Rent question - No DSS?

Curry_Queen · 10 October 2005 at 12:05PM

I don't think anybody has yet mentioned having a pre-determined rent assessment made, which will tell both you and them exactly how much of the rent they're willing to pay in HB. Call your local council today and have them send somebody out to do this, as well as asking for HB/CTB forms, otherwise your claim will get held up if they have to arrange this themselves at a later date, and it will need to be done before a HB grant can be awarded.

silvertoes · 11 October 2005 at 10:28AM

If you are a private landlord renting out property, it is stated from your insurance company no DSS or asylum seekers (as this drastically increases premiums).
If you were to go ahead without telling your landlord, it will turn his buildings insurance invalid.

Fran · 11 October 2005 at 10:40AM

silvertoes wrote:

If you are a private landlord renting out property, it is stated from your insurance company no DSS or asylum seekers (as this drastically increases premiums).
If you were to go ahead without telling your landlord, it will turn his buildings insurance invalid.

Doesn't this depend on what the landlord's insurance company's terms & conditions are? I always thought no DSS was to do with Housing Benefit claims often taking weeks if not months to work out and landlords couldn't be doing with waiting for rent all the time.

As someone has said, have a look at your tenancy agreement, does it say anything about "if" you claim DSS benefits.

The thing with not saying anything is that it could be breach of contract on your part. It would be a good idea to check with Citizens Advice and see what they have to say.

jezza1O1 · 11 October 2005 at 11:04AM

Ultimately a landlord can evict you for no reason at all, subject to the notice agreement in tenancy agreement - often 6 months initial and then 2 months after that.

Most landlords say no social cos they are concerned they arent going to collect their rent, as long as he is getting it though he wont mind - assuming you have otherwise been an ideal tennant why would he take the risk of having to find someone else.

I wouldnt worry about it if I were you, concentrate on keeping up the rent payments and getting yourself up and running again.

Best of luck

.

Phonix · 11 October 2005 at 2:20PM

often 6 months initial and then 2 months after that.

If you have an assured shorthold tenency agreement with this landlord and it's your first tenency with him, he can't evict you for six months unless you are in b reach of contract, so read your contract carefully. If he tries to evict you he will have to take you to court.

The above is the law the law.

If you live with your landlord the above rule does not apply.

sertav · 11 October 2005 at 11:28PM

I would put an application for Housing + Council Tax Benefit immediately, ahead of becoming unemployed.

Hopefully it would be processed before dismissal. Benefit levels would take into account current earnings so would probably quite low, but once unemployment becomes a reality go back to your council and report a change in circumstances. Pressure them hard to adjust benefit level promptly on the basis of hardship and potential eviction due to arrears!

Also, if and when you become unemployed, claim jobseekers allowance as soon as you possibly can!

Simultaneously, make an immediate claim for a crisis loan. If I remember correctly it won't cover rent so ask for other living expenses instead.

Rent question - No DSS?

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