Overpayment calculator - here

Thefunkygibbons · 22 February 2006 at 5:44PM

There are several of these

Here is one

http://www.moneysavingexpert.com/mortgages/mortgage-overpayment-calculator

EDIT: link changed 2010

exil · 22 February 2006 at 7:52PM

Doesn't take inflation into account.

cazmanian_minx · 23 February 2006 at 10:45PM

Egg's got one as well -

http://new.egg.com/visitor/0,2388,3_54988--View_1028,00.html

Caroline

raeble · 25 February 2006 at 3:49AM

Ooh that's a nice calculator, if I overpay by two hundred pounds a month I'll finish my mortgage in 7yrs 2 months instead of 19 years.

roswell · 25 February 2006 at 4:06AM

thats brilliant confirms my theory that money paid of the morgage is better than money being saved in an offset allthough if you use the chunk of savings to make a lump sum it makes a massive differance.

Joe_Bloggs · 25 February 2006 at 10:06AM

@roswell which calculator did you use and what numbers did you use to test your theory ? Do the calculators indicate the taxation of interest were the savings held in taxable accounts as opposed to offset accounts ?
J_B.

dang · 5 March 2006 at 11:18PM

This thread would be a good Sticky.

richgirl · 7 March 2006 at 6:09PM

Heres another mortgage repayment calculator

http://www.moneyforums.co.uk/mortgage_calculator.php

Inputs -
Mortgage: (Loan Amount)
Interest Rate %
Loan Length (In Years)
Payment Frequency Bi-Weekly / Monthly

Argonaut_2 · 21 March 2006 at 12:27PM

Hi All,

This is the mortgage calculator I have always used. I think it is one of the best around. Let me know what you think!

A

Argonaut_2 · 21 March 2006 at 12:30PM

Dear All,

Of course it might help if I included the link......

http://www.jeacle.ie/mortgage/

A

charlie007 · 22 March 2006 at 12:14AM

wow, am impressed, may sound stupid but i pay by direct debit, who do i contact to increase the monthly amount?

Overpayment calculator - here

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