went DOWN as the little bump I had a few years ago is now out of time and wasn't counted any more.
CheersThe difference between genius and stupidity is that genius has it's limits. - Einstein0 -
Oh and sorry yes you MUST tell your insurance company becase its still a conveiction whether you take the points or the course.
CheersThe difference between genius and stupidity is that genius has it's limits. - Einstein0 -
Oh and sorry yes you MUST tell your insurance company becase its still a conveiction whether you take the points or the course.
Cheers
That is completely wrong.
It is not a conviction and you don't have to tell your insurers.
How do I know? I went on one and the course leaders made a point of telling us that and it was written in the course notes.0 -
I too am an offender! If offered I would rather do the course and avoid the points. The course costs £60 in Wiltshire.
I sent off the reply to the original "notice of prosecution" letter, well over a month ago and am waiting to be offered the speed awareness course (or not) depending on whether I meet the criteria (or not). It seems to be taking a long time to get a reply, but maybe that's Wiltshire.
I was doing 38 in a 30 mph limit.
Do you mind me asking what speed you were doing and how long did they take to reply to you?0 -
Lucy_Lastic wrote: »I was doing 38 in a 30 mph limit0
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Often they go on 10% + 6, so if Wiltshire follow that, 38 would be ok.
But haven't Wiltshire followed Oxfordshire and given up on "safety" cameras, and the safety camera partnership?0 -
It was not a "safety" camera, but a sneeky copper in a van! I was able to view the layby where he was positioned, on line and also inspect the calibration certificate of the speed gun used. (As if that helped.)0
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Thanks everyone, Lucy Lastic I was in Dorset 38 in a 30 (SNAP!) a police van parked at side of road caught me (doh!).
Not gonna challenge (too far to go back and would defeat mse object).0 -
If your licence is clean at the moment, 3 points won't make a lot of difference. Mine didn't go up at all when I was on 3. Most insurance companies don't bother about the first 3 now because so many people have them.
If I were you I'd settle for the 60 quid and the points.0
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