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  • Special_Saver2
    • #4
    • 27th Nov 07, 10:35 PM
    • #4
    • 27th Nov 07, 10:35 PM
    Matures After 12 Months

    Principality BS Member Only Regular Saver Bond

    Interest rate: 4% gross p.a. fixed
    Monthly payment: £0-£250
    Miss any payments: Can miss as many payments as you wish
    Penalty-free withdrawals: No withdrawals permitted except for penalty-free closure of the account
    Age of applicant: 18 years old or older
    How to open account: Branch
    Special conditions: You must have held a savings or mortgage account for 2 years with Principality BS to open this account.

    Halifax Kids' Regular Saver


    Interest rate: 4% gross p.a. fixed
    Monthly payment: £10-£100
    Miss any payments: Yes, as many as you like
    Penalty-free withdrawals: No withdrawals permitted
    Age of applicant:
    Aged up to 15 years old (but the account can continue beyond the child's 15th birthday)
    How to open account: Branch or online (but account can only be operated in branch)
    Special conditions: You can only open one account per child.

    Saffron BS 12 Month Fixed Rate Regular Saver (Issue 3)

    Interest rate: 3.5% gross p.a. fixed
    Monthly payment: £10-£200
    Miss any payments: No, you will receive no interest for any month in which you miss a payment according to HardCoreProgrammer in post 2516
    Penalty-free withdrawals: Yes, as many as you want
    Age of applicant: No age limits but for children under 7 years old, a parent or guardian must act as a signatory on the account and complete a Young Savers application form
    How to open account: Branch or post
    Special conditions: To open this account you need to have held a savings account or mortgage with Saffron BS for at least 6 months. All customers can open the account by post. The interest rate falls to 0.05% if the account balance is less than £10. You may only hold one Regular Saver account (includes all issues).

    Dudley BS Junior Easy Saver

    Interest rate: 3.5% gross AER variable from 21st February 2013
    Monthly payment:
    £10-£150

    Miss any payments: Yes, as many as you like
    Penalty-free withdrawals: No withdrawals allowed but the account can be closed early (no penalty stated)
    Age of applicant: Under 16 years old, operated either by an adult or a child at least 11 years old
    How to open account: Branch

    Barclays Childrens Regular Saver (Issue 1)

    Interest rate: 3.45% gross p.a. / 3.5% gross AER fixed
    Monthly payment:
    £5-£100

    Miss any payments: No
    Penalty-free withdrawals: No, balance earns 1.50% gross p.a. fixed for any months a withdrawal is made
    Age of applicant: Account must be opened and operated by an adult on behalf of a child aged under 16
    How to open account: Branch

    Kent Reliance Regular Savings (Issue 3)

    Interest rate: 3% gross p.a. variable from 24th January 2017
    Monthly payment: £25-£500
    Miss any payments:
    No, the terms and conditions say they may close the account if you stop making regular payments
    Penalty-free withdrawals: Yes, as many as you want.

    Age of applicant: No minimum age (adults can open the account on behalf of a child)
    How to open account: Branch only
    Special conditions: Maximum balance £6,000.

    Principality BS Dylan Regular Saver Bond (Issue 6, children only)

    Interest rate: 3% gross p.a. fixed
    Monthly payment: £10-£150
    Miss any payments: Can miss as many payments as you wish
    Penalty-free withdrawals: No withdrawals permitted
    Age of applicant: Up to 16 years old
    How to open account: Branch or post
    Special conditions: Comes with a free Dylan the Dragon money box. Deposits by standing order should leave the sending account by the 20th of the month.

    Ipswich BS Smart Save (Issue 2)

    Interest rate: 2.75% gross p.a. variable (but includes fixed 2.5% bonus interest) from 1st October 2016
    Monthly payment:
    £10-£500 (or £1,000 for a joint account)

    Miss any payments: Yes, miss 1 payment
    Penalty-free withdrawals: Yes, two penalty-free withdrawals per anniversary year
    Age of applicant: Not stated
    How to open account: Branch or post
    Special conditions: This product is only available to existing members or new applicants resident in local postcode areas IP, NR, CO, CM, CB and PE. This account lasts more than 12 months but the 2.5% bonus interest is only paid on the last year's worth of deposits (as stated in post 4462).

    West Bromwich BS Children's Fixed Rate Regular Saver (Issue 4)

    Interest rate: 2.5% gross p.a. fixed
    Monthly payment: £10-£75
    Miss any payments: Yes, miss as many as you like, no penalties
    Penalty-free withdrawals: No, and no withdrawals prior to maturity
    Age of applicant: 15 years or younger
    How to open account: Branch only

    Mansfield BS Regular Savings (Issue 4)

    Interest rate: 2.25% gross p.a. variable from 19th September 2016
    Monthly payment: £25-£250
    Miss any payments: Yes, as long as you do not miss payments for two consecutive months
    Penalty-free withdrawals: Yes, two withdrawals per calendar year (1st January to 31st December)
    Age of applicant: 18 years or older
    How to open account: Post or branch
    Special conditions: Closure is subject to the loss of 90 days interest on the closing balance if 2 or more withdrawals have been made in the same year. Interest rate drops after 12 months.
    Available to savers resident in Nottinghamshire, Derbyshire or South Yorkshire or existing members who have a minimum of 1 year continuous membership.

    West Bromwich BS Adult's Fixed Rate Regular Saver (Issue 4)

    Interest rate: 2% gross p.a. fixed
    Monthly payment: £10-£100
    Miss any payments: Yes, miss as many as you like, no penalties
    Penalty-free withdrawals: No, and no withdrawals prior to maturity
    Age of applicant: 16 years or older
    How to open account: Branch only


    Principality BS Regular Saver Bond (Issue 17)

    Interest rate: 2% gross p.a. fixed
    Monthly payment: £20-£500
    Miss any payments: Yes, miss as many as you want
    Penalty-free withdrawals: No. You can close the account early but all interest will then be paid at the bottom tier of the Instant Access account rate.
    Age of applicant: Not stated
    How to open account: Branch and online
    Special conditions: Balance transferred to an Instant Access account at the end of the 12 month term. The terms and conditions say they will write to you with details of that account prior to maturity. It has been reported by lucky77 in this thread that if you try and make a 13th payment then it will be returned to you.

    Cambridge BS Regular Saver (Issue 5)

    Interest rate: 2% gross p.a. fixed
    Monthly payment: £0-£300
    Miss any payments: Yes, miss as many as you like, no penalties
    Penalty-free withdrawals: No withdrawals but the account can be closed early with a 90 day interest penalty
    Age of applicant: Not specified
    How to open account: Branch, phone or post

    Halifax Regular Saver Account

    Interest rate: 2% gross p.a. fixed
    Monthly payment: £25-£250
    Miss any payments: Yes, as many as you like
    Penalty-free withdrawals: No withdrawals but early closure is permitted
    Age of applicant:
    Aged 16 years old or older
    How to open account: Branch, online or phone
    Special conditions: Money held in a Regular Saver counts towards the £5,000 total balance you need to hold in qualifying accounts to be eligible for the Halifax Savers Prize Draw. As part of your Regular Saver application Halifax will also open an Everyday Saver at the same time, currently paying 0.25%gross/AER variable for 12 months. After 12 months, any money you have saved into your Regular Saver along with interest accrued will be transferred into the Everyday Saver account and your Regular Saver will continue for another period of 12 months at the interest rate applicable at the time.

    Triodos Bank Fixed Regular Saver

    Interest rate: 1.75% gross p.a. / 1.76% gross AER fixed rate
    Monthly payment: £25-£500
    Miss any payments: No
    Penalty-free withdrawals: Two per year but they require 33 days' notice
    Age of applicant:
    Not stated

    How to open account: Online
    Special conditions: Deposit protection is by the Dutch protection scheme, not FSCS. Only one payment per month allowed and must be money new to Triodos (i.e. not a transfer from another Triodos account). One account per person including one in joint names.

    Dudley BS One Year Regular Saver (Issue 4)

    Interest rate: 1.5% gross p.a. variable from 26th May 2016
    Monthly payment: £0-£500
    Miss any payments: Yes, as many as you like
    Penalty-free withdrawals: No, but you can close the account early without penalty
    Age of applicant: Over the age of 21
    How to open account: Branch or post

    Special conditions: UK residents. You cannot open this account if you have any other regular saver account with Dudley BS.

    Last edited by Special_Saver2; 13-11-2017 at 12:27 AM.
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